Small Business Advantage Pack

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The Small Business Advantage Pack offers a selection of cover options for you to choose from.

Cover options include Public Liability, Personal Accident and Sickness, Material Damage, Theft and Breakage of

Glass plus many more. It also offers a quick and easy claims process and pay by the month*.

Call us on 1300 131 000

Covers explained This is a summary only. Please refer to the Small Business Advantage Pack PDS for the applicable terms, conditions, limits and exclusions.

Material Damage

Protect your property against accidental damage at the situation you have listed.


Insure your property against theft or attempted theft at the situation you have listed.


Provides cover for loss of money for specified losses including money in transit, money in your work safe or strongroom and money in your personal custody.


Covers against the accidental breakage of glass with automatic additional benefits such as damage to frames or breakage of illuminated/advertising signs.

Machinery Breakdown

Covers damage to insured machinery caused by breakdown, and includes a number of automatic additional benefits, such as cost of hiring temporary machinery, plus the optional benefit of deterioration of stock.

Electronic Equipment

Covering against the breakdown of electronic equipment specified in the schedule. This includes a number of additional and optional benefits.

Personal Accident and Sickness

Cover for you or an employee in the event of an accident or illness. This cover can help to reduce the impact on your business.

Commercial Motor

Covers your insured vehicles for the options selected, such as Third Party Property Damage, Loss or Damage or Fire and Theft.

Public and Products Liability

Covers the amounts that you are legally liable to pay as compensation for personal injury, property damage and/or advertising liability happening during the period of insurance within the defined territorial limit as a result of an occurance in connection with the business.

Business Interruption

Covers you for Consequential loss resulting from the interruption of or interference with the business that is caused by a specified event that occurs during the period of insurance.

General Property

Covers you for the cost of repairing or replacing the insured property that is accidentially damaged anywhere in the world.

Management Liability

Directors & Officers – Covers you or any of the directors and officers against a breach of duty, breach of trust, act, error or omission for a claim that is first made and reported to us during the period of insurance.

Employment Practices Liability – Covers you for a claim against you for a specific employment practices breach, such as discrimination, wrongful dismissal or sexual harrasment.

Crime – Covers you for any loss of property that belongs to you for which you are legally liable which has been unlawfully taken by an employee.

Tax Audit - Covering professional fees reasonably incurred in connection with an audit of the business.

Directors and Officers, Employment Practices Liability and Crime are not available online.


Insuring against the damage to your stock or goods following a defined event such as fire, vehicle overturning etc while in transit.

Transit is not available online

The Small Business Advantage Pack explained

Allianz’s Small Business Advantage Pack is available via the contact centre for business with more complex insurance requirement or alternatively via our online quote facility for businesses with simplified insurance requirements.

Call us on 1300 131 000

If you have simplified insurance requirements, Allianz Small Business Pack is available to quote Online for over 2000 occupations.

For businesses with more specific requirements

Office Pack

Office Insurance for office occupying professionals with a range of cover options to choose from.

Learn more

Trades and Services Package

Cover for Trades and Services professionals who are mobile and for businesses with a turnover less than $1 million and no more than 5 employees.

Learn more

Business Vehicles

Allianz Classic and Prestige Motor Insurance products cover up to 5 vehicles in the one business, and with Commercial Motor Insurance covering larger fleets.

Learn more

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