Why insurance for your boat or caravan is important
Choose from our insurance options to suit your lifestyle
Caravan and Trailer Insurance
Why choose us?
Insuring Australians for over 100 years
Up to $20m legal liability cover1
Instant Certificate of Currency
We're here to help
Give us a call, or send us a message
Follow us on
- Legal liability cover
Terms, conditions, limits and exclusions apply. The maximum we’ll pay from any one accident or event is $20m.
For Caravan and Trailer Insurance, this cover will only apply if your legal liability arises out of the use of your caravan or trailer.
For Boat Insurance, cover includes personal injury and property damage caused by you or a person operating your boat with your permission. You’re also covered for your liability while operating another boat you’re licensed to operate.
- Accidental loss or damage
We may either repair your caravan or trailer, pay the reasonable cost of repairs, or pay you the market or agreed value your caravan or trailer is insured for as shown on the current schedule.
- New replacement after a total loss
Your caravan or trailer must be purchased new by you and become a total loss within two years of the original registration date. If a replacement caravan or trailer in the same make, model and series is not currently available, we’ll pay you either the market value or agreed value of your caravan or trailer, whichever is shown in the current schedule.
- Caravan and trailer contents
We’ll cover the loss or damage to your contents because of either an accident where your caravan or trailer is accidentally damaged at the same time, or theft following forced entry to your caravan or trailer.
- Transportation costs
We’ll reimburse you up to $400 for transportation costs if your caravan or trailer can’t be safely driven home after being involved in an accident, maliciously damaged or stolen and recovered in a damaged condition. This also includes transportation to collect your caravan or trailer after it has been repaired.
- Emergency repairs
We’ll reimburse you up to $500 for the cost of emergency repairs needed to tow your caravan or trailer to its intended destination following a covered accident.
- Temporary accommodation
Following an accident that causes your caravan or camper trailer to be uninhabitable, we’ll reimburse you for the reasonable costs of necessary temporary accommodation for you and your family. The maximum we’ll pay for any one accident which results in a claim is $400.
- Food spoilage
We’ll pay up to $200 for food that is damaged and can’t be eaten when we pay a claim for loss or damage to your caravan, trailer or contents.
- Personal effects
Up to $1,500 (incl. GST) for each item and $10,000 (incl. GST) in total for all claims combined (not in addition to Section 1 limit).
- Land transit towing
Terms, conditions, limits and exclusions apply. We’ll pay up to $1,000 for land transit towing costs in towing your boat by trailer to the nearest place where repairs can be made (provided your boat is designed to be towed by a trailer).
- Social club racing and time trials
Terms, conditions, limits and exclusions apply. Yacht racing must be within Geographical Limits of the Policy, and can’t exceed a distance of 25 nautical miles. Time trials must be conducted under the control or regulation of a club, association, or equivalent body up to a maximum speed of 30 knots.
- Choice of repairer
Subject to policy conditions, including our right to request an alternative repairer in some circumstances.
Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about this insurance, consider the relevant for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.
Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.