Terms and Conditions

Allianz – Terms and Conditions for the Win $50,000 over a year to help with your mortgage or rent (“Promotion”)

Information on how to enter the Promotion and the prizes form part of these Terms and Conditions. Participation in this Promotion is deemed acceptance of these Terms and Conditions (“Terms and Conditions”).
The Promotion commences on 1 May 2025 and closes at 11.59 PM on 31 July 2025 (“Promotion Period”). All references to times recorded throughout these Terms and Conditions are a reference to the local time in Sydney, New South Wales.
The promoter is Allianz Australia Insurance Limited (ABN 15 000 122 850) of 10 Carrington Street Sydney NSW 2000 (“Promoter”).
Entry into the Promotion is only open to residents of all Australian States and Territories excluding SA aged 18 years or over who hold a current Eligible Policy as per clause 8 below and maintain it for a twelve (12) month period (“Eligible Customer” or “entrant”). For the avoidance of doubt, this includes new, renewing and existing customers who purchase, renew or hold an Eligible Policy within the Promotion Period provided that they hold or have otherwise held the Eligible Policy for twelve (12) months. Eligible Customers or entrants will be automatically entered.
Employees (and their immediate families) of the Promoter and its subsidiaries, and employees of agencies associated with this Promotion, are ineligible to enter the Promotion. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or first cousin.
The Promoter reserves the right, at any time, to verify the eligibility of each entrant (including their identity, age and place of residence) and the validity of each entry and to disqualify any person who the Promoter has reason to believe has breached any of these Terms and Conditions, tampered with the entry process or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of this Promotion. Further, any contact details provided incorrectly may be deemed by the Promoter as an invalid entry. Errors and omissions may be accepted at the Promoter’s sole discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. The Promoter’s legal rights to recover damages or other compensation from such an offender are reserved.
If there is a dispute as to the identity of an Eligible Customer, the Promoter reserves the right, in its sole discretion, to determine the identity of the Eligible Customer.
For the purposes of this Promotion, the term “Eligible Policy” means an Allianz Home (Renters, Contents, Building or Home Building and Contents) Insurance policy (“Home Policy”).

