Prefer to speak with a consultant? Call 1300 131 000.
What is business insurance?
No matter the size of your business, it’s important to look out for your livelihood. Business insurance is designed to help cover your business from unplanned costs when things go wrong. It’s important to choose the right policy to keep your business covered.
Pay monthly at no extra cost2
Choose up to 12 covers1 in one policy in theBusiness Insurance Pack and pay monthly or annually at no extra cost to suit your cash flow.
Business Insurance quotes
Whether your business vehicle is in a road accident, your stock is stolen, or an employee suffers a workplace injury, our Business Insurance and Workers Compensation products will cover your business and employees.
Business Insurance Pack
Flexible cover designed to insure your business against the unexpected. From Public Liability cover to accidental damage or theft of vehicles, tools or stock, choose and combine from a range of 12 insurance covers1 to suit your business.
Public Liability
Helps cover the amount you become legally liable to pay as compensation (subject to the selected limit of indemnity) if a member of the public is injured or their property is damaged in connection with your business
Commercial Motor Vehicle
Helps your business cover the costs from events such as accidental damage to, or theft of, your business vehicles
Workers Compensation
We aim to deliver a positive workers compensation experience, from providing cover to making claims, and everything in between
Allianz Farm Pack
We no longer offer the purchase of new Farm Pack policies directly to customers. If you have an existing policy, you can call us on 1300 131 000.
Alternatively, if you require farm insurance our product is available through brokers. You may find a broker by searching Need A Broker.
We’re here when you need to make a claim. Find out what’s involved and what you’ll need to do for your claims category.
Flexible small business insurance for your industry
Every industry has different insurance needs. Whether you’re aftersmall business insurance or cover for a growing business, we offer a range of covers1 to choose from in ourBusiness Insurance Pack.
If you have employees, Workers Compensation Insurance is mandatory in all Australian states and territories. Workers Compensation Insurance isn’t available under the Business Insurance Pack and will need to be bought as an additional policy.
Find your industry and learn more about our covers
Can’t see your industry? Call 1300 131 000 and speak to our team of Australian-based Business Insurance specialists.
Why choose us?
Award-winning claims team3
Lodge a claim online 24/7 or find a number for your claims category to lodge a claim over the phone.
Australian-based Business specialists
Our experts can help you arrange your Business Insurance. Call 1300 131 000 to speak to a Business specialist now.
Instant Certificate of Currency
If you are an existing Business Insurance customer, you can request a copy of your Certificate of Currency.
Frequently asked questions
According to the ATO, businesses can generally claim a tax deduction for most operating expenses in the financial year they’re incurred. As a general guideline, certain Business Insurance premiums could be tax deductible if the expense directly relates to earning your assessable income.
These may include cover for public liability, fire, theft, commercial vehicle, loss of profits insurance, accident or disability, professional indemnity, or workers compensation. It’s advised that you seek independent advice for your specific situation as no tax advice is provided by this website.
No matter how much you plan, there’s the possibility of being met with the unexpected. That’s why the right Business Insurance cover is important. Make sure your business and livelihood are appropriately covered, regardless of their size or how established you are.
Depending on the type of business, and where you operate, you may also be legally or contractually required to have certain business insurance coverage. Make sure you know your obligations to help determine what insurance your business may need.
Every business is different, so choose the insurance that best suits your business needs.
We provide cover for thousands of occupations and many types of businesses. Find your industry and learn more about what you can get cover for.
Allianz offers a range of covers to pick-and-build Business Insurance in one simple-to-manage policy.
You can buy most of our insurance covers online or by simply calling 1300 131 000 to speak to one of our Australian-based Business Insurance specialists.
Every business is different, so there’s no one-size-fits-all standard price when it comes to Business Insurance.
Factors to consider include but are not limited to:
- The nature of your business
- Types and level of cover required
- Business location
- Estimated annual turnover
- The value of the property and assets insured
- Number of employees
You can get a quote online, or call our experts on 1300 131 000.
All documents are sent to the email address you provide us unless you have requested your documents to be mailed. If you can’t find your documents you can also give our Australian-based Business Insurance experts a call on 1300 131 000.
Additionally, if you’re an existing customer, you can request a copy of your Certificate of Currency online.
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*Conditions apply
- Range of covers
Acceptance criteria apply to each cover based on the characteristics of your business and the risks you’re looking to insure. - Pay by the month (Payment instalments)
Premiums payable by instalments may be subject to minor adjustments (upwards and downwards) due to rounding and financial institution transaction fees may apply. - Awards
IBA General Insurer Claims Team of the Year in 2021
Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past and present.
Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.
Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.