Building & Contents Insurance

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Combine your buildings and contents covers for the full Allianz home protectionGet protection for your family's home by combining buildings and contents covers on the one policy.

  • Quality Service
  • Quick and easy claims service 24/7
  • Friendly and helpful staff
  • Payment options to meet your needs
  • 100% Australia based contact centre
  • Great Value
  • Up to 10% discount* when purchasing a new policy online
  • Up to 30% no claims bonus*
  • Bundling your building and contents cover gives you up to 10% discount*
  • Option to change your excess to reduce your premium
  • Great Features
  • Option of building and/or contents cover
  • A range of options including cover for jewellery and cameras temporarily removed from your home
  • Accidental breakage of glass
  • Up to $5,000 cover for your guest's damaged property*

Select the best cover for your needsEffective 14 September 2014

You are protected against damage and loss caused by^ SureCoverHome Insurance Building and Contents cover SureCover PlusHome Insurance Building and Contents cover SureCover GoldHome Insurance Building and Contents cover
Fire and Theft
Storm, lightning, water from leaking pipes, earthquake and meteorites
Accidental breakage
Accidental loss or damage
Flood Optional Optional Optional
Standard benefits
New for old replacement*
Legal liability cover Up to $10,000,000 Up to $20,000,000 Up to $20,000,000
Credit cards - cover for loss or theft Up to $2,500 Up to $5,000 Up to $5,000
Replacement of locks and cylinders Up to $1,000 Up to $1,000 Up to $2,000
Contents in the open air at your risk address
Guests', visitors' and domestic helpers' property
Contents in safe deposit box at a bank
Contents temporarily removed from your insured address
Compensation for death
Security firm attendance
Title deeds
Veterinary costs
Automatic indexation of sum insured
Modifications to buildings for paraplegia & quadriplegia
Environmental benefits
Landlords' contents
Fusion of electric motors Motors up to 10 years old Motors up to 12 years old
Spoilage of perishable food Up to $500 No specified limit
Legal defence costs
Tax audit
Contents in transit to your new place of residence
Optional benefits
Portable items (personal effects) Optional Optional Optional
Strata title mortgage protection Optional Optional Optional
Domestic workers compensation Optional Optional Optional

^ For a full list of events covered by each of SureCover, SureCover Plus and SureCover Gold see the relevant PDS.

This is a summary only of some of the features available on these Home Insurance policies. Before making a decision on this insurance, please carefully consider the relevant Product Disclosure Statement (PDS) and Supplementary PDS (where applicable) which set out the terms, conditions, limits and exclusions of our Home Insurance.

Upgrade your coverSimply select the options while getting your quote online

Flood Cover

Flood Cover may be available as an optional cover to your buildings and/or contents.

Portable Items

Optional cover in Australia for items you take away from home, such as mobile phones, cameras or jewellery.

Domestic Worker's Compensation

Domestic Worker's Compensation gives you cover for people you employ to work domestically if they are injured while working for you and you are legally liable. Cover only available in the Australian Capital Territory, Western Australia and Tasmania.

Emergency Home Assistance

Emergency Home Assistance (EHA) is a service that takes the
stress out of finding a tradesperson in time of need.

For 24 hour Emergency Home Assistance call 1800 784 149.

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More about Allianz Home Insurance

Making a claim

Learn more about making a claim or start a claim now

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Emergency Home Assistance

Take the stress out of finding a tradesperson in time of need.

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Policy Documents

Download and read the Product Disclosure Statements and Key Facts Sheets for Home and Landlord Insurance.

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Home Security

Protect your home with our practical home security tips.

See Infographic

Frequently Asked Questions

Please refer to the relevant Surecover policy document (PDS) for full details of home contents with specified limits of cover that you should specify in your policy schedule.
Yes, we will insure you and your friends subject to underwriting guidelines, however all owners/occupants must be listed on the policy. We will insure a maximum of three (3) unrelated people.
If you are altering the security on your property you should inform us as it may change the conditions of yourhome insurance. You may also be eligible for a discount.
Before commencing renovations it is important that you notify us as it may affect the terms and conditions of yourhome insurancepolicy. It is important that your increase your sum insured to reflect any extensions or renovations to make sure you are adequately covered in the event of ahome insurance claim.
Yes, it is important that Allianz is informed of any change in use if the premises as it may affect our decision to insure you.
Flood Coveris an option on bothBuilding and Contents in Home and Landlords packages. Please call us on 131000 to find out whether you are eligible forFlood Cover. For full details of conditions and exclusions of all our home insurance cover options, please refer to the relevant PDS, policy documents, and flood supplementary PDS.

Why choose Allianz


Our online system is available day and night so you can sign up and manage your cover whenever is suits you.


Allianz customers have access to a quick and easy claims process.

Next Steps

Policy Documents and Key Fact Sheets

For terms, conditions and exclusions about our home insurance, please refer to the Product Disclosure Statement (PDS). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).