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You are protected against damage and loss caused by Allianz Home Insurance Building and Contents cover Allianz Home Insurance Building cover Allianz Home Insurance Contents cover
Fire or smoke
Theft or burglary
Storm, cyclone, lightning, rainwater or runoff and water from leaking pipes
Earthquake or Tsunami
Impact Damage
Accidental breakage of glass or ceramic items
Vandalism or malicious damage
Standard benefits
New for old replacement*
Alternative Accommodation for you and your pets
Legal liability cover Up to $20,000,000 Up to $20,000,000 Up to $20,000,000
Replacement of locks and cylinders Up to $1,000 Up to $1,000
Contents intended to be kept outside (e.g. a BBQ) Up to $2,000 Up to $2,000
Guests', visitors' and domestic helpers' property Up to $5,000 Up to $5,000
Security firm attendance Up to $500 Up to $500
Veterinary costs Up to $500 Up to $500
Automatic indexation of sum insured
Debris removal and rebuilding and professional fees Up to 10% of the buldings sum insured for debris removal. Up to $5,000 for professional fees Up to 10% of the buldings sum insured for debris removal. Up to $5,000 for professional fees
Modifications to buildings for paraplegia & quadriplegia Up to $10,000 Up to $10,000
Environmental benefits Up to $5,000 Up to $5,000
Spoilage of perishable food Up to $500 Up to $500
Legal defence costs
Optional benefits
Flood Optional Optional Optional
Accidental loss or damage Optional Optional Optional
Motor Burnout Optional Optional Optional
Portable Contents (personal effects) Optional Optional Optional
Domestic workers compensation (Available in ACT, WA and TAS) Optional Optional Optional

Effective 17 September 2017

* For a full list of events covered by Allianz Home Insurance see the relevant PDS.

More about Allianz Home Insurance

Making a claim

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Emergency Home Assistance

Take the stress out of finding a tradesperson in time of need.

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Policy Documents

Download and read the Product Disclosure Statements and Key Facts Sheets for Home and Landlord Insurance.

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Home Security

Protect your home with our practical home security tips.


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Frequently Asked Questions

If you are altering the security on your property you should inform us as it may change the conditions of your home insurance. You may also be eligible for a discount.
Before commencing renovations it is important that you notify us as it may affect the terms and conditions of your home insurance policy. It is important that your increase your sum insured to reflect any extensions or renovations to make sure you are adequately covered in the event of a home insurance claim.
Yes, it is important that Allianz is informed of any change in use if the premises as it may affect our decision to insure you.
Flood Cover is an option on both Building and Contents in Home and Landlords policies. Please call us on 131000 to find out whether you are eligible for Flood Cover. For full details of conditions and exclusions of all our home insurance cover options, please refer to the relevant PDS, policy documents, and flood supplementary PDS.

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Policy Documents and Key Fact Sheets

For terms, conditions and exclusions about our home insurance, please refer to the Product Disclosure Statement (PDS). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).