This product has a general exclusion, with limited exceptions, against epidemics and pandemics. That means we don’t cover claims that arise from, or are related to, an epidemic or pandemic.
However, you’re covered under selected benefits if, during your period of cover, you’re positively diagnosed as suffering a sickness recognised as an epidemic or pandemic, such as COVID-19.
Refer to the PDS to see which benefits offer cover in the event you contract a sickness recognised as an epidemic or pandemic, and the terms, conditions, limits and exclusions that apply.
Note: there is no cover under any benefit of this policy if your claim arises because you didn’t follow advice or a warning that has been issued by the Australian Government or a reliable mass media source. This applies even if the Australian Government has given you permission to travel, or you fall under a specific exemption where there is otherwise a travel ban in place.
For more information, visit COVID-19 Benefits or call us on 13 1000.