Car theft prevention tips and the most stolen cars
Attention: Car theft is on the rise
In 2024, there were 65,603 motor vehicle thefts.According to the Australian Bureau of Statistics that’s 8% more than the previous year. At the centre of the crime wave is Victoria, with car thefts up by 41%. This has affected 22,504 people – the most since 2003.
More than 12,000 claims were reported in Victoria, mostly from Melbourne, says the Insurance Council of Australia (ICA). The ICA confirms that car theft insurance claims reached a total of $223 million in the year leading up to June 2025.
At Allianz, we know that car theft can be very upsetting and stressful. To help you and your loved ones avoid it, we’ve used our Motor Claims data1 to provide some essential car theft prevention tips.
Chris Wood, Emerging Risk Manager – Allianz Risk
Find out why keys are left in cars
Thieves look for easy targets, like cars with keys left inside. Allianz Motor Claims data for 2024 shows some common situations where this happens.
- Unattended vehicles: Leaving keys behind. For example, when unloading groceries, paying for fuel after filling up, or grabbing a coffee.
- Unlocked cars: Even leaving your car briefly to get something from your house may give thieves easy access.
- Distractions: Shopping, visiting friends, or running errands may distract you enough to leave keys in the car.
- A false sense of security: You may think your car’s safe at home, in your driveway, garage, or gated property.
- Opportunity: Thieves may strike when you step away from your car, even for a few seconds.
Keep car keys or fob secure
Did you know that the most common theft method is using the vehicle’s key? Don’t let car thieves get hold of your car key or fob. Make sure you keep them safe.
- Store keys in a secure place, out of sight. Don’t just leave them on a kitchen bench or on a table in the hall.
- Keep key fobs away from doors and windows to lessen your risk of keyless theft. That’s one of the ways thieves can use electronic devices to boost the fob’s signal and unlock your car without the key.
- Use a RFID (radio frequency identification) blocker pouch or Faraday box for your key fob.
- Never leave car keys, including spares, in your vehicle – even if you think they’re well hidden. Keep spare keys in a secure place at home or work.
- Don’t put your name and address on any keys – use a mobile phone number instead.
How to prevent car theft
ABS statistics show that over half of motor vehicle thefts happen at home. The good news is there are things you can do to deter car thieves.
Lock up and secure your vehicle
- Always lock car doors and close windows, even at home or in your garage.
- Install anti-theft systems such as alarms, on-board diagnostic (OBD) port locks, engine immobilisers, or keyless digital blockers.
- Make your garage more secure by shortening or removing the manual opening lever cord. This prevents it being hooked from the outside.
Keep valuables safe
- Remove valuables from your vehicle. If you must leave them, hide them in the boot. Don’t leave items in the glove box or centre console – according to Crime Stoppers Australia, it’s the first place thieves look.
- Avoid leaving documents containing personal information in your car.
Enhance home security
- Install security cameras and motion-sensor lights around your property.
- Keep windows and doors closed and lock security doors even when you’re home.
- Lock garage doors, and the any doors that then lead into your home.
- Avoid leaving spare keys in obvious places.
Choose secure parking options
- Park in well-lit areas or secure garages whenever possible.
- If you park in a driveway, consider installing a sensor light and CCTV.
- Avoid isolated spots that thieves may target.
- Use anti-theft screws for number plates in high-crime areas.
Keyless theft: The most stolen cars revealed
Did you know one in five cars are stolen by keyless car theft? Some cars are easier to access electronically, which makes them targets.
These models often use electronic push start technology instead of an ignition key. Check out this list from Victoria Police of the most targeted cars:
- Toyota Rav4 2019 - 2024
- Toyota Corolla 2015 - 2024
- Toyota Hilux 2016 - 2023
- Toyota Camry 2012 - 2022
- Toyota Landcruiser and Prado 2008 - 2021 and 2024 - 2025
- Subaru Impreza/WRX 2015 - 2018
- Holden Commodore 2013 - 2017
- Toyota 86 2012 - 2017
Source: Victoria Police
If your car has electronic push start technology, Victoria Police recommend you install an OBD port lock. They’re relatively cheap, easy to install, and readily available from auto shops offering anti-theft solutions.
Holden VF Commodore SS series owners might ask their auto electrician to install a horn bypass. This may prevent thieves from silencing your car’s factory alarm systems.
What to do if your car is stolen
Follow the advice from Victoria Police: don’t confront the thief. Your safety comes first. When you’re ready, take these steps.
Report the theft to police
If it’s an emergency, call 000. Otherwise, use the Online Reporting service or call the Police Assistance Line on 131 444. You’ll need a police report for your insurance claim.
Call your insurance company
Explain what happened. Some car owners can track their cars through a mobile phone app. Your car dealer may be able to help you with this.
List personal items
To help with your insurance claim, make a list of any personal items that were in your car.
With car theft on the rise, it’s important to keep your vehicle secure. By knowing the risks, staying informed, and using these practical tips, you may reduce your chances of becoming a victim of car theft. Stay alert and don’t make it easy for car thieves.
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Frequently asked questions
If you left keys inside the car when it was stolen, your Comprehensive Car Insurance might not cover it. You’ll need to take reasonable steps to prevent loss, theft or damage to your car.
Before starting the car insurance claims process, check your Product Disclosure Statement (PDS). Make sure you understand your cover and any exclusions.
A steering wheel lock on your car may encourage a thief to look for an easier target. However, keep in mind that a determined thief may be able to unlock it in just 30 seconds.
It’s a good idea to use other anti-theft devices, such as car alarms or immobilisers, with your steering wheel lock.
For insurance purposes, you’re responsible for taking reasonable steps to prevent loss, theft, or damage to your car. This includes:
- Taking the keys out of the ignition or car when no-one is in the car.
- Locking all doors and windows when the car isn’t attended.
To deter thieves and help keep your car safe, anti-theft devices are a smart move. These include car alarms, on-board diagnostic (OBD) port locks, or engine immobilisers. Not sure what to choose? You can ask staff at auto shops that sell anti-theft devices about the best options for your vehicle.
Disclaimer
This article has been prepared by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL234708 ("Allianz"). It is a summary of key concepts and not meant to represent the complete picture on any given matter. It is not meant to be legal advice. The information should be read in conjunction with the relevant legislation and regulations. In some cases, information has been provided to us by third parties and while that information is believed to be accurate and reliable, its accuracy is not guaranteed in any way.
Any opinions expressed constitute our views at the time of issue and are subject to change. Neither Allianz, nor its employees or directors give any warranty of accuracy or accept responsibility for any loss or liability incurred by you in respect of any error, omission or misrepresentation in this article.
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*Conditions apply
- Allianz claims data for motor insurance theft claims between 1 January 2024 and 1 January 2025.
Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.
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