For the avoidance of doubt an Eligible Policy includes one of the insurance policies above, underwritten by Allianz and purchased:
- via Allianz directly, or
- From any partner that distributes Home Policy insurance underwritten by the Promoter including banks, mutuals, but excluding all Royal Automobile Association of South Australia (RAA), Landlord, Fleet and Insurance Broker customers or distributors as applicable.
The Eligible Policy will be deemed purchased or renewed when the Promoter receives full payment of the annual policy premium or the first instalment of premium if paying by the month. For the entry to be and remain valid, the Eligible Policy must not be lapsed or cancelled at the time the prizes are drawn. An Eligible Customer shall receive one (1) automatic entry into the relevant draw for each Eligible Policy purchased or renewed by them or that is active during the Promotion Period. Individuals that do not wish to participate in the Promotion can contact the Promoter directly or complete a Contact Form online.
The draw will take place at Anisimoff Legal, Level 3/162 Collins Street, Melbourne VIC 3000 on 20 August 2025 at 11:00 AM AEST in the presence of an independent scrutineer. The Promoter may draw additional reserve entries and record them in order in case an invalid entry or ineligible entrant is drawn. The Winner will be notified in writing and by telephone within two (2) business days of the draw, and their name will be published at www.allianz.com.au/WinCompetition on 27 August 2025.
The first valid entry drawn will win $50,000 in accordance with the instalment terms set out in clause 12. The prize will be awarded in the form of an electronic funds transfer to the winner’s nominated Australian bank account in their name.
The prize will be deposited in the winner’s account in twelve (12) equal monthly instalments commencing from the 22 of September 2025 provided that the winner complies with the conditions set out in clause 15. If the winner’s Eligible Policy is cancelled during the twelve (12) month policy period, their entitlement to the prize will cease and they will not receive any further payments, nor be required to return any funds received by that point, to the Promoter.
The total value of the prize to be awarded in this Promotion is $50,000.
The Promoter’s decision is final and no correspondence will be entered into.
If the prize winner wishes to claim their prize, they must contact the Promoter by the prize claim date/time as specified by the Promoter at the time of winner notification. If the prize winner fails to claim their prize by this time and date, the prize winner will be deemed to have forfeited the prize.
If the prize winner forfeits the prize or the prize remains unclaimed, the Promoter will conduct a redraw, subject to any directions from a regulatory authority, following the same procedure as the original draw. Redraw will take place at 11am AEST on 15 September 2025, at the same place as the original draw. The prize winner, if any, will be notified in writing and by telephone within two (2) business days of the draw and their name will be published at www.allianz.com.au/WinCompetition on 22 September 2025.
If for any reason any aspect of this Promotion is not capable of running as planned, including by reason of computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of the Promoter, the Promoter may in its sole discretion, to the fullest extent permitted by law: (a) disqualify any entrant; or (b) cancel, terminate, modify or suspend the Promotion and invalidate any affected entries, or suspend or modify a prize, subject to State or Territory regulation.
The prize is not transferrable or exchangeable, unless otherwise specified. In the event of a dispute, the decision of the Promoter is final, and binding and no correspondence will be entered into.
Each entrant consents to the Promoter using their name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this promotion (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter.
To the fullest extent permissible by law, each entrant in the Promotion and each prize winner releases the Promoter from any claim, loss, damage, expense (including any claim for legal expenses), cost or charge sustained or in any way incurred by them in connection with the prize or their participation in the Promotion. The Promoter, its related bodies corporate, officers, employees and agents will not be liable for any loss, damage or personal injury whatsoever (including but not limited to direct, indirect, consequential or economic loss) suffered or sustained by an entrant or the prize winner in connection with this Promotion, the promotion of this Promotion, or the use of or participation in any prize, except for any liability which cannot be excluded by law. Further, to the fullest extent permitted by law, the Promoter excludes liability for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, technical problems or traffic congestion on the Internet or any website, or any unauthorised intervention, or any combination thereof, including any non-delivery or corruption of entries to the Promoter, injury or damage to an entrant’s or any other person’s computer related to or resulting from participation in or down-loading any materials related to this Promotion. The use of any automated entry software or any other mechanical or electronic means that allows an entrant to automatically enter into the draw repeatedly is prohibited and will render all entries submitted by that entrant invalid.
Liability for any tax (other than fringe benefits tax) arising out of participation in this Promotion (including acceptance of a prize) is the sole responsibility of the entrant. Entrants should seek independent financial advice in this regard.
Nothing in these Terms and Conditions limits, excludes, or modifies, or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act 2010 (Cth), as well as any other implied warranties under the Australian Securities and Investments Commission Act 2001 (Cth) or similar consumer protection laws in the State and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.
Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a prize winner or an entrant; or (f) use of a prize.
As a condition of accepting the prize, the prize winners must sign any legal documentation as and in the form required by the Promoter and/or prize suppliers in their absolute discretion, including but not limited to a legal release and indemnity form.
Privacy Notice: Entry is conditional on providing the requested personal information. By entering this Promotion, each entrant consents to the retention, use and disclosure of their personal information by the Promoter in the following ways:
- for the purposes of conducting the Promotion and any matter connected to the Promotion.
- if the entrant is a prize winner in this Promotion, for publicity purposes in any media for an unlimited period without remuneration, compensation or prior notice to the entrant.
- in addition to any use that may be outlined above, sending the entrant publications and communications about events, promotions, products and services. This includes distributing marketing material for goods and services offered by the Promoter, its related bodies corporate and businesses which have arrangements with the Promoter or its related bodies corporate. Each entrant agrees that communications may be sent to them by post, email and SMS.
  
  The Promoter may disclose personal information to third parties for the above purposes, including but not limited to agents, contractors, service providers, prize suppliers and, as required, to Australian regulatory authorities for the purpose of conducting this Promotion and sending offers and information to each entrant.
  
  For further details about how we handle personal information and details about how entrants can request access and correction of their information or complain about a breach of the Australian Privacy Principles, see our Privacy Policy. The Privacy Policy also contains information about how entrants may opt out, access, update or correct their personal information, as well complain about a breach of the Australian Privacy Principles or any other applicable law and how those complaints will be dealt with. All entries become the property of the Promoter.

