What is General Property Insurance?
General Property Insurance covers you for the cost of repairing or replacing property insured, such as your portable tools or equipment, that is accidentally lost or damaged in any location worldwide (unless otherwise noted). General Property Insurance is available as part of our Business Insurance Pack only, not as a standalone product.
We understand that not having your tools or equipment could result in you not being able to work, which could affect your cash flow, while also leaving you out of pocket. General Property Insurance helps by ensuring accidentally lost or damaged tools or equipment are repaired or replaced as soon as possible, allowing you to continue operating.
Save up to 10%2,3 on your first year's premium when you buy General Property Insurance as part of a new Business Insurance Pack online.
What our General Property Insurance covers
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What’s covered
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What’s not covered
- Covers unspecified property for up to $2,500, including tools of trade, business contents and stock. Property is covered at or away from your business premises.
- If you want to cover items for more than $2,500, they can be listed on the schedule as specified items. Computer equipment, photographic equipment and mobile phones have to be listed as specified items irrespective of their value.
and speak to our team of Business Insurance specialists.
Do you need General Property Insurance?
If you have tools or equipment you use to carry out your daily business activities, and would struggle to run your business without them, you may want to consider having General Property Insurance.
Our General Property Insurance offers worldwide coverage for accidental loss or damage to your tools or equipment when away from your business premises, including when they’re at customers’ sites or taken home by your employees.
Why choose us?
Instant Certificate of Currency
Pay monthly at no extra charge1
Specialist Business experts
Excellence in claims
Ready to get started?
Frequently asked questions
The cost of Allianz General Property Insurance depends on a number of factors, including:
- The required sums insured
- Location of your business
- Your business type
Call our dedicated small business team on 1300 131 000 for more information, or get an online quote.
Our General Property Insurance is only available to buy as part of the Business Insurance Pack.
You must buy Public Liability Insurance to add General Property Insurance to your policy. You can buy cover online now or by calling our team of small business specialists on 1300 131 000.
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*Conditions apply
- Pay by the month (Payment instalments)
Premiums payable by instalments may be subject to minor adjustments (upwards and downwards) due to rounding and financial institution transaction fees may apply.
- Online discount terms and conditions
A premium discount of up to 10% is applied to your first year's premium when you buy a new Business Insurance Pack policy online.
Please note that the online discount doesn’t apply to Commercial Vehicle cover, Goods In Transit cover or the following Management Liability covers: Directors and Officers Insurance, Employment Practices Liability, or Crime Insurance (which are only available from our contact centre).
This discount isn’t applied at renewal.
- Minimum premiums may apply
Any discount and/or entitlements may be subject to rounding and only apply to the extent that any minimum premium isn’t reached.
If you’re eligible for more than one discount, we apply them in a predetermined order. This means the effect of applying any subsequent discount will be applied to the reduced premium amount after applying any prior discounts. For example, the aggregate effect of applying two discounts consecutively means that you won’t see the full benefit of both these discounts.
Discounts don’t apply to taxes or government charges. No discounts are applied to Commercial Vehicle cover.
Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about this insurance, please consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website.
Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered on this website.
Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered on this website.