Why choose Allianz Home Insurance with optional Accidental Damage?
Optional cover for your home building
Cover accidental damage to your contents
Motor Burnout cover is automatically included
What our Home Insurance covers when you add Accidental Damage cover
What’s not covered
If you have Allianz Home Insurance and have selected optional Accidental Damage Cover, we’ll cover:
Here’s a summary of some of the things we don’t cover.
How to add Accidental Damage cover to your policy?
Frequently asked questions
You may take every precaution to look after your home and belongings, but sometimes things don't go according to plan. You would use Accidental Damage cover to make a claim when you’ve damaged your home or contents due to accidental unexpected mishaps that were caused unintentionally. However, you must have either Building or Contents Insurance, or both, to make a claim.
For example, if you’re moving furniture and damage your wall, you can use Accidental Damage if you have Allianz Home Building cover. If you’ve spilled a drink that stains your carpet, you can use Accidental Damage if you have Allianz Home Contents cover.
Here are some more examples of mishaps that optional Accidental Damage covers.
If you have Building cover and:
- Your kids draw all over your walls
If you have Contents cover and:
- You spill red wine on your new white carpet or lounge
We’ll extend cover for your contents anywhere in Australia for up to 90 continuous days in one period of insurance.
Plus, Accidental Damage cover automatically includes Motor Burnout cover. So, if your freezer breaks down due to electrical current damage, and it’s under ten years old, you’re covered.
If you’ve got Contents cover under Allianz Home Insurance and you’ve selected optional Accidental Damage , we’ll cover your contents for accidental damage or loss:
- At your insured address
- Anywhere in Australia for up to 90 continuous days in any one period of insurance
Accidental Damage is optional cover, so it isn’t automatically included. You can select it when you get a quote for Allianz Home Building or Home Contents Insurance. While our Building and Contents Insurance may cover certain insured events, Accidental Damage covers damage caused by sudden, unforeseen and unintended events, not just the specified insured events.
If you already have Allianz Home Insurance and want to add Accidental Damage to your policy, give us a call on 131 000.
You’ll need to have all the details ready before you start your claim, including:
- Your policy information
- Information about the accidental damage, e.g. the date, type of damage, and where it occurred
One of our friendly claims consultants will contact you as soon as possible to discuss your claim and help you with the process.
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Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about this insurance, consider the relevant for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.
Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.