Travelling to USA

Travelling to the USA is really exciting - it’s a huge country with an enormous array of attractions, natural landscapes, cultures, climates and fascinating people. From the skyscrapers of New York City to the wilderness of Utah, the beaches of California to the many theme parks of Florida, there is so much to see and do!

When you’re planning your trip to the USA, think of how you want to get around. Will it be the fun and freedom of a road trip or will you be a jetsetter, going from one thrilling city to another? When considering travel insurance, keep your transportation methods and the weather in mind. You don’t want to be out of pocket for flights delayed by snowstorms or a costly excess on a rental vehicle.

Allianz Travel Insurance has Basic, Comprehensive and Multi-Trip travel insurance policies for your next holiday. Our Comprehensive Travel Insurance offers optional cover for loss of personal effects and luggage1, trip cancellation1, and more at an additional cost.

For information about COVID-19 benefits under select policies, visit our COVID-19 benefits page.


Health and safety when travelling in the USA

Keeping safe in the USA

Stay vigilant for pick-pocketing and other forms of theft. Never leave your belongings unattended. Check Smartraveller for current travel alerts affecting USA before you purchase a policy, before you leave Australia, and during your travels.

Keeping healthy in the USA
America is known for its high health care costs and if you get sick or injured, it can be extremely expensive to visit a doctor, dentist or hospital. An injury such as a broken bone could cost a lot of money to treat. This is where travel insurance for the USA might come in handy.

Road-tripping in the USA

Renting a car can be a great way to travel around the USA, but can leave you with large out of pocket expenses if something goes wrong.

If you’re involved in an accident while you’re driving, or your rental car is damaged or stolen, Allianz Comprehensive Travel Insurance may help reduce your out of pocket expenses. It is designed to cover the excess or the property damage you’re liable for (whichever is less) up to your benefit limit2. Rental Vehicle Excess Cover is included in all Allianz Comprehensive and Multi-Trip Travel Insurance policies.

Optional snow, cruise and adventure packs

The possibilities are endless in America, you can ski, surf, hike, scuba dive, skateboard, cruise, kayak, camp, stay on a ranch, climb a mountain or gaze across a canyon.

If you’re an adventurer, a keen skier or you live for cruising, consider purchasing an optional Snow Pack, Cruise Pack or Adventure Pack when purchasing an Allianz Comprehensive Travel Insurance policy.

Allianz Travel Insurance is a great choice

In 2020, Forbes magazine named Allianz SE one of the world's largest public companies, making Allianz SE one of the global leaders in insurance. Allianz Australia Insurance Limited and Allianz Global Assistance are both part of the Allianz SE group of companies.

Global reach and expertise

Emergency Assistance 24 hours a day, 365 days a year

Registered Nurses and Doctors available

Frequently Asked Questions

Accidents can happen anywhere. You can get sick or injured, or weather events can change your plans. Losses, damage and theft can leave you out of pocket, and even a healthy person may need an unexpected trip to the emergency room.

The cost (also known as a premium) of your travel insurance policy will vary depending on different variables including:

  • the duration of your trip
  • whether you purchase a single, duo or family policy
  • your age
  • the plan you select (for example, Basic or Comprehensive)
  • any pre-existing medical conditions you have, which are only covered if you complete amedical assessment, and we agree to cover you

You can choose to adjust your excess amount or selectable cancellation amount, which will change your premium. Get a quote online today.

Allianz Comprehensive Travel Insurance may cover you for theft, loss or damage to luggage, personal effects and valuables. The sub-limit for a camera, lenses, tripod and accessories is up to $3,0001. The sub-limit for a mobile phone is $1,000. If your equipment is valued at more than that, consider purchasing Increased Item Limits when you buy your policy.

You can apply to include cover under your Comprehensive or Multi-Trip Travel Insurance for your pre-existing medical conditions when you purchase your policy. You’ll need to complete our medical assessment, which can be done online or over the phone. Please refer to the Product Disclosure Statement for more information on pre-existing medical conditions.

Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past, present and emerging.