Your building and contents can be covered for flood-related damage if you take out optional Flood cover, subject to eligibility. Your building and contents, under flood cover, will be covered for:
Loss or damage caused by:
- Flood water, combined with run-off and rainwater
As well as loss or damage caused by or arising from the following, if it’s caused directly by and occurs within 72 hours of a flood:
- Soil movement, including erosion
To find out if you’re eligible for Flood cover, get an online quote or call us on 13 1000.
If you currently hold a policy and would like to find out whether your Building and Contents insurance policy currently has Flood cover, you can log onto My Allianz to check your policy documentation or call us on 13 1000.
Note: 72 hour exclusion period may apply. We don’t provide cover (where the type of cover you have under the policy provides it) for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires, during the first 72 hours after you first take out or increase the cover under the policy. For the standard terms, conditions and exclusions about our Home Insurance, refer to the Product Disclosure Statement (PDS).