Sometimes even the healthiest people are diagnosed with serious illnesses. Critical Illness cover (also known as Trauma cover) can be added to your Life cover policy and pays a lump sum benefit if you suffer from one of the defined Critical Illnesses. This can help relieve your financial burden at a very stressful time.
If your claim is accepted, Critical Illness benefits are paid regardless of your ability to work. The funds can be used for any purpose you choose – for example to seek specialist or alternative medical treatment, to pay down your debts, or make lifestyle changes such as reducing your working hours.