Business Insurance

From our comprehensive Business Insurance Pack to Workers Compensation, find the product to suit your business’ needs
Prefer to speak with a consultant? Call 1300 131 000.
No matter the size of your business, it’s important to look out for your livelihood. Business insurance is designed to help protect your business from unplanned costs when things go wrong. It’s important to choose the right policy to keep your business covered. 

Buy a new Public Liability insurance cover and get a $100 eGift card. Plus save up to 10%3,4 on your first year’s premium when you buy it as a part of a new Business Insurance Pack policy online3,4

Use promo code GIFT at checkout or over the phone

eGift Card offer ends 21 July 2022. See dummy Terms and Conditions
Whether your business vehicle is in a road accident, your stock is stolen, or an employee suffers a workplace injury, our Business Insurance and Workers Compensation products will take care of your business and employees.
Flexible cover designed to help protect your business against the unexpected. From Public Liability cover to accidental damage or theft of vehicles, tools or stocks, choose and combine from a range of 12 insurance covers2 to suit your business.
Covers the amount you become legally liable to pay as compensation (subject to the selected limit of indemnity) if a member of the public is injured or their property is damaged in connection to your business
Helps your business cover the costs from events such as accidental damage to, or theft of, your business vehicles 
We aim to deliver a positive workers compensation experience, from providing cover to making claims, and everything in between
We no longer offer the purchase of new Farm Pack policies. If you have an existing policy, you can call us on 1300 131 100.
We’re here when you need to make a claimFind out what’s involved and what you’ll need to do for your claims category.
Every industry has different insurance needs. Whether you’re after small business insurance or cover for a growing business, we offer a range of covers2 to choose from in our Business Insurance Pack
If you have employees,
Workers Compensation Insurance
is mandatory in all Australian states and territories. Workers Compensation Insurance isn’t available under the Business Insurance Pack and will need to be bought as an additional policy.
Can’t see your industry? Call 1300 131 000 and speak to our team of Business Insurance specialists.
Make a claim online 24/7 or find a number for your claims category to lodge a claim over the phone
Choose up to 12 covers2 in one policy in the dummy Business Insurance Pack and pay monthly or annually at no extra charge to suit your cash flow.
Our experts can help you arrange your Business Insurance. Call 1300 131 000 to speak to a Business specialist now
If you’re an existing Business Insurance customer, you can request a copy of your Certificate of Currency
  1. Payment by instalments
    Premiums payable by instalments may be subject to minor adjustments (upwards and downwards) due to rounding and financial institution transaction fees may apply.
  2. Range of covers
    Acceptance criteria apply to each cover based on the characteristics of your business and the risks you’re looking to insure.
  3. Online discount terms and conditions.
    A premium discount of up to 10% is applied to your first year's premium when you buy a new Business Insurance Pack policy online.

    Please note that the online discount doesn’t apply to Commercial Vehicle cover, Goods In Transit cover or the following Management Liability covers: Directors and Officers Insurance, Employment Practices Liability, or Crime Insurance (which are only available from our contact centre).

    This discount isn’t applied at renewal.
  4. Minimum premiums may apply
    Any discount and/or entitlements may be subject to rounding and only apply to the extent that any minimum premium isn’t reached.

    If you’re eligible for more than one discount, we apply them in a predetermined order. This means the effect of applying any subsequent discount will be applied to the reduced premium amount after applying any prior discounts. For example, the aggregate effect of applying two discounts consecutively means that you won’t see the full benefit of both these discounts.

    Discounts don’t apply to taxes or government charges. No discounts are applied to Commercial Vehicle cover.

Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about this insurance, please consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website.

Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered on this website.

Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered on this website.