Leisure Insurance

Insurance options to suit your lifestyle and activities you love
We believe recreational activities should be safe and fun for everyone. That’s why we’re committed to reducing the uncertainty of risk, so that you can truly enjoy your leisure time. We offer two types of insurance: Caravan and Trailer Insurance and Boat Insurance.
Has your boat, caravan or trailer been damaged? Making a claim with us is quick and simple. Find out what’s involved and what you’ll need to make a claim.
Whether you’re out on the water or on the road, you can choose the insurance option that suits your needs.
A couple packing up a caravan
Our Caravan and Trailer Insurance covers caravans, trailers, camper trailers, horse trailers and some contents and is designed to keep you moving. Call us on 13 1000 today for a quote.
  • Up to $20m legal liability cover1
  • Accidental loss or damage and theft2
  • New for old replacement (up to two years)3
  • Caravan and trailer contents4
  • Transportation costs up to $4005
  • Reasonable towing costs from anywhere in Australia
  • Emergency repairs of up to $5006
  • Temporary accommodation of up to $400 for any one covered accident7
  • Food spoilage up to $2008
A group sitting on a boat deck looking at the view
Our boat insurance is provided by Club Marine, Australia's largest provider of boat insurance. Whether you have a runabout, jet ski, sailboat, yacht or cruiser, our flexible policy options can give you the cover you need.
  • Up to $20m legal liability cover1
  • Accidental damage or loss, theft or malicious damage
  • Up to $50,000 for certain categories of significant personal injury plus $5,000 (incl. GST) funeral expenses
  • Personal effects9
  • Land transit towing to repairer10
  • Up to $5,000 of assistance following an emergency or unforeseen incident for approved claims 
  • Cover for your boat during social club racing and time trials11
  • Choice of repairer12
This is a summary only of some of the features and benefits. Policy terms, conditions, definitions and exclusions apply. We do not provide advice based on any consideration of your objectives, financial situation or needs. Before making a decision, carefully consider the Product Disclosure Statement (PDS), Supplementary PDS and full terms and conditions. For Allianz SureCover Trailer and Caravan Insurance, see the relevant PDS, Supplementary PDS and Target Market Determination (TMD). For boat insurance, the PDS, TMD and full terms and conditions are available at Club Marine.
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  1. Legal liability cover
    Terms, conditions, limits and exclusions apply. The maximum we’ll pay from any one accident or event is $20m.

    For Caravan and Trailer Insurance, this cover will only apply if your legal liability arises out of the use of your caravan or trailer.

    For Boat Insurance, cover includes personal injury and property damage caused by you or a person operating your boat with your permission. You’re also covered for your liability while operating another boat you’re licensed to operate.

  2. Accidental loss or damage
    We may either repair your caravan or trailer, pay the reasonable cost of repairs, or pay you the market or agreed value your caravan or trailer is insured for as shown on the current schedule.

  3. New replacement after a total loss
    Your caravan or trailer must be purchased new by you and become a total loss within two years of the original registration date. If a replacement caravan or trailer in the same make, model and series is not currently available, we’ll pay you either the market value or agreed value of your caravan or trailer, whichever is shown in the current schedule.

  4. Caravan and trailer contents
    We’ll cover the loss or damage to your contents because of either an accident where your caravan or trailer is accidentally damaged at the same time, or theft following forced entry to your caravan or trailer.

  5. Transportation costs
    We’ll reimburse you up to $400 for transportation costs if your caravan or trailer can’t be safely driven home after being involved in an accident, maliciously damaged or stolen and recovered in a damaged condition. This also includes transportation to collect your caravan or trailer after it has been repaired.

  6. Emergency repairs
    We’ll reimburse you up to $500 for the cost of emergency repairs needed to tow your caravan or trailer to its intended destination following a covered accident.

  7. Temporary accommodation
    Following an accident that causes your caravan or camper trailer to be uninhabitable, we’ll reimburse you for the reasonable costs of necessary temporary accommodation for you and your family. The maximum we’ll pay for any one accident which results in a claim is $400.

  8. Food spoilage
    We’ll pay up to $200 for food that is damaged and can’t be eaten when we pay a claim for loss or damage to your caravan, trailer or contents.

  9. Personal effects
    Up to $1,500 (incl. GST) for each item and $10,000 (incl. GST) in total for all claims combined (not in addition to Section 1 limit).
  10. Land transit towing
    Terms, conditions, limits and exclusions apply. We’ll pay up to $1,000 for land transit towing costs in towing your boat by trailer to the nearest place where repairs can be made (provided your boat is designed to be towed by a trailer).

  11. Social club racing and time trials
    Terms, conditions, limits and exclusions apply. Yacht racing must be within Geographical Limits of the Policy, and can’t exceed a distance of 25 nautical miles. Time trials must be conducted under the control or regulation of a club, association, or equivalent body up to a maximum speed of 30 knots.

  12. Choice of repairer
    Subject to policy conditions, including our right to request an alternative repairer in some circumstances.

Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past and present.

Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.

Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.