Allianz – Terms and Conditions for the Win $25,000 towards your car expenses (“Promotion”)

Information on how to enter the Promotion and the prizes form part of these Terms and Conditions. Participation in this Promotion is deemed acceptance of these Terms and Conditions (“Terms and Conditions”).
The Promotion commences on 1 May 2025 and closes at 11.59 PM on 31 July 2025 (“Promotion Period”). All references to times recorded throughout these Terms and Conditions are a reference to the local time in Sydney, New South Wales.
The promoter is Allianz Australia Insurance Limited (ABN 15 000 122 850) of 10 Carrington Street Sydney NSW 2000 (“Promoter”).
Entry into the Promotion is only open to residents of all Australian States and Territories excluding SA aged 18 years or over who hold a current Eligible Policy as per clause 8 below and maintain it for a twelve (12) month period (“Eligible Customer” or “entrant”). For the avoidance of doubt, this includes new, renewing and existing customers who purchase, renew or hold an Eligible Policy within the Promotion Period provided that they hold or have otherwise held the Eligible Policy for twelve (12) months. Eligible Customers or entrants will be automatically entered.
Employees (and their immediate families) of the Promoter and its subsidiaries, and employees of agencies associated with this Promotion, are ineligible to enter the Promotion. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or first cousin.
The Promoter reserves the right, at any time, to verify the eligibility of each entrant (including their identity, age and place of residence) and the validity of each entry and to disqualify any person who the Promoter has reason to believe has breached any of these Terms and Conditions, tampered with the entry process or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of this Promotion. Further, any contact details provided incorrectly may be deemed by the Promoter as an invalid entry. Errors and omissions may be accepted at the Promoter’s sole discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. The Promoter’s legal rights to recover damages or other compensation from such an offender are reserved.
If there is a dispute as to the identity of an Eligible Customer, the Promoter reserves the right, in its sole discretion, to determine the identity of the Eligible Customer.
For the purposes of this Promotion, the term “Eligible Policy” means an Allianz Car, Comprehensive Car, Third Party Property Damage Car, Premier Motor or Motor Insurance policy (“Motor Policy”).

