Why should I insure my contents with Allianz?Allianz contents insurance can help you get back on your feet if your belongings are damaged or destroyed due to an insured event such as fire, storm or theft.

  • Quality Service
  • Quick and easy claims service 24/7
  • Friendly and helpful staff to help you get the right protection
  • Payment options to meet your needs
  • 100% Australia based contact centre
  • Great Value
  • Up to 10% discount* when purchasing a new policy online
  • Up to 30% no claims bonus*
  • Combine your building and contents cover to receive up to 10% discount*
  • Option to change your excess to reduce your premium
  • Great Features
  • When we replace your contents, we always replace them with brand new ones regardless of how old your contents are
  • We can protect your portable items such as your mobile phones, cameras and engagement ring, when you take them out of home, even overseas*
  • We will also protect you anywhere in the world from having to pay hefty compensation for injury to other people or damage to their property where you are legally liable for up to $20 million.

Contents Insurance Product Comparison ChartEffective 14 September 2014

You are protected against damage and loss caused by SureCoverHome InsuranceContents cover SureCover PlusHome InsuranceContents cover SureCover GoldHome InsuranceContents cover
Fire and Theft
Storm, lightning, water from leaking pipes, earthquake and meteorites
Accidental breakage
Accidental loss or damage
Flood Optional Optional Optional
Standard benefits
New for old replacement*
Legal liability cover Up to $10,000,000 Up to $10,000,000 Up to $20,000,000
Credit cards - cover for loss or theft Up to $2,500 Up to $5,000 Up to $5,000
Replacement of locks and cylinders Up to $1,000 Up to $1,000 Up to $2,000
Contents in the open air at your insured address
Guests', visitors' and domestic helpers' property
Contents in safe deposit box at a bank
Contents temporarily removed from your insured address
Compensation for death
Security firm attendance
Title deeds
Veterinary costs
Automatic indexation of sum insured
Fusion of electric motors Motors up to 10 years old Motors up to 12 years old
Spoilage of perishable food Up to $500 No specified limit
Legal defence costs
Tax audit
Contents in transit to your new place of residence
Optional benefits
Portable items (personal effects) Optional Optional Optional
Strata title mortgage protection Optional Optional Optional
Domestic workers compensation Optional Optional Optional

* For a full list of events covered by each of SureCover, SureCover Plus and SureCover Gold see the relevant PDS.

This is a summary only of some of the features available on these Home Insurance policies. Before making a decision on this insurance, please carefully consider the relevant Product Disclosure Statement (PDS) and Supplementary PDS (where applicable) which set out the terms, conditions, limits and exclusions of our Home Insurance.

Upgrade your cover

Specified personal effects

Specified personal effects cover gives you the option to list high value items which you can insure for a nominated amount, higher than that offered under unspecified personal effects

Portable items

Cover for items you take away from home, such as mobile phones, cameras or jewellery.

Domestic workers compensation

Domestic Workers Compensation gives you cover for people you employ to work at your property where they are injured and you are legally liable. Cover available in the Australia Capital Territory, Western Australia and Tasmania.

Home Insurance Calculators

81% of homeowners and renters are exposed to significant financial loss because their insurance does not cover them to resume the same standard of living in the event of a crisis^.

It is essential that you have adequate cover to help protect your home and your contents and that's why we've provided these calculators. They work as guides to help you estimate the replacement value of your home building and contents.

˄Source Insurance Council of Australia, Understand Home Insurance Research Report, published August 2014

Home Building replacement calculator

Home Contents replacement calculator

Emergency Home Assistance

Emergency Home Assistance (EHA) is a service that takes the
stress out of finding a tradesperson in time of need.

For 24 hour Emergency Home Assistance call 1800 784 149.

Learn more

More about Allianz Home Insurance

Making a claim

Learn more about making a claim or start a claim now

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Emergency Home Assistance

Take the stress out of finding a tradesperson in time of need.

Learn More

Policy Documents

Download and read the Product Disclosure Statements and Key Facts Sheets for Home and Landlord Insurance.

Learn More

Home Security

Protect your home with our practical home security tips.

See Infographic

Frequently Asked Questions

Please refer to the relevant Surecover policy document (PDS) for full details of home contents with specified limits of cover that you should specify in your policy schedule.
Yes, we will insure you and your friends subject to underwriting guidelines, however all owners/occupants must be listed on the policy. We will insure a maximum of three (3) unrelated people.
If you are altering the security on your property you should inform us as it may change the conditions of yourhome insurance. You may also be eligible for a discount.
Before commencing renovations it is important that you notify us as it may affect the terms and conditions of yourhome insurancepolicy. It is important that your increase your sum insured to reflect any extensions or renovations to make sure you are adequately covered in the event of ahome insurance claim.
Yes, it is important that Allianz is informed of any change in use if the premises as it may affect our decision to insure you.
Flood Coveris an option on bothBuilding and Contents in Home and Landlords packages. Please call us on 131000 to find out whether you are eligible forFlood Cover. For full details of conditions and exclusions of all our home insurance cover options, please refer to the relevant PDS, policy documents, and flood supplementary PDS.

Why choose Allianz


Our online system is available day and night so you can sign up and manage your cover whenever is suits you.


Allianz customers have access to a quick and easy claims process.

Next Steps

Policy Documents and Key Fact Sheets

For terms, conditions and exclusions about our home insurance, please refer to the Product Disclosure Statement (PDS). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).