You’ll need to list the main driver who uses the car the most. If you have any drivers under 25 regularly driving the vehicle once or more per week, you’ll need to list the youngest of them.

There’s an Under 25 excess you’ll need to pay if someone under the age of 25 drives the car, gets into an accident and the policyholder makes a claim. A lower Under 25 excess applies if an Under 25 driver is listed on your policy.

Keep in mind that this information is for customers who buy a new Comprehensive Car Insurance or Comprehensive Essentials policy . Our policies have changed over the years, so your cover may differ based on when you first purchased it. Visit our policy page for more information.

When you get a quote, we ask you where your car is usually parked overnight. In most cases, this will be your home.

If you move house, let us know. Your Car Insurance premium is based on multiple factors including where you live.

You can only insure one car per policy with Allianz. However, you can take out another policy if you’d like to insure another car.

You can get a Car Insurance quote from Allianz online.

It only takes a few minutes to get a quote. To start, click ‘Get your quote’ on the Allianz Car Insurance page.

Let us know about:

• Your car plate number or car details (make and model)
• The date you’d like your policy to start
• The address the car is usually parked overnight
• If you use your car for private or business use, or ridesharing
• Approximately how many km you drive each year (the average Australian car travels around 12,000 km a year, according to the ABS)
• If you have comprehensive insurance for this or any other car

Let us know about:

• The main driver's information (this is the person who drives the car most)
• The youngest under 25 driver
• When you received your licence
• Driving suspensions in the past 3 years
• Car claims in the past 3 years

If you’d like us to contact you about this quote, you have the option to enter your email or phone number.

At this stage, you can:

• Choose between paying monthly or yearly. You can pay monthly at no extra cost.¹
• Choose your cover. Comprehensive Car Insurance, Comprehensive Essentials Car Insurance or Third Party Property Damage Car Insurance.
• Agreed or market value. If you choose Comprehensive Car Insurance, you’re covered for agreed value. The agreed value is the amount we agree to cover your car for if your car is written off as a total loss. You typically have a value range to choose from. If you choose Comprehensive Essentials Car Insurance, you're covered for the car's market value.²
• Adjust your excess. If you select Comprehensive, you can adjust your excess, within a given range, to change your premium.
• A higher excess can lower your premium cost.
• You can also reduce the excess for drivers under 25.
• Choose if you want to add optional benefits. With Comprehensive, you can do this for an additional premium.
• Review your quote. You can buy car insurance online or email it to yourself and come back later if you’re not ready to buy yet.
• Certificate of Currency. If you choose to buy the insurance, you can download your Certificate of Currency or get it emailed to you.

Yes. Quotes are usually emailed to you instantly. Sometimes, they can take up to a couple of hours.

You don’t need to provide your email to get a quote.

If you do want it emailed to you, you’ll need to enter your email and request your quote.

For the same Allianz Car Insurance policy, the price is the same whether you get a quote online or by phone.

However, premiums can change over time, so a quote received on a different day may have a different price. You will also see differences when comparing a new quote with an existing policy or renewal.

Yes, you can get a free quote online at any time.

If you’re ready to buy, you can also choose the date your Car Insurance policy will start – up to 45 days in advance.

You need to buy a policy to receive your insurance certificate.

Once you have bought your policy, you'll receive your insurance policy documents. You can also request a Certificate of Currency.

If it doesn’t work, you can select your car type manually. To do this:

1. Enter your car details manually. Select the make, model and manufacture year.

   Good to know: Make sure you get the manufacture year correct. For example, if you buy a new car in early 2025, the manufacture year may be 2024, not 2025.

   If you’re unsure, check the owner’s manual or service book. The manufacture year is often listed in the first pages or under the vehicle information section.

2. Select the correct car type from the list.

   Helpful hint: The list often shows the engine type or variant. Check your car’s details so you pick the right one. This avoids errors if multiple versions exist for the same model/year.

3. Need help? If you still can’t find your car or it links incorrectly, contact our webchat support for assistance.

Premiums depend on your car type, location, driver history, cover level, and chosen excess.

This is why we ask questions about your car and driving history when you get a quote.

Learn more about understanding your Car Insurance premium.

An excess is an amount that you must pay towards each claim you make.

An example: Imagine your car is damaged in a covered accident and needs $7,000 worth of repairs. If your policy has a $1,100 excess, then you’ll need to pay the $1,100 excess and your car insurance will cover the remaining $5,900 for the cost of repairs.

Generally, choosing a higher excess can lower your premium, while choosing a lower excess will increase it.

With Allianz, there are two excesses.

• Basic excess. A basic excess is the standard amount you must pay out of pocket when making a claim on your car insurance policy.
• Under 25 Driver excess. An additional excess may apply if the driver is under 25.

There may be additional excesses depending on your circumstances.

With Allianz, if your policy starts with BC or AAL, you can pay annually or monthly at no extra cost.¹

Keep in mind that this information is for customers who buy a new Car Insurance policy. Our policies have changed over the years, so your cover may differ based on when you first purchased it. Visit our policy page for more information.

Yes, you can change your payment details after buying a policy. All Allianz Car Insurance customers can update their payment details online.

If you just want to get a quote, we don’t ask for any payment details. Your email and phone number are also optional.

When you get a quote, you can choose the date you’d like your policy to begin. Your cover will begin on the date you select. For example, if you get a quote on 30 September and choose 1 October as the start date, your policy will begin on 1 October.

You can set the start date for up to 45 days from when you get your quote.

You don’t need to carry a physical cover note or insurance certificate in your vehicle to drive legally. However, before you get behind the wheel, you must have Compulsory Third Party (CTP) insurance. This is mandatory in every state and territory in Australia. CTP covers injury to other people if you’re in an accident. It doesn’t cover damage to your or other people’s cars.

We offer Comprehensive & Comprehensive Essentials Car Insurance which provide cover for damage to other vehicles, property or your own car. We also offer Third Party Property Damage Car Insurance if you’d like cover for damage you cause to other people’s vehicles or property. It does not cover your own car.

We’ll send you a confirmation email with your certificate of currency as soon as you buy an Allianz Car Insurance policy.