Compare Travel Cover Options


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Compare Cover Options

If you are looking to compare your travel insurance choices, Allianz has a range of cover options to suit your trip and budget. Allianz Travel Insurance offers you affordable prices and top quality cover, backed by the world’s leading assistance services company.

With local knowledge in 34 countries, the Allianz Group’s global network will deliver you essential medical care, wherever you are around the world. Compare our travel insurance plans below and get a quick quote online in 30 seconds.

Travel Insurance product comparison chart

Policy Benefits

Basic Single/Duo
(per person)
Domestic Single/Duo
(per person)
Comprehensive International Single/Duo
(per person)
Multi-Trip Single
Cancellation fees and lost deposits No As selected As selected As selected
Overseas emergency medical assistance Unlimited No Unlimited Unlimited
Overseas emergency medical and hospital expenses Unlimited No Unlimited Unlimited
Dental expenses $1,000 No $1,000 $1,000
Additional expenses No $25,000 $50,000 $50,000
Hospital cash allowance No No $5,000 $5,000
Accidental death No $25,000 $25,000 $25,000
Permanent disability No No $25,000 $25,000
Loss of income No No $10,400 $10,400
Travel documents, credit cards and travellers cheques No No $5,000 $5,000
Theft of cash No $250 $250 $250
Luggage and personal effects No $10,000 $10,000 $10,000
Luggage and personal effects delay expenses No No $500 $500
Travel delay expenses No $2,000 $2,000 $2,000
Alternate transport expenses No No $5,000 $5,000
Personal liability $2.5 million $5 million $5 million $5 million
Rental Vehicle Insurance Excess No $6,000 $6,000 $6,000

Policy Benefits

Basic Family Domestic Family Comprehensive International Family
Cancellation fees and lost deposits No As selected As selected
Overseas emergency medical assistance Unlimited No Unlimited
Overseas emergency medical and hospital expenses Unlimited No Unlimited
Dental expenses $1,000 No $1,000
Additional expenses No $50,000 $100,000
Hospital cash allowance No No $10,000
Accidental death No $50,000 $50,000
Permanent disability No No $50,000
Loss of income No No $20,800
Travel documents, credit cards and travellers cheques No No $10,000
Theft of cash No $500 $500
Luggage and personal effects No $20,000 $20,000
Luggage and personal effects delay expenses No $1,000 $1,000
Travel delay expenses No $4,000 $4,000
Alternate transport expenses No No $10,000
Personal liability $2.5 million $5 million $5 million
Rental Vehicle Insurance Excess No $12,000 $12,000

Additional optionsYou can choose from the following add-on options to increase your cover for particular holiday activities.
For full details, terms and conditions, please read the Product Disclosure Statement.

Snow pack

If you are heading to the snow, these optional benefits may be relevant to you.


Find out more

Cruise pack

For those of you planning on getting on a cruise.



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Adventure pack

You can get cover for a wide range of more adventurous sports and activities not automatically covered in your standard policy.

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Increased item limits

If you're planning on taking higher value items with you on your trip and want to cover them for loss, theft or damage, this may be for you.

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Overseas Travel Medical Assistance

  • Operating in 34 countries
  • Over 50 years of experience
  • More than 500 doctors and medically trained employees

Allianz Travel Insurance offers cover at competitive prices. But what sets us apart is the Allianz Group's world leading medical assistance capability. If you have a medical emergency when you're travelling, you want to be certain you receive the best care possible.

Each year we help more than 700,000 people with illness and injuries while travelling. Worldwide, the Allianz Group has over 500 doctors and medically trained employees operating in 34 countries. Supporting them is a global network of multilingual travel and medical assistance specialists, certified service providers and international correspondents.

Our emergency assistance helpline is available 24 hours a day, 365 days a year. Just phone us as soon as you need help.

When you choose Allianz travel insurance, the Allianz team is there with the skills and experience to help.

Allianz Travel Insurance is a great choice

**As of 2014, Allianz is the world's largest insurance company, the largest financial services group and the largest company according to a composite measure by Forbes magazine.

Global reach and expertise

The Allianz Group** is a global leader in assistance services and has led the industry for over 50 years. Each year we help more than 700,000 people with illness and injuries while travelling.

Assistance 24 hours a day, 365 days a year

Overseas travel medical emergencies won't wait until the next business day. Our overseas emergency assistance helpline is available 24 hours a day, 365 days a year. Just phone us as soon as you need help and we’ll be there.

Reach, skills and expertise, wherever you are

Worldwide, the Allianz Group has over 500 doctors and medically trained employees operating in 34 countries. Supporting them is a global network of multilingual travel and medical assistance specialists, certified service providers and international correspondents.

We've got it covered

If you need emergency help, the last thing you want is to make phone call after phone call. With Allianz, one call takes care of everything - claiming, emergency assistance, medical care, translators - just like that!

Purchasing a policy / general

You may purchase a travel insurance policy up to 12 months prior to your departure date.

For single trip cover Cover for Section 2.1 Cancellation Fees & Lost Deposits begins from the issue date shown on your Certificate of Insurance and finishes at the end of your journey or on the end date shown on your Certificate of Insurance whichever occurs earlier. The cover for all other sections starts at the beginning of your journey or the start date shown on your Certificate of Insurance, whichever occurs later, and finishes at the end of your journey or on the end date shown on your Certificate of Insurance whichever occurs earlier.

For multi-trip cover Cover for Section 2.1 Cancellation Fees & Lost Deposits begins on the start date shown on your Certificate of Insurance or the date you booked your journey, whichever is the later and finishes at the end of your journey or on the end date shown on your Certificate of Insurance whichever occurs earlier. The cover for all other sections starts at the beginning of your journey or the start date shown on your Certificate of Insurance, whichever occurs later, and finishes at the end of your journey or on the end date shown on your Certificate of Insurance whichever occurs earlier.

Please note:The maximum period for any one journey under the Multi-Trip Plan is shown on your Certificate of Insurance. You are not covered for any incident or event that arises outside of the maximum journey period you nominated.

No. Our policies can only be purchasedbeforeyou commence your journey, while you are still in Australia.
Our travel insurance is designed for the leisure traveller and also business people travelling overseas for business purposes. It is not designed to cover events linked to employment overseas. Please refer to the General Exclusions Applicable to all Sections contained in the PDS. In particular General Exclusions A.7 which excludes claims arising directly or indirectly from, or in any way connected with, you engaging in manual work in conjunction with any profession, business or trade during your journey.
If you return home early, you do not get a refund. If you do not know how long you will be travelling for, you can buy a policy for a specific period you know you will be definitely away. Before your policy expires, you will need to contact us so that your policy can be extended, if possible, for an additional premium. Please note that some policies do not allow extensions. For restrictions and limitations, please refer to theExtension of Cover section in your PDS.

Pre-existing medical conditions

If you click 'Yes' to 'Pre-existing medical condition?', our online pre-existing medical assessment will take you through the process. You can also check the definition of pre-existing medical condition in the PDS to see if you have a pre-existing medical condition. If you are still unsure, please contact us on13 1000.
It depends on your condition(s), their severity and other related factors. The website will enable you to obtain a quote or alternatively you can contact us on 13 1000 to find out the applicable premium.
If you have already purchased your travel insurance policy, then any new medical condition that arises after that date is not considered a pre-existing medical condition and you would not need to pay an additional premium, subject to the terms, conditions, exclusions and limitations listed in the PDS.

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