Building & Contents Insurance

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Combine your buildings and contents covers for the full Allianz home protection
Get protection for your family's home by combining buildings and contents covers on the one policy.

  • Quality Service
  • Quick and easy claims service 24/7
  • Friendly and helpful staff
  • Payment options to meet your needs
  • Great Value
  • Up to 10% discount* when purchasing a new policy online
  • Up to 30% no claims bonus*
  • Bundling your building and contents cover gives you up to 10% discount*
  • Option to increase your excess which may reduce your premium
  • Great Features
  • Option of building and/or contents cover
  • A range of options including cover for jewellery and cameras temporarily removed from your home
  • Accidental breakage of glass
  • Up to $5,000 cover for your guest's damaged property*

Select the best cover for your needsEffective 17 September 2017

You are protected against damage and loss caused by^ Allianz Home Insurance Building and Contents cover
Fire or smoke
Theft or burglary
Storm, cyclone, lightning, rainwater or runoff lightning and, water from leaking pipes
Earthquake or tsunami
Impact damage
Accidental breakage of glass or ceramic items
Vandalism or malicious damage
Standard benefits
New for old replacement*
Alternative accommodation for you and your pets
Legal liability cover Up to $20,000,000
Replacement of locks and cylinders Up to $1,000
Contents intended to be kept outside (e.g. BBQ) Up to $2,000
Guests', visitors' and domestic helpers' property Up to $5,000
Security firm attendance Up to $500
Veterinary costs Up to $500
Automatic indexation of sum insured
Debris removal and rebuilding and professional fees
Modifications to buildings for paraplegia & quadriplegia Up to $10,000
Making your home environmentally friendly Up to $5,000
Spoilage of perishable food Up to $500
Legal defence costs
Contents in transit to your new place of residence
Optional cover
Portable contents Optional
Accidental damage Optional
Motor burnout Optional
Domestic workers compensation (Available in ACT, WA and TAS) Optional

^ For a full list of events covered by Allianz Home Insurance see the relevant PDS.

This is a summary only of some of the features available on these Home Insurance policies. Before making a decision on this insurance, please carefully consider the relevant Product Disclosure Statement (PDS) and Supplementary PDS (where applicable) which set out the terms, conditions, limits and exclusions of our Home Insurance.

Upgrade your coverSimply select the options while getting your quote online

Flood Cover

Flood Cover may be available as an optional cover to your buildings and/or contents.

Portable Contents

Optional cover in Australia for items you take away from home, such as mobile phones, cameras or jewellery.

Accidental Damage

The accidental damage cover option helps protect you in the event of unexpected mishaps that are caused unintentionally.

Motor Burnout

The Motor burnout option covers you if an electrical current damages your household electrical motors.

Emergency Home Assistance

Emergency Home Assistance (EHA) is a service that takes the
stress out of finding a tradesperson in time of need.

For 24 hour Emergency Home Assistance call 1800 784 149.

Learn more

More about Allianz Home Insurance

Making a claim

Learn more about making a claim or start a claim now

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Emergency Home Assistance

Take the stress out of finding a tradesperson in time of need.

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Policy Documents

Download and read the Product Disclosure Statements and Key Facts Sheets for Home and Landlord Insurance.

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Home Security

Protect your home with our practical home security tips.

See Infographic

Frequently Asked Questions

If you are altering the security on your property you should inform us as it may change the conditions of yourhome insurance. You may also be eligible for a discount.
Before commencing renovations it is important that you notify us as it may affect the terms and conditions of yourhome insurancepolicy. It is important that your increase your sum insured to reflect any extensions or renovations to make sure you are adequately covered in the event of ahome insurance claim.
Yes, it is important that Allianz is informed of any change in use if the premises as it may affect our decision to insure you.
Flood coveris an option on bothBuilding and Contents in Home and Landlords policies. Please call us on 13 1000 to find out whether you are eligible forFlood cover. For full details of conditions and exclusions of all our home insurance cover options, please refer to the relevant PDS, policy documents, and flood supplementary PDS.

Why choose Allianz


Our online system is available day and night so you can sign up and manage your cover whenever is suits you.


Allianz customers have access to a quick and easy claims process.

Next Steps

Policy Documents and Key Fact Sheets

For terms, conditions and exclusions about our home insurance, please refer to the Product Disclosure Statement (PDS). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).