What is General Property Insurance?
General Property Insurance covers you for the cost of repairing or replacing certain property insured, such as your portable tools or equipment, that is accidentally lost or damaged in any location worldwide (unless otherwise noted). General Property Insurance is available as part of our Business Insurance Pack only, not as a standalone product.
We understand that not having your tools or equipment could result in you not being able to work, which could affect your cash flow, while also leaving you out of pocket. General Property Insurance helps by ensuring accidentally lost or damaged tools or equipment are repaired or replaced as soon as possible, allowing you to continue operating.
What our General Property Insurance covers
What’s not covered
- Covers unspecified property for up to $2,500, including tools of trade, business contents and stock. Property is covered at or away from your business premises.
- If you want to cover items for more than $2,500, they can be listed on the schedule as specified items. Computer equipment, photographic equipment and mobile phones have to be listed as specified items to be covered irrespective of their value.
Do you need General Property Insurance?
If you have tools or equipment you use to carry out your daily business activities, and would struggle to run your business without them, you may want to consider having General Property Insurance.
Our General Property Insurance offers worldwide coverage for accidental loss or damage to your tools or equipment when away from your business premises, including when they’re at customers’ sites or taken home by your employees.
Why choose us?
Award-winning claims team2
Australian-based Business specialists
Instant Certificate of Currency
Frequently asked questions
The cost of Allianz General Property Insurance depends on a number of factors, including but not limited to:
- The required sums insured
- Location of your business
- Your business type
Call our dedicated small business team on for more information, or get an online quote.
Our General Property Insurance is only available to buy as part of the Business Insurance Pack.
When purchasing online you must buy Public Liability or Commercial Property Insurance to add General Property Insurance to your policy. If you don’t want Public Liability Insurance you can call our team of Australian-based Business specialists on to obtain General Property cover with Commercial Property cover.
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- Pay by the month (Payment instalments)
Premiums payable by instalments may be subject to minor adjustments (upwards and downwards) due to rounding and financial institution transaction fees may apply.
IBA General Insurer Claims Team of the Year in 2021
Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about this insurance, consider the relevant for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.
Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.