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This is simply a summary of the benefits of our home insurance policies. For full details, such as conditions, limits and exclusions, please read the Product Disclosure Statement

You are protected against damage and loss caused by Allianz Home Insurance Building and Contents cover Allianz Home Insurance Building cover Allianz Home Insurance Contents cover
Fire or smoke
Theft or burglary
Storm, cyclone, lightning, rainwater or runoff and water from leaking pipes
Earthquake or tsunami
Impact damage
Accidental breakage of glass or ceramic items
Vandalism or malicious damage
Standard benefits
Alternative accommodation for you and your pets Up to 10% of building or contents sum insured and up to $500 for your pets Up to 10% of buildings sum insured and up to $500 for your pets Up to 10% of contents sum insured and up to $500 for your pets
Legal liability cover Up to $20,000,000 Up to $20,000,000 Up to $20,000,000
Replacement of locks and cylinders Up to $1,000 Up to $1,000 Up to $1,000
Contents intended to be kept outside (e.g. a BBQ) Up to $2,000 Up to $2,000
Guests', visitors' and domestic helpers' property Up to $5,000 Up to $5,000
Security firm attendance Up to $500 Up to $500
Automatic indexation of sum insured
Debris removal Up to 10% of building or contents sum insured (as applicable) Up to 10% of building sum insured Up to 10% of contents sum insured
Rebuilding and professional fees Up to $5,000 Up to $5,000
Modifications to buildings for paraplegia & quadriplegia Up to $10,000 Up to $10,000
Environmental benefits Up to $5,000 Up to $5,000
Spoilage of perishable food or medicine
Spoilage of perishable food due to natural disaster Up to $500, nil excess Up to $500, nil excess Up to $500, nil excess
Legal defence costs
Optional cover
Flood Optional Optional Optional
Accidental loss or damage Optional Optional Optional
Motor burnout Optional Optional Optional
Portable contents4 Optional Optional
Domestic workers compensation (Only available in ACT, WA and TAS)5 Optional Optional Optional

Effective 17 September 2017

For a full list of events covered by Allianz Home Insurance see the relevant PDS.

This is a summary only of some of the features available on these Home Insurance policies. Before making a decision on this insurance, please carefully consider the relevant Product Disclosure Statement (PDS) and Supplementary PDS (where applicable) which set out the terms, conditions, limits and exclusions of our Home Insurance.

More about Allianz Home Insurance

Making a claim

Learn more about making a claim or start a claim now

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Emergency Home Assistance

Take the stress out of finding a tradesperson in time of need.6

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Policy Documents

Download and read the Product Disclosure Statements and Key Facts Sheets for Home and Landlord Insurance.

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Home Security

Protect your home with our practical home security tips.

See Infographic

Frequently Asked Questions

If you are altering the security on your property you should inform us as it may change the conditions of your home insurance. This may affect your premium.
Before commencing renovations it is important that you notify us as it may affect your coverage and the terms and conditions of your home insurance policy. It is important that you increase your sum insured to reflect any extensions or renovations to make sure you are adequately covered in the event of a home insurance claim.
Yes, it is important that Allianz is informed of any change in use if the premises as it may affect our decision to insure you.
Flood cover is an option on both Building and Contents in Home and Landlords policies. Please call us on 13 1000 to find out whether you are eligible for Flood cover. For full details of conditions and exclusions of all our home insurance cover options, please refer to the relevant PDS, policy documents, and flood supplementary PDS.

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Policy Documents and Key Fact Sheets

For terms, conditions and exclusions about our home insurance, please refer to the Product Disclosure Statement (PDS). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).