The Allianz Life Plan provides life insurance from as little as $2.50 a week*.

No medical or blood tests are required to apply and you can get a quote in under a minute. When you take out Life cover, you have the option of including Critical Illness cover and Permanently Unable to Work cover.

Choose Life cover

Life Cover

Life cover is also known as life insurance, term life insurance, or death cover. It is a way of protecting your family's financial future.

  • Up to $1,500,000 cover*
  • Up to $15,000 funeral advancement included
  • Insure up to 2 people on the same policy
  • Benefit increases every year to keep up with inflation*
  • Keep your cover - guaranteed to age ninety nine*

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Critical Illness

Critical Illness cover is also known as trauma cover and pays a lump sum benefit if the life insured suffers one of the defined Critical Illness events.

  • Up to $500,000 cover*
  • Cover for 14 serious illnesses such as cancer and heart attack*
  • Benefit increases every year to keep up with inflation*
  • Keep your cover - guaranteed to age seventy*

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Permanently Unable to Work

Permanently Unable to Work cover is also known as Total and Permanent Disability (TPD) cover, or disability insurance.

  • Up to $1,500,000 cover*
  • Lump sum payment if you are never able to work again due to sickness or injury*
  • Additional cover for Major Physical Impairment such as blindness or loss of hearing
  • Benefit increases every year to keep up with inflation*
  • Keep your cover - guaranteed to age sixty five*

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Awards

Most Trusted Brand

According to Readers Digest 2015

Product of the year

Life Insurance Product of the Year Award by AB+F in 2012 and 2013

Direct Life Insurance Excellence Awards

TPD Award 2014

Direct Life Insurance Excellence Awards

Life Innovation Award 2014

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Life Insurance Calculator

Find out how much life cover you may need by using our three-step calculator.

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How to apply

You can apply for life insurance today in three easy steps.

  • Step 1: Get a free no-obligation quote in less than a minute*
  • Step 2: Apply online and get a decision within 12 minutes.
  • Step 3: Buy online and secure protection today.
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Life Stage Examples

Young & Single

Protect your independance and ensure you can sustain your lifestyle if you become sick, or get injured.

Young Couples

Protect everything you and your partner are working towards, as you expand your financial responsibilities.

Young Families

It isn’t just about you anymore, it is about your responsibilities and knowing that your family is secure in your care.

Maturing Families

Protect and secure your wealth, as your household income starts to peak with kids getting older and your career becoming more secure.

Empty Nesters

Protect your wealth and lifestyle that you have worked so hard for and enjoy the new found free time.

Frequently Asked Questions

We offer three types of cover: Life cover, which pays a lump sum on death or terminal illness; Critical Illness cover, which pays a lump sum in the event that the Life Insured suffers one of the defined Critical Illness events; and Permanently Unable to Work cover, which pays a lump sum if you are permanently unable to work due to sickness or injury.
Life cover is also known as Term Life insurance, or Death cover. It provides a lump sum payment in the event of the life insured’s death; or on diagnosis of a terminal illness, where death is likely to occur within 12 months. Life insurance is a way of protecting the financial future of your loved ones if you were no longer around to provide ‎for them. It can help your family cover debts and living expenses at a time when they need it most. You must be between the ages of 16 and 65 to apply for Life cover. as long as you pay your premiums, we guarantee to renew your cover until your 99th birthday, regardless of changes ‎to your health condition.
Permanently Unable to Work Insurance is also known as Total and Permanent Disability or Disablement (TPD) Insurance. It provides a lump sum payment in the event that you are permanently unable to work due to sickness or injury. Permanently Unable to Work Insurance replaces income that has been lost as a result of the permanent inability to work and helps you cover debts and living expenses. You could use the benefit payment to provide for medical treatment or ongoing care or to pay for any home modifications that are required as a result of your disability. Allianz Permanently Unable to Work cover will also pay a lump sum if the life insured suffers from a defined Major ‎Physical Impairment such as loss of sight or hearing, regardless of your future ability to work. You must be between the ages of 16 and 55 to apply for Permanently Unable to Work cover. Once you are accepted, as long as you pay your premiums, we guarantee to renew your cover until your 65th ‎birthday, regardless of changes to your health condition.
Critical Illness Insurance, is also know as trauma cover or serious illness cover. A lump sum is paid to you in the event that you suffer a defined serious illness, such as ‎cancer or a heart attack. The funds can be used to pay for treatment and other medical costs, or any associated costs related to lifestyle ‎changes (such as reducing working hours). This will help relieve your family’s financial burden at a very stressful ‎time. You must be between the ages of 16 and 55 to apply for Critical Illness cover. Once you are accepted, as long as you pay your premiums, we guarantee to renew your cover until your 70th ‎birthday, regardless of changes to your health condition.

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Next Steps

Policy Documents

For terms, conditions and exclusions about our life insurance, please refer to the Product Disclosure Statement (PDS).