Whether you’re just starting out or are already established, a lot of energy goes into building your business. No matter how much you prepare, some circumstances are out of your control. Small businesses can be particularly vulnerable, that’s why knowing which cover is right for your business is important.
Depending on your business type or the locations you operate in, you may be contractually or legally required to carry some level of insurance. That’s why it’s important to consider your business obligations.
Flexible insurance for your industry
Business Insurance Pack
Public Liability Insurance
Commercial Vehicle Insurance3
Goods In Transit
Why choose us?
Award-winning claims team4
Australian-based Business specialists
Instant Certificate of Currency
Frequently asked questions
- Liability, such as public and products liability.
- Your physical assets, such as commercial vehicles, commercial property for premises, stock and contents, glass for your office or shop’s front window, theft of assets and general property for your mobile tools of the trade.
- Other cover, such as business interruption for lost income due to an insured event.
Every business is different so it’s important to consider the type of business, how you operate, and which aspect of your business you wish to cover for. Certain businesses may also be required to carry some level of insurance, so make sure you know your obligations.
If your business activities involve interacting with the public, Public Liability Insurance can help cover you if you become liable to pay compensation for injury to third parties, or damage to their property as a result of your business activities or while using your product or service.
Depending on the type of your business or where you operate, you may be required to carry some level of Public Liability cover. Make sure to check the requirements before buy your insurance.
Allianz Business Insurance Pack does provide Flood Cover but it’s an optional benefit.
On top of property insured, you could also be covered for lost income, profit or turnover in the event of a flood if you have selected Business Interruption Cover section in addition to Flood cover option within Commercial Property insurance.
This is only included in your Business Interruption insurance if you have selected the Flood Cover option under Commercial Property.
See the Commercial Property and Business Interruption sections withinfor more details.
- Get the details including policy number and details of what has happened.
- Complete our claim form. You can choose between an or paper form or give us a call on the following numbers:
Motor & Property:
Public Liability (bodily Injury):
Public Liability (non-bodily injury):
- We’ll be in touch.
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- Pay by the month (Payment instalments)
Premiums payable by instalments may be subject to minor adjustments (upwards and downwards) due to rounding and financial institution transaction fees may apply.
- Range of covers
Acceptance criteria apply to each cover based on the characteristics of your business and the risks you’re looking to insure.
- Commercial Vehicle Insurance
Commercial Vehicle cover is only available to buy under the Business Insurance Pack if you also buy Public and Products Liability Insurance or Commercial Property under the same policy. If you don’t require Public and Products Liability Insurance, we offer a standalone policy that you can consider instead.
IBA General Insurer Claims Team of the Year in 2021.
Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about this insurance, consider the relevant for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.
Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.