1. Managing your everyday finances
2. Future proof your finances
3. Building towards long-term goals
Home insurance fitness test
We recommend that you take the time to review your insurance policies at least annually to make sure they still meet your needs, and you are getting the level of insurance coverage for you. Ensure that you are familiar with the cover in your Product Disclosure Statement (PDS) and any terms and conditions that may apply. Your insurer may also have some additional resources such as comparison pages to help you understand the cover you have at a glance. Comparing your cover to pages such as the may be helpful in understanding what features and benefits are available at Allianz.
Make sure you are leveraging discount offers and deals that are available where possible, such as bundled discounts. For example, at Allianz a discount of up to 10%1,2 is applied to your premium when you combine Building cover with Contents cover on the one , including for optional Motor Burnout or optional Accidental Damage cover if selected.
Ensure you have the right level of home insurance cover
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This article has been prepared by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL234708 (“Allianz”). In some cases, information has been provided to us by third parties and while that information is believed to be accurate and reliable, its accuracy is not guaranteed in any way.
Any opinions expressed constitute our views at the time of issue and are subject to change. Neither Allianz, nor its employees or directors give any warranty of accuracy or accept responsibility for any loss or liability incurred by you in respect of any error, omission or misrepresentation in this article.
1 Minimum premiums may apply
Any discounts may be subject to rounding and only apply to the extent that any minimum premium isn't reached. If you’re eligible for more than one discount, Allianz applies them in a predetermined order. This means the effect of applying any subsequent discount will be reduced. For example, the aggregate effect of applying two discounts consecutively means that you won't see the full benefit of both these discounts.
Discounts don't apply to taxes or government charges. No discounts are applied to the optional cover: Domestic Workers Compensation (if available and selected).
2 Combined Discounts
A discount of up to 10% is applied to your premium when you combine Buildings and Contents on one Home Insurance policy, including for the following optional covers if selected: Motor Burnout and Accidental Damage cover. The combined discount doesn't apply to Landlord policies, Flood or Portable Contents optional cover.
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Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about this insurance, consider the relevant for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.
Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.