Building & Contents Insurance

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Combine your buildings and contents covers for the full Allianz home protection
Get protection for your family's home by combining buildings and contents covers on the one policy.

  • Quality Service
  • Quick and easy claims service 24/7
  • Friendly and helpful staff
  • Payment options to meet your needs
  • Great Value
  • Up to 10% discount on your first year's premium when purchasing a new policy online1,4
  • Up to 30% no claims bonus3,4
  • Combine your building and contents cover to receive up to 10% discount2,4
  • Option to increase your excess which may reduce your premium6
  • Great Features
  • The option to cover portable contents that are designed to leave the house. such as jewellery and cameras (sub limits may apply)5
  • Accidental breakage of glass
  • Up to $5,000 cover for your guest's property if it is damaged by an insured event

Select the best cover for your needsEffective 17 September 2017

This is simply a summary of the benefits of a building and contents insurance policy. For full details, such as conditions, limits and exclusions, please read the Product Disclosure Statement

You are protected against damage and loss caused by^ Allianz Home Insurance Building and Contents cover
Fire or smoke
Theft or burglary
Storm, cyclone, lightning, rainwater or runoff lightning and, water from leaking pipes
Earthquake or tsunami
Impact damage
Accidental breakage of glass or ceramic items
Vandalism or malicious damage
Standard benefits
Alternative accommodation for you and your pets Up to 10% of Building or Contents sum insured and up to $500 for your pets
Legal liability cover Up to $20,000,000
Replacement of locks and cylinders Up to $1,000
Contents intended to be kept outside (e.g. BBQ) Up to $2,000
Guests', visitors' and domestic helpers' property Up to $5,000
Security firm attendance Up to $500
Automatic indