Allianz is a proud partner of House Rules
In its quest to inspire a makeover nation with more 'Ahh' moments.
Sit back, relax and enjoy the show.

Allianz and House Rules Competition

House Rules 2019 Competition

This season House Rules reveals even more innovative and aspirational home makeovers. Whether your thing is an ultimate luxe living room or a beautiful boho bedroom, we understand the imagination and care you put into your home. That's why we're giving you the chance to win $100,000 for a home makeover, so you can your create your very own 'Ahh' moment!

For your chance to win watch House Rules, then head to the Allianz House Rules competition page, enter the code word, your details, and to receive double entries your Allianz Car, Home or Landlord Policy Number. Hurry the competition end 09:00 AEST Monday, 22 July 2019. Best of luck!

For Allianz Home insurance policy holders thinking of doing a home makeover, please remember exclusions and conditions apply to decorating and renovations valued over $75,000, to land or buildings or construction.

View Terms and Conditions

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3 Insurance Rules for Renovators

Australia has become a renovation nation. Inspired by programs like House Rules, one in three Aussies say they plan to renovate within the next five years.

Whether your thing is creating a beautiful mini makeover or doing a massive reconstruction reno, before you dive in head first – think about your insurance.

Follow these three insurance rules to ensure your beautiful home is protected both during and after your renovation:

Rule 1. Check before you begin

If you’re new to renovating you might not realise that there are things that can have an impact on your insurance cover. For example, some home insurance policies will not cover you in case of a claim where your home has not been lived in for more than 60 days and some insurers may require you to tell them before you commence any work on your home. So, before you commence any work on your property and to avoid any surprises along the way, part of your planning should always include calling your home insurer first to advise of the work.

  • Check that you are complying with your home and contents insurance policy and that you’ll be covered in case of any damage or theft to your home during the period of construction.
  • You won’t need changes to the cover on your existing policy unless your renovations cost more than your policy limits allow. In which case you may need an additional construction policy.
  • If yours is a large renovation with a licensed builder they should have their own insurances – it’s important to check.

Rule 2: Fix the fundamentals as well as the fun stuff

If you have a thing for chandeliers or fountains that’s fabulous, but it’s vital to fix the fundamentals like your roof and plumbing too. By being proactive about the smaller details you can protect yourself from the hassle, cost and emotional toll of a major insurance claim down the track.

  • Use the renovations as an opportunity to replace loose roof tiles or timeworn guttering.
  • Do a simple check of old taps and flexi hoses. This plumbing connection is one of the top reasons for water damage in the home.
  • The cost of checking and fixing is likely to be less than your excess in the unfortunate event that you need to make a claim.

Rule 3: Protect the value of your investment

Once you’ve wrapped the renovations it’s time for the big reveal. Yes there’s the party for family and friends, but you also need to consider if you have changed the value of your home. And if you have, ensure that you update your insurance cover.