A guide to insuring your mobile phone with Allianz

To insure your mobile phone when it’s outside your house, you can add optional Portable Contents to your Contents Insurance.

Portable contents can cover your phone and other portable valuables like jewellery or cameras for loss or damage caused by theft or accident. You’ll need to list your mobile phone as Listed Portable Contents on your policy if it’s worth more than $1,000. Phones valued under $1,000 can be listed as Unlisted Portable contents.

You'll need to take out either Home and Contents, Contents, or Renters Insurance. You'll need to select contents, when completing your quote, you then have the option to also add Portable contents following these two steps.

1. Select Portable Contents. 
2. If your phone is worth more than $1,000, add its value under Listed Portable contents. Phones valued under $1,000 can be listed as Unlisted Portable contents.

If you already have Home Contents cover with us, and would like to add the Portable Contents option, contact us.

Under Home and Contents or Renter Insurance, your phone is covered against:

• Loss or damage due to insured events, like theft or fire¹, at your home only;

If you add optional Portable Contents cover to your Contents Insurance, your phone is covered against:

• Loss or damage due to theft or an accident anywhere in the world, with cover outside of Australia limited to 90 continuous days

Note: We won’t cover cracked glass or screens, where that’s the only damage to your phone.

If you have Contents Insurance and have selected the Portable Contents option, you’re covered anywhere in Australia. With Portable Contents selected, you’re also covered overseas for up to 90 continuous days.

You’ll need to list your mobile phone as Listed Portable Contents on your policy if it’s worth more than $1,000. Phones valued under $1,000 can be listed as Unlisted Portable contents.

This is a summary only of some of the features and benefits available on Allianz Home Insurance, as well as some of the exclusions. Before deciding on a policy, carefully consider the relevant Product Disclosure Statement (PDS) and Supplementary PDS (where applicable) which set out the standard terms, conditions, limits and exclusions. To see some of the events covered and not covered by our Home and Renters Insurance, refer to our Key Fact Sheets (KFS).

1. 72-hour exclusion period may apply

   We may not provide cover for any loss of or damage to your property caused by cyclone, flood, flood water combined with run-off and/or rainwater, grassfires and bushfires during the first 72 hours after you first purchase a policy or increase your cover under an existing policy. Refer to PDS for when exclusion periods apply.