Save up to 10%*2,3

on your first year's premium when you buy a new Business Insurance Pack policy online.

What is insurance for Educators, Teacher & Tutors?

When you work in the Education industry as a teacher, tutor, or trainer, you spend your time helping your students grow. With all the investment you put into connecting with students and building your personal reputation, it’s important to protect both yourself and those you teach with the right insurance.

As an educator, you work with a wide range of people on a daily basis. Whether you’re a private tutor, art, language or music teacher, it’s important to make sure you’re covered should things go wrong.

Understanding and finding the right insurance can be confusing, let us help. Read on to learn how Allianz insurance covers can protect your business.

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Your policy documents will be emailed instantly after purchase.

Pay by the Month - no extra charge* 1

Enjoy paying monthly and flexible payment options at no extra cost to you.

Specialist Business Experts

Our experts can help to arrange all your business insurance.

Call 1300 131 000 to talk to a business specialist.

Claims - we have your back

When misfortune strikes, Allianz is there for you with a reliable and rapid response.

Lodge a claim by phone 24/7.

Insurance for Educators, Teacher & Tutors:

Public Liability Insurance

Public Liability Insurance, also known as Public and Products Liability Insurance, helps to protect you if you become liable to pay compensation for injury to third parties, or damage to their property, during the course of your work.

Whether you teach from your own classroom, or work one-on-one with students in a studio, accidents can happen. If a student injures trips over at your studio, you could be legally liable.

Public Liability Insurance is designed to cover claims that may arise as a result of incidents such as this for which you may be held liable. Cover may also be provided for reasonable legal costs you incur in defending a claim against you.

Public Liability is a compulsory cover that must be included in a Business Insurance Pack policy.

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Commercial Vehicle Insurance4

Your vehicle is likely to be one of the most expensive things you use in your business, so it’s important to protect it.

Comprehensive Commercial Vehicle Insurance can protect your vehicle in the event of accidental damage or theft, and cover your legal liability for damage to third party property caused by your vehicle.

You can choose from a range of cover levels including Comprehensive, Fire and Theft or Third Party Property Damage only.

Call Allianz to cover up to 20 vehicles on 1300 131 000, or buy online and add up to 2 vehicles, when you buy your Public and Products Liability insurance with a Business Insurance Pack.

Helpful Tip: Do you use your personal vehicle for business use? Your personal car insurance may not cover you for damage to other cars or your own vehicle that occurs when used in connection for business. Check your personal car policy to see if you are covered.

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Get your cover in one place with our Business Insurance Pack

Our packs start with Public Liability, then you can customise yours to suit your business.

Public Liability

In the event of a claim, this cover can protect you if you become legally liable to pay compensation for injury to third parties, or damage to their property, during the course of your work.

Additional Cover Options

Commercial Vehicle

Commercial Vehicle Insurance can protect your vehicle in the event of accidental damage or theft, and cover your legal liability for damage to third party caused by your vehicle.


Covers the cost of repairing or replacing accidentally broken glass at your business premises such as store windows, mirrors or display cabinets

Commercial Property

Cover for accidental damage to property insured, such as your store fitout and stock, from unexpected events like a storm, fire or vandalism.

Machinery Breakdown

Covers the cost to replace or repair business machinery if it suffers a breakdown, such as electrical and mechanical machinery, boilers and pressure vessels and pressure pipe systems.

Business Interruption

Covers your lost income, profits or turnover if your store has to close as a result of unforeseen defined events, like severe storm or fire.


Cover for loss caused by theft of property insured from your store, such as your stock or equipment.


Covers the replacement money is stolen from your business premises during business hours, or outside business hours, while locked in a safe or strongroom, in transit or in custody at a private residence.

This is a limited summary of some of our Business Insurance Pack covers only. Terms, conditions, limits and exclusions apply. For full details and before making a decision please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS (where applicable) & PDS update (privacy notice) which are available on this website.

Workers Compensation

If your business has employees, Workers Compensation insurance may be mandatory depending on the state/s you operate in. Workers Compensation insurance can cover your employees if they are involved in a workplace accident. Allianz will work to support your business through the claims management process.

Please note that Workers Compensation insurance is not available under the Business Insurance Pack and will need to be purchased as an additional policy.

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Before you buy

Considerations for Educators, Teacher & Tutors:

  • If you work on a casual or contractor basis, you may not be covered by the insurance of the person you are working for. Make sure to check, to ensure you’re protected.
  • If you rent your classroom space, your lease may specify the minimum amount of Public Liability cover you’re required to have.
  • Your lease or landlord may also specify a minimum amount of glass cover.
More cover options

Can’t find the cover that you need online? We have an extended range of insurance covers available through our team of specialists. We're open 8:00am - 7:30pm Monday-Friday AEST

   1300 131 000

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