For the avoidance of doubt an Eligible Policy includes one of the insurance policies above, underwritten by Allianz and purchased:
- via Allianz directly, or
- From any partner that distributes insurance underwritten by the Promoter including banks, mutuals, dealerships and motor manufacturers, but excluding Royal Automobile Association of South Australia (RAA), Fleet, Compulsory Third Party (CTP) and Insurance Broker customers and/or distributors, as applicable.
The Eligible Policy will be deemed purchased or renewed when the Promoter receives full payment of the annual policy premium or the first instalment of premium if paying by the month. For the entry to be and remain valid, the Eligible Policy must not be lapsed or cancelled at the time the prizes are drawn. An Eligible Customer shall receive one (1) automatic entry into the relevant draw for each Eligible Policy purchased or renewed by them or that is active during the Promotion Period. Individuals that do not wish to participate in the Promotion can contact the Promoter directly or complete a Contact Form online.
The draw will take place at Anisimoff Legal, Level 3/162 Collins Street, Melbourne VIC 3000 on 20 August 2025 at 11:00 AM AEST in the presence of an independent scrutineer. The Promoter may draw additional reserve entries and record them in order in case an invalid entry or ineligible entrant is drawn. The Winner will be notified in writing and by telephone within two (2) business days of the draw, and their name will be published at www.allianz.com.au/WinCompetition on 27 August 2025.
The first valid entry drawn will win $25,000 in accordance with the instalment terms set out in clause 12. The prize will be awarded in the form of an electronic funds transfer to the winner’s nominated Australian bank account in their name.
The prize will be deposited in the winner’s account in twelve (12) equal monthly instalments commencing from the 22 of September 2025 provided that the winner complies with the conditions set out in clause 15. If the winner’s Eligible Policy is cancelled during the twelve (12) month policy period, their entitlement to the prize will cease and they will not receive any further payments, nor be required to return any funds received by that point, to the Promoter.
The total value of the prize to be awarded in this Promotion is $25,000.
The Promoter’s decision is final and no correspondence will be entered into.
If the prize winner wishes to claim their prize, they must contact the Promoter by the prize claim date/time as specified by the Promoter at the time of winner notification. If the prize winner fails to claim their prize by this time and date, the prize winner will be deemed to have forfeited the prize.
If the prize winner forfeits the prize or the prize remains unclaimed, the Promoter will conduct a redraw, subject to any directions from a regulatory authority, following the same procedure as the original draw. Redraw will take place at 11am AEST on 15 September 2025, at the same place as the original draw. The prize winner, if any, will be notified in writing and by telephone within two (2) business days of the draw and their name will be published at www.allianz.com.au/WinCompetition on 22 September 2025.
If for any reason any aspect of this Promotion is not capable of running as planned, including by reason of computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of the Promoter, the Promoter may in its sole discretion, to the fullest extent permitted by law: (a) disqualify any entrant; or (b) cancel, terminate, modify or suspend the Promotion and invalidate any affected entries, or suspend or modify a prize, subject to State or Territory regulation.
The prize is not transferrable or exchangeable, unless otherwise specified. In the event of a dispute, the decision of the Promoter is final, and binding and no correspondence will be entered into.
Each entrant consents to the Promoter using their name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this promotion (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter.
To the fullest extent permissible by law, each entrant in the Promotion and each prize winner releases the Promoter from any claim, loss, damage, expense (including any claim for legal expenses), cost or charge sustained or in any way incurred by them in connection with the prize or their participation in the Promotion. The Promoter, its related bodies corporate, officers, employees and agents will not be liable for any loss, damage or personal injury whatsoever (including but not limited to direct, indirect, consequential or economic loss) suffered or sustained by an entrant or the prize winner in connection with this Promotion, the promotion of this Promotion, or the use of or participation in any prize, except for any liability which cannot be excluded by law. Further, to the fullest extent permitted by law, the Promoter excludes liability for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, technical problems or traffic congestion on the Internet or any website, or any unauthorised intervention, or any combination thereof, including any non-delivery or corruption of entries to the Promoter, injury or damage to an entrant’s or any other person’s computer related to or resulting from participation in or down-loading any materials related to this Promotion. The use of any automated entry software or any other mechanical or electronic means that allows an entrant to automatically enter into the draw repeatedly is prohibited and will render all entries submitted by that entrant invalid.
Liability for any tax (other than fringe benefits tax) arising out of participation in this Promotion (including acceptance of a prize) is the sole responsibility of the entrant. Entrants should seek independent financial advice in this regard.
Nothing in these Terms and Conditions limits, excludes, or modifies, or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act 2010 (Cth), as well as any other implied warranties under the Australian Securities and Investments Commission Act 2001 (Cth) or similar consumer protection laws in the State and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.
Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a prize winner or an entrant; or (f) use of a prize.
As a condition of accepting the prize, the prize winners must sign any legal documentation as and in the form required by the Promoter and/or prize suppliers in their absolute discretion, including but not limited to a legal release and indemnity form.
Privacy Notice: Entry is conditional on providing the requested personal information. By entering this Promotion, each entrant consents to the retention, use and disclosure of their personal information by the Promoter in the following ways:
- for the purposes of conducting the Promotion and any matter connected to the Promotion.
- if the entrant is a prize winner in this Promotion, for publicity purposes in any media for an unlimited period without remuneration, compensation or prior notice to the entrant.
- in addition to any use that may be outlined above, sending the entrant publications and communications about events, promotions, products and services. This includes distributing marketing material for goods and services offered by the Promoter, its related bodies corporate and businesses which have arrangements with the Promoter or its related bodies corporate. Each entrant agrees that communications may be sent to them by post, email and SMS.
  
  The Promoter may disclose personal information to third parties for the above purposes, including but not limited to agents, contractors, service providers, prize suppliers and, as required, to Australian regulatory authorities for the purpose of conducting this Promotion and sending offers and information to each entrant. The Promoter will not transfer personal information collected from the Promotion outside of Australia.
  
  For further details about how we handle personal information and details about how entrants can request access and correction of their information or complain about a breach of the Australian Privacy Principles, see our Privacy Policy. The Privacy Policy also contains information about how entrants may opt out, access, update or correct their personal information, as well complain about a breach of the Australian Privacy Principles or any other applicable law and how those complaints will be dealt with. All entries become the property of the Promoter.

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Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past and present.

Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.

Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.