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Cover for your adventure activities and extreme sports

Whether you’re scuba diving in Fiji, riding a scooter in Bali, or trekking the world’s highest mountains, nothing should stop you from enjoying your holiday.

But if you get injured overseas, medical treatment can be costly. It’s smart to think about what activities you’ll do before you buy travel insurance.

Our optional Adventure Pack provides cover for a range of more adventure activities and sports that aren’t automatically covered by a standard policy.1, 2

With our Comprehensive, Domestic and Multi-Trip plans, eligible customers can choose to add an Adventure Pack for an additional premium.

What does our Adventure Pack cover?

Our Adventure Pack provides cover for your participation in the adventure activities listed below. Keep in mind that not every situation is covered. Please read the Product Disclosure Statement carefully so you understand what’s included and the limits that apply.

To buy this optional pack, you must be under 75 years when your Certificate of Insurance is issued.

What we cover

  • Land activities
  • Outdoor rock climbing (with ropes and appropriate safety gear)
  • Abseiling
  • Caving/potholing
  • Flying fox/zip lining
  • Tandem parachuting, tandem sky diving, tandem hang gliding, tandem gliding and tandem paragliding (but you must be in tandem with a licensed instructor for these activities)
  • Hiking, trekking, or tramping, peaking at altitudes from 3,000 metres up to 6,000 metres, where specialist climbing equipment is not required
  • Expeditions to or on the Kokoda Track/Trail
  • Battle re-enactment (but not with firearms)
  • Motorised activities
  • Motorcycles, mopeds, or motorised scooters - including as the driver or as a pillion passenger
  • Quad bike riding (but only single rider)

Please note

Even if you add an Adventure Pack, you're only covered if:

  • you have a valid Australian driver's licence (excluding a learner's licence) for the vehicle you’re driving. Or have a licence valid for the country you’re riding in, if your Australian licence is not recognised in that country;
  • if you're a passenger on a motorcycle, moped, or motorised scooter, the driver must have a valid license for that vehicle and country. You may still be covered if you didn't know the driver was unlicensed, as long as no other exclusions apply to your claim;
  • you’re driving a quad bike without a passenger. There’s no cover if you're a passenger on a quad bike;
  • you always wear an appropriate safety helmet;
  • you’re not participating in a race or riding a motorcycle, moped, motorised scooter or quad bike in a professional capacity.
  • Water activities
  • Surface water activities in rivers or rapids graded IV or V under the International Scale of River Difficulty
  • Cave/river tubing
  • Deep sea fishing
  • Sailing from 11 to 15 nautical miles from land
  • Diving underwater using an artificial breathing apparatus at a depth no greater than 30 metres (to be covered for this activity, you must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities. Please note, restrictions apply, refer to General Exclusions, ‘Activities’ and ‘Diving alone’, in the Product Disclosure Statement)
  • Sport activities
  • Contact sports (including any form of rugby, Australian Rules football or American football)
  • Martial arts
  • Shooting (moving target e.g. clay pigeon), but not hunting
  • Animal activities
  • Animal conservation and handling (under appropriate supervision)

  • Permanent Disability or Personal Liability claims that arise from your participation in adventure activities
  • Competing in a professional capacity
  • Riding as a passenger on a quad bike

Why choose Allianz Travel Insurance?

Thousands of satisfied customers

We value what our customers have to say about their experience with us

Network of medical experts

We have around 150 Registered Nurses and Doctors available worldwide

Emergency assistance available

Our Australian-based case managers can help provide the support you need – 24 hours a day, 365 days a year

Award-winning travel insurance

Join over 100,000 customers who choose Allianz Travel Insurance

Ready to find travel insurance for your adventure?

Frequently asked questions

Allianz Travel Insurance Comprehensive, Multi Trip or Domestic plans provide the option to add an Adventure Pack for an additional premium.1 When you purchase your travel insurance policy online, you can add the adventure pack to your policy.

To decide which plan best suits your needs, you can compare Allianz Travel Insurance plans.

The adventure pack doesn’t cover competing in professional sports or activities.

We don't cover Permanent Disability or Personal Liability claims that arise from your participation in adventure activities.

You're not covered while riding on a motorcycle, moped, motorised scooter, or quad bike if:

  • you don't have the right type of Australian driver's licence (including a learner's licence) for the vehicle you’re driving. Or have a licence valid for the country you’re riding in.
  • you're a passenger on a motorcycle, moped, motorised scooter and the driver doesn't have a valid licence for that vehicle or country. Unless you didn't know the driver was unlicenced.
  • you're driving with a passenger or you're a passenger on a quad bike.
  • you're not wearing a helmet.

For full details and before making a decision, consider the Product Disclosure Statement.1,4

Allianz Travel Insurance automatically covers you to participate in some activities. You can refer to Activities Included in the Product in the Product Disclosure Statement for a list of activities that are already included with your plan.

If your travel arrangements include an activity not listed in this section, you should check the activity is listed under the Adventure Pack and consider purchasing our optional Adventure Pack for an additional premium.1

To be eligible to purchase an Adventure Pack you must be under 75 years at the time your policy is issued. An Adventure Pack is only available for purchase with a Comprehensive, Multi Trip or Domestic plan.

An Adventure Pack has an additional excess of $500 in addition to your chosen base excess. This amount can't be changed or removed. The excess is applicable where a claim is made under Overseas Medical & Hospital Expenses or Cancellation Benefits and the claim arises from your participation in an adventure activity.

We're here to help

Explore our Help page for questions about your policy, claims, payments, and more. If you need to reach us, we're ready to connect.

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*Conditions apply

  1. Terms, conditions, exclusions, limits, and applicable sub-limits apply. Eligibility criteria may also apply. Refer to the PDS for full details.
  2. You won’t have cover under Permanent Disability and Personal Liability benefits for any claims arising from your participation in any of the activities listed under Adventure Pack even if you’ve bought an Adventure Pack.
Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past and present.


Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, exclusions, limits and applicable sub-limits apply. Before making a decision about this insurance, please consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website.

Travel Insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFS Licence No. 245631, trading as Allianz Global Assistance (AGA) as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). Travel Insurance is underwritten by the insurer Allianz. Terms, conditions, exclusions, limits and applicable sub-limits apply.

We don’t provide advice based on any consideration of your objectives, financial situation or needs. Before making a decision, please consider the Product Disclosure Statement available on this website. If you purchase this insurance, AGA will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product.