Victorian drivers are the country’s biggest tailgaters, while South Australians have more accidents parking their car than drivers from any other state, according to new data from Allianz.
Motor claims data over the past three years revealed that about one in seven motorists would claim on their insurance each year, however, the reasons for doing so varied significantly between states (see tables, below).
In Victoria, for example, drivers are more likely to be hit in the rear by another vehicle than in any other State, with the issue accounting for almost one in four motor claims.
Allianz Australia General Manager Motor Leanne Hendry said if drivers were aware of the most likely causes for a motor accident in their state, they could take steps to lower their risk.
“Coming in to the holiday season with more people on the road, it’s especially important for drivers to take extra precautions to ensure they get to their destinations safely,” she said.
Commenting on Victoria’s results, Hendry said the high frequency of ‘hit in the rear’ accidents highlights the importance of maintaining a safe distance between cars.
“This is especially true in heavy traffic when motorists may be tempted to drive too closely to the car in front of them,” Hendy said.
‘Hit in the rear’ was also NSW’s top cause for a motor claim; however, it was slightly less common than in Victoria (at about one in five claims).
Meanwhile, South Australians appear to have more trouble than others when it comes to parking. The state’s motorists had the highest percentage of claims for vehicles damaged while parked (19%) and also the highest percentage of claims for damage while reversing (18%).
North of the border in Queensland, the biggest issue for vehicle damage is broken windshields or glass, which accounts for one in four motor claims.
In Western Australia the issue is even worse, with 27% of the state’s motor claims being for glass damage.
Hendry said this reflected the extensive network of outback roads across the two states.
“The outback roads are more prone to loose gravel or debris, which can fly up into a vehicle’s windshield and cause chips and cracks,” she said. “Most airborne rocks or gravel come from the vehicle in front, however, so it’s important that drivers stay a safe distance between them, especially if they notice spinning up rocks.”
“Of course, you can take every precaution and still find yourself needing to make a claim on your insurance policy. So, if you do have an accident, move yourself and any passengers to a safe place, call 000 if anyone has been hurt, exchange details with the other driver/s and take photos of the scene,” Hendry said.
“Then contact your insurer to discuss your next steps, including moving your damaged vehicle and, if your policy allows, using a hire car while yours is being repaired.”
Top tips for safe driving this holiday season
- Keep a safe distance at all times with the vehicle in front
- Take regular rest breaks, at least every two hours
- Always wear your seat belt
- Take extra precautions when driving in bad weather
- Avoid distractions, including listening to loud music and texting while driving
- Keep your vehicle in top condition with regular services and maintenance
- Practice defensive driving and try to anticipate what could happen ahead
- Stick to the speed limit
- Don’t drive under the influence of drugs or alcohol
- Buy, install and use a cradle for your phone
Graphs by motor claim event
Allianz Media Team // email@example.com
24 November 2017