Small businesses can be particularly vulnerable. That’s why identifying the right cover is key to protecting it. Details such as your business type, size, location and day-to-day activities are all important factors in determining the most appropriate insurance cover for your needs.
If you’re running any part of your business from home, it is also important to disclose the details of your business to your home insurance company to determine whether the business activity is acceptable under your home insurance cover. If your business activity isn’t acceptable under your home insurance cover, you may consider other options available to you and this may be through a range of business insurance covers such as and depending on your business activities.
Our policies provide cover for some business activities operating from the home. Like many insurers, we rely on policyholders disclose accurate information to ensure correct insurance cover for their circumstances. By not disclosing all details, policyholders risk their business property not being covered. This also might impact a policyholder’s home or contents claim.