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Target Market Determinations (TMDs)

Find the TMD for your insurance cover

What is a Target Market Determination?

A Target Market Determination (commonly known as a TMD) describes the class of customers an insurance cover has been designed for, including the key attributes of the insurance cover and the customers eligible for it.

A TMD doesn’t replace the standard terms, conditions, or disclosures set out in a Product Disclosure Statement (PDS). Before deciding to buy an insurance cover, consider the information in the PDS.

Choose your product to find the TMD that applies. If you’re unsure of the name of your specific insurance cover, you can refer to your policy documents. 

Choose your product

Car Insurance

Policies purchased on or after 9 September 2021

For customers who purchased a new policy on or after 9 September 2021 and may have renewed. Your policy number will start with BC.
 

Policies purchased before 9 September 2021

For customers who purchased a new policy before 9 September 2021 and have since renewed. Your policy number will end with DMP, DVC or DVT.
 

Home and Landlord Insurance

Business Insurance

New and renewing policies effective on or after 28 October 2023

Applies to Commercial Vehicle cover section in Allianz Business Insurance Pack, Allianz Office Pack, and Allianz Trades and Services Pack policies, as well as standalone Commercial Motor Insurance policies. 
 

Policies, including renewals effective between 30 September 2022 – 27 October 2023

Applies to Commercial Vehicle cover section in Allianz Business Insurance Pack, Allianz Office Pack, and Allianz Trades and Services Pack policies, as well as standalone Commercial Motor Insurance policies.
 

Policies, including renewals, effective between 8 November 2021 and 30 September 2022

Applies to Commercial Vehicle cover section in Allianz Business Insurance Pack, Allianz Office Pack, and Allianz Trades and Services Pack policies, as well as standalone Commercial Motor Insurance policies.
 

New and renewing policies effective on or after 26 November 2022 

Applies to Allianz Farm Pack policies.
 

Policies, including renewals, effective before 26 November 2022

Applies to Allianz Farm Pack policies.
 

Life Insurance

Leisure Insurance

Travel Insurance

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Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past and present.



Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.

Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.