Comprehensive or Third Party Property Damage?Choose the car insurance that is right for you.

  • ComprehensiveCover for your car and damage you cause to other people's property
  • Cover for accidental damage to your car if you are at fault
  • Cover for accidental damage to other people's property (including vehicles) which is partly or fully your fault
  • Damage to your car if you are not at fault in an accident and the other vehicle is uninsured
  • Cover for accidental loss or damage to your car caused by fire or theft. A 72 hour waiting period applies to bushfire damage. Refer to the PDS for Terms and Conditions.
  • Cover for accidental loss of or damage to your car including flood, storm and hail. A 72 hour waiting period applies to cyclone, flood or bushfire. Refer to the PDS for Terms and Conditions.
  • Guarantee on authorised repairs
  • Reasonable costs of towing after a covered accident
  • Third Party Property DamageCover only for damage you cause to other people's property

  • Cover for accidental damage to other people's property (including vehicles) which is partly or fully your fault
  • Approved legal costs arising out of a claim for liability covered by your policy
  • Cover for accidental damage to your car if you are not at fault in an accident and the other vehicle is uninsured. Up to a market value of $5,000
  • Legal liability cover when using a substitute vehicle while your vehicle is being repaired or serviced (excluding hire cars)

Policy documents

We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please refer to the Product Disclosure Statement (PDS). A Premium, Excess, Discount and Options Guide (PED) is also available for reference.

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Frequently Asked Questions

Comprehensive Car Insurance provides you with cover for repairing or replacing your vehicle if it is damaged in an accident or while it is not being driven. It also provides you with cover for damage you cause to other people's property and vehicles. Compulsory Third Party (CTP) Insurance insures you or any other driver of your vehicle against liability for death or injuries resulting from a motor vehicle accident for which you or the driver of your vehicle are at fault. Third Party Property Damage Car Insurance only provides cover for damage you cause to other people's vehicle and property, while Third Party Property, Fire and Theft provides additional cover for damage to your vehicle caused by fire or theft.

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