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If you have a claim under
this policy we give
benefits for:
SureCoverHome Insurance Contents cover SureCover PlusHome InsuranceContents cover SureCover GoldHome InsuranceContents cover
Cover for Events such as Fire, Storm, Theft and Earthquake*
Accidental loss or damage
Accidental breakage
Automatic indexation of sum insured
Compensation for death
Contents in safe deposit box at a bank
Contents in the open air at your risk address
Credit cards - cover for loss or theft Up to $2,500 Up to $5,000 Up to $5,000
Guests', visitors' and domestic helpers' property
Legal liability cover Up to $10,000,000 Up to $20,000,000 Up to $20,000,000
Replacement of locks and cylinders Up to $1,000 Up to $1,000 Up to $2,000
Security firm attendance
Temporary removal of contents from your risk address Up to 20% of contents sum insured with sub-limits for selected contents Up to 20% of contents sum insured with sub-limits for selected contents Up to 20% / $7,500 of contents sum insured with sub-limits for selected contents
Title deeds
Veterinary costs
Fusion of electric motors Motors up to 10 years old Motors up to 12 years old
Spoilage of perishable food Up to $500 No specified limit
Legal defence costs
Tax audit
claim
Transit to your new place of residence
You are protected against damage and loss caused by SureCoverHome InsuranceBuildings cover SureCover PlusHome InsuranceBuildings cover SureCover GoldHome Insurance Buildings cover
Fire and Theft
Storm, lightning, water from leaking pipes, earthquake and meteorites
Accidental breakage
Accidental loss or damage
Flood Optional Optional Optional
Standard benefits
Legal liability cover Up to $10,000,000 Up to $20,000,000 Up to $20,000,000
Replacement of locks and cylinders Up to $1,000 Up to $1,000 Up to $2,000
Compensation for death
Modifications to buildings for paraplegia & quadriplegia
Environmental benefits
Landlords' contents
Fusion of electric motors Motors up to 10 years old Motors up to 12 years old
Optional benefits
Domestic workers compensation Optional Optional Optional
You are protected against damage and loss caused by SureCoverHome Insurance Building and Contents cover SureCover PlusHome Insurance Building and Contents cover SureCover GoldHome Insurance Building and Contents cover
Fire and Theft
Storm, lightning, water from leaking pipes, earthquake and meteorites
Accidental breakage
Accidental loss or damage
Flood Optional Optional Optional
Standard benefits
New for old replacement*
Legal liability cover Up to $10,000,000 Up to $20,000,000 Up to $20,000,000
Credit cards - cover for loss or theft Up to $2,500 Up to $5,000 Up to $5,000
Replacement of locks and cylinders Up to $1,000 Up to $1,000 Up to $2,000
Contents in the open air at your risk address
Guests', visitors' and domestic helpers' property
Contents in safe deposit box at a bank
Contents temporarily removed from your insured address
Compensation for death
Security firm attendance
Title deeds
Veterinary costs
Automatic indexation of sum insured
Modifications to buildings for paraplegia & quadriplegia
Environmental benefits
Landlords' contents
Fusion of electric motors Motors up to 10 years old Motors up to 12 years old
Spoilage of perishable food Up to $500 No specified limit
Legal defence costs
Tax audit
Contents in transit to your new place of residence
Optional benefits
Portable items (personal effects) Optional Optional Optional
Strata title mortgage protection Optional Optional Optional
Domestic workers compensation Optional Optional Optional

Effective 14 September 2014

* For a full list of events covered by each of SureCover, SureCover Plus and SureCover Gold see the relevant PDS.

More about Allianz Home Insurance

Making a claim

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Emergency Home Assistance

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Policy Documents

Download and read the Product Disclosure Statements and Key Facts Sheets for Home and Landlord Insurance.

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Home Security

Protect your home with our practical home security tips.


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Frequently Asked Questions

Please refer to the relevant Surecover policy document (PDS) for full details of home contents with specified limits of cover that you should specify in your policy schedule.
Yes, we will insure you and your friends subject to underwriting guidelines, however all owners/occupants must be listed on the policy. We will insure a maximum of three (3) unrelated people.
If you are altering the security on your property you should inform us as it may change the conditions of yourhome insurance. You may also be eligible for a discount.
Before commencing renovations it is important that you notify us as it may affect the terms and conditions of yourhome insurancepolicy. It is important that your increase your sum insured to reflect any extensions or renovations to make sure you are adequately covered in the event of ahome insurance claim.
Yes, it is important that Allianz is informed of any change in use if the premises as it may affect our decision to insure you.
Flood Coveris an option on bothBuilding and Contents in Home and Landlords packages. Please call us on 131000 to find out whether you are eligible forFlood Cover. For full details of conditions and exclusions of all our home insurance cover options, please refer to the relevant PDS, policy documents, and flood supplementary PDS.

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Policy Documents and Key Fact Sheets

For terms, conditions and exclusions about our home insurance, please refer to the Product Disclosure Statement (PDS). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).