QLD CTP Insurance

We cover over 1 million vehicles for their QLD CTP
Make the switch today and join one of the largest CTP insurers in the state
Compulsory Third Party (CTP) insurance is a mandatory policy that generally covers anyone who drives your vehicle (including yourself) for injuries caused to others in an at-fault motor accident. 
Have you been injured in a motor vehicle accident? Making a claim with us is quick and simple. Find out what’s involved and what you’ll need to make a claim.
Find out what is and isn’t covered with our CTP Insurance.

  • Your liability
  • CTP insurance generally covers your liability – and the liability of anyone who drives your vehicle – for injuries and death caused to other parties in a motor vehicle accident, 24 hours a day, anywhere in Australia. 
  • At-Fault Driver Protection
  • At no extra charge, we offer an At-Fault Driver Protection policy for eligible vehicles and customers 25 years and over. This covers you for certain injuries you may sustain in a road accident that’s your fault. You can apply for the policy if you meet the eligibility criteria.

  • Damage to vehicles or property
  • CTP insurance doesn’t cover damage to your vehicle, other vehicles or property.  Visit Car Insurance if you’re looking for this type of cover.

The extent of QLD CTP cover is defined by law and in some circumstances may be excluded, such as if the accident was the result of a serious driving offence.
We offer an additional At-Fault Driver Protection policy at no extra cost with Allianz QLD CTP Insurance. The policy covers drivers 25 years and older for certain injuries they may sustain when driving an eligible motor vehicle in a motor vehicle accident that’s entirely their fault. These and other eligibility requirements apply – see the At-Fault Driver Protection policy document for details.

A benefit payable under this policy is in addition to any entitlements that the driver may have under the National Injury Insurance Scheme. You can apply for the policy online or by calling 13 1000.

At-Fault Driver Protection provides specified lump sum payments for certain injuries up to a maximum of $1,000,000 of cover for quadriplegia. Once applied for, the policy will begin automatically when you next renew your vehicle’s registration with us as your CTP insurer. Certain terms and conditions apply to the cover.

For full terms and conditions, and to see what is and isn’t covered, read the At-Fault Driver Protection policy.


QLD-based CTP specialists will handle your claims quickly and fairly 
Be covered by one of Australia's leading insurers
A separate At-Fault Driver Protection Policy at no extra cost if applied for

The cost to someone who is injured in a motor vehicle accident can be significant when you consider the medical care and treatment costs that can be involved, and potential loss of income during recovery. In extreme cases, those who are injured can need expensive treatment for the rest of their lives.

To make sure injured parties of motor vehicle accidents are compensated irrespective of the financial position of the driver that caused the accident, it’s mandatory for all vehicle owners to take out CTP insurance before they’re able to register their vehicle.

You may nominate to change your CTP insurer at any time while your vehicle is registered, but the actual change of insurer will only come into effect from the commencement of the next period of registration.
Your CTP insurance will cover your vehicle as long as it’s registered. To cancel your CTP policy, you must first cancel your registration with Department of Transport and Main Roads (DTMR). Once deregistered, DTMR will provide you with a refund of the unused portion of the CTP premium.
No. CTP insurance is attached to the motor vehicle registration. The CTP insurance will be transferred to the new registered owner.
If your vehicle is deregistered due to a total loss or having been stolen, you’ll be entitled to a refund of any unused portion of your CTP premium.
Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past, present and emerging.

Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. 

Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered on this website.
Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered on this website.