2021 Eastern Australia Floods
From 16–23 March 2021 over a quarter (and in some places a third) of This was following a La Niña weather pattern which occurred in September 2020. After the torrential rain, This is equivalent to the contents of Sydney Harbour.
The flooding was so widespread, that NSW and Australian governments declared 16 areas in the central and mid-north coast natural disaster zones, covering Hunter Valley to Coffs Harbour. During this time there were 7,000 calls for assistance, with
2022 Eastern Australia Floods
The 2022 floods stretched from the Brisbane CBD all the way down to Lismore. Over a 3-day period, This was the largest rain total ever recorded in Brisbane for both three and seven days. 30 south east regions recorded over 1,000mm of rainfall in this time.
The rainfall impacted public transport such as the City Cat Ferries which were cancelled as Howard Street Wharf was damaged by debris that had floated down the river, including a river crane that became dislodged from Kangaroo Point.
Regions further north, such as Gympie and Maryborough were also affected. The Mary River peaked at 22.96 metres and 3600 homes were inundated in Gympie. Lismore was also impacted, with the worst flood recorded in New South Wales history. Flood levels topped 2 metres higher than the towns previous flood record.
What damage is common in a flood?
With any water damage, there is a high risk of mould developing within the property or within possessions such as carpets, bedding and mattresses that have come into contact with water.
It is important to understand your risks and avoid entering floodwater where possible. It is also crucial in situations of heavy rainfall to be conscious of your surroundings and stay alert on developing weather conditions. Being aware of the can keep your family safe and help you mitigate the impact of the flood on your property and belongings.
Allianz Optional Flood Cover
While some areas are more prone to floods than others, you may still be at risk of flood damage to your home and contents regardless of where you live. It is important to understand what your insurer defines as flood and check that your has the right level of cover for you. While we cover a range of insured events such as storms and cyclones, flood cover is an optional cover that you may want to add to your insurance policy. Call us to see if our Optional Flood Cover is available in your area.
Allianz has been helping Australians get back on their feet after adverse events for over 100 years. Our flood cover can cover you from:
Loss or damage caused by:
- Flood Water, combined with run-off and rainwater
As well as loss or damage caused by or arising from the following (if it is caused directly by and occurs within 72 hours of a flood):
- Soil Movement
Please note, a 72-hour exclusion period may apply. For full details on what is and is not covered, check your Product Disclosure Statement, Policy Schedule, or Certificate of Insurance.
If you have been affected by a flood you can make a , call our Claims Team on 13 10 13 or visit us at your local Recovery Centre. We will need your policy details, but if you do not have them on hand, our team will be able to assist you with any details you are able to provide. If it is safe to do so, take as many photographs as possible of the damage sustained from the flood to assist in your claim.
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This article has been prepared by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL234708 (“Allianz”). In some cases, information has been provided to us by third parties and while that information is believed to be accurate and reliable, its accuracy is not guaranteed in any way.
Any opinions expressed constitute our views at the time of issue and are subject to change. Neither Allianz, nor its employees or directors give any warranty of accuracy or accept responsibility for any loss or liability incurred by you in respect of any error, omission or misrepresentation in this article.
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