Travelling to Europe

Soak up the sun on a Croatian beach or cruise the Amalfi coast of Italy. Climb a mountain in Spain or ski the slopes in Austria. Hike through Scotland or ride bicycles in the Netherlands. Europe is the perfect holiday destination, filled with choice.

Wherever you choose to explore, consider the choice of comprehensive travel insurance that is designed to cover overseas emergency assistance.

Allianz Travel Insurance has Basic, Comprehensive and Multi-Trip travel insurance policies for your next holiday1. Our Comprehensive Travel insurance offers optional additional cover for loss of personal effects and luggage, Adventure packs, and more2..

For information about COVID-19 benefits under selected policies, visit our COVID-19 benefits page.

Health and safety when travelling in Europe

Pickpockets are a risk in the major cities, especially around rail and bus transport hubs, major attractions and other crowded places. Beware of petty theft, minor crime and scam risks as well. Only carry as much cash as you need, and have hardcopy and electronic copies of your travel documents (or store them safely at your accommodation).

Natural disasters caused by harsh weather conditions such as snowstorms, gales, floods and heat waves can affect your travel plans. Check Smartraveller for current travel alerts affecting Europe before you purchase a policy, before you leave Australia, and during your travels.

Allianz Travel Insurance is a great choice

In 2020, Forbes magazine named Allianz SE one of the world's largest public companies, making Allianz SE one of the global leaders in insurance. Allianz Australia Insurance Limited and Allianz Global Assistance are both part of the Allianz SE group of companies.

Global reach and expertise

Emergency Assistance 24 hours a day, 365 days a year

Registered Nurses and Doctors available

Frequently Asked Questions

Even if travel insurance isn’t mandatory for your destination, travel insurance for Europe can be a great decision in case something goes wrong on your trip. Travel insurance is an important consideration for unexpected medical bills and hospitalisation. Other unforeseen expenses could include the replacement of lost or stolen luggage, delays or cancellations to your trip. Allianz Comprehensive Travel Insurance offers optional additional cover for loss of personal effects and luggage, Adventure Packs, and more at an additional cost2.

If your rental vehicle is involved in an accident while you are driving, or is damaged or stolen while in your custody, we may reimburse one of the following (the lesser amount) up to your benefit limit1.

  • the excess (may also be shown on the rental vehicle agreement as a ‘deductible’ or‘damage liability fee’), or
  • the property damage for which you are liable.

Rental Vehicle Excess Cover is included in all Allianz Comprehensive, Multi-Trip and Non- Medical Travel Insurance policies1.

If your trip involves a cruising element, consider purchasing an additional Cruise Pack, which may be added to Comprehensive or Multi-Trip Travel Insurance. It is designed to include Medical Cover while cruising, Ship to Shore Evacuation Cover, Cabin Confinement, and a range of other items1.

Some adventure activities are included under a Basic, Comprehensive or Multi-Trip policy, but for things like riding a moped, tandem parachuting and abseiling, consider purchasing an Adventure Pack1.

If you’re going to hit the slopes or embark on thrilling adrenaline-rush activities, then you may wish to consider purchasing an optional Adventure Pack or Snow Pack to a Comprehensive Travel Insurance policy.

For a list of included activities, please refer to the Product Disclosure Statement (PDS).

Maybe you want to spend a gap year backpacking your way across Europe or you simply have an abundance of time on your hands. You can get Basic or Comprehensive Travel Insurance for up to 12 months, subject to eligibility criteria1. When purchasing your policy, your journey must start and end in Australia, and you must declare your departure and return dates.

You can purchase a Multi-Trip Travel Insurance policy, which is designed to cover multiple trips over a 12-month period. You organise one policy and pay the one premium for all trips from Australia — to Europe or other countries and return1 — for a year. Just choose what your longest trip duration will be (choose from 15, 30 or 45 days).

A Comprehensive Travel Insurance policy for Europe is designed to cover you for theft, loss or damage to luggage, personal effects and valuables. The sub-limit for a camera, lenses, tripod, and accessories is up to $3,0002. If your equipment is valued at more than that, consider purchasing Increased Item Limits when you buy your policy.