Once your Policy is current, you can apply to increase your cover or add additional benefits at any time. Your application will be subject to our normal assessment process and eligibility criteria, so increases are not guaranteed.
Any cover you already have in place will be unaffected by future applications for increases, even where we decline the increase or agree to cover you subject to special terms.
Life Event Benefit Increases may also be available, please refer to the ‘Life Event Benefit Increases’ section in the Product Disclosure Statement for more details. Limits, exclusions and other conditions apply.
In respect of the increase in cover, please note that exclusion periods and waiting periods apply to certain Critical Illnesses and Permanently Unable to Work benefits 5,6. Exclusions apply to all covers and in respect of the increase in cover, please refer to the ‘When is a benefit not payable (policy exclusions)?’ and under each cover section in the Product Disclosure Statement.
To apply for an increase, please contact us on 13 1000, Monday to Friday, 9am to 6pm AEDT.