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Third Party Property Damage Car Insurance

This information relates to new customers who have joined on or after 9th September 2021. For existing or renewing customers, please view the relevant PDS

Is Third Party Property Damage Car Insurance right for you?

Third party car insurance helps protect you from the cost of accidentally damaging someone else's car or property.

  • We'll cover anyone you give permission to drive your car. Driver and usage exclusions apply1
  • Provides up to $20 million cover for damage you cause to other people's cars or property, arising out of a single accident and its related events.
  • We'll pay for reasonable legal costs and expenses from court proceedings due to a liability claim 

  • This is not Compulsory Third Party (CTP) insurance. Find out more about CTP Insurance

  • Fire and Theft cover is not included. If you are looking for Car Insurance that provides cover for your own vehicle including fire and theft, you may want to consider our Comprehensive Car Insurance product

This is a summary only of some of the features available in our Third Party Property Damage Car Insurance policy. These features apply for new customers with policies effective from 9 September 2021. Existing and renewing Car Insurance policies will continue under the Allianz Car Insurance PDS. Before making a decision on this insurance, please carefully consider the Product Disclosure Statement available on this website which sets out the terms, conditions, limits and exclusions.

Policy documents

Before making a decision about what product is right for you, please refer to the relevant Product Disclosure Statement (PDS).

Each insurance company calculates the cost of car insurance differently. The cost of our Third Party Property Damage Car Insurance is determined by a range of factors, including:

  • the age and driving experience of the person who drives the car the most
  • the year of your car
  • the location your car is parked

To find out how much your Third Party Property Damage Car Insurance will cost, get a quote online.

Yes, if you lodge a claim on your Allianz Third Party Property Damage policy you will be required to pay an excess. Any applicable excesses are shown in your policy documentation.
Third Party Property Damage (TPPD) Insurance provides cover for damage you cause to other people's cars and property while using your car.  It does not cover damage caused to your own car or injury you cause to other people.

Our Third Party Property Damage Car Insurance covers you for damage you cause to someone else’s cars and property. This includes the cost of the damage and approved legal costs arising from a covered accident.  

It does not cover your car for fire, theft or damage from an accident. To cover your car from accidental loss or damage, consider Comprehensive Car Insurance.

For more information on Third Party Property Damage Car Insurance, read the PDS, or visit car insurance to learn about the different types of car insurance we offer.

Give us a call, or send us a message. 

*Conditions apply

  1. Driver exclusions apply if the driver is unlicensed, refuses a drug or alcohol test, is under the influence of drugs or exceeds the legally allowed alcohol limit. Refer to the Comprehensive Car Insurance or Third Party Property Damage Car Insurance PDS for full driver, usage and other policy exclusions as set out in the "What's not covered" section. An additional excess applies to drivers under 25.

Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about this insurance, please consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website.

Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered on this website.

Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered on this website.