Online discounts

Any online discounts offered are applied to our standard rates, but excluding all other optional covers. The online discount only applies to the first year’s premium (unless stated otherwise). For Car Insurance, the online discount only applies to new Comprehensive Car Insurance policies and does not apply to Third Party Fire & Theft policies and Third Party Property Damage policies. Promotional or other discounts may apply from time to time for customers who apply for insurance via our Contact Centre.

* Minimum premiums may apply

Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers.

Car Insurance discounts

Safe Driver Benefits apply to Comprehensive Allianz Car Insurance policies only. Eligibility conditions in relation to all drivers apply.

* Car Insurance - Named Driver

If this applies, an excess of $2,500 will apply if the vehicle is driven by an unnamed driver. The excess, if payable, replaces all other excesses which otherwise would have applied to the unnamed driver. It is not in addition to other excesses.

Up to 19% on home insurance

The up to 19% discount is made up of two discounts. First discount is up to 10% for combining buildings and contents covers on the one policy and the second discount is up to 10% discount for buying online. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. Discounts may not be applied to any Flood or Portable contents components of the premium (if applicable).

Portable contents

Cover for Portable contents anywhere in Australia (including within your home) and for a maximum of 120 days in any one period of insurance elsewhere in the world. Only available in conjunction with contents cover and as an optional benefit.

Home and Landlord Insurance discounts

The following discounts will not be applied to the flood premium - No claim bonus, approved security system discount, combined policy discount, age of owner discount, my Allianz discount, age of building discount and voluntary excess discount

* Up to 30% No Claim Bonus

To qualify for the maximum No Claim Bonus of 30%, home insurance customers must have had no home or contents insurance claims in the preceding five years. Landlord insurance customers must have had no Landlord losses in the preceding three years. However, customers who have had up to two claims may still qualify for reduced Non Claim Bonus.

Travel Insurance

Insurance is underwritten by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708 and issued and managed by AWP Allianz Worldwide Partners Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance as an agent of Allianz. If you purchase this insurance, Allianz Global Assistance is remunerated by Allianz for providing services on behalf of Allianz. This is a percentage of the premium. Ask us for more details before we provide you with any services on this product.

Life Insurance

Issued by Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFSL 296559.

Boat Insurance

Issued by Club Marine Limited ABN 12 007 588 347 AFSL 236916 as agent of the insurer Allianz Australia Insurance Limited.

Pet Insurance

Petplan Australasia Pty Ltd ABN 64 069 468 542 AFSL 245663 is the sole administrator of the policy and acts under a binder for Allianz Australia Insurance Limited who underwrites the Petplan products.

⁺Small Business Insurance discounts

Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of printing and are subject to change without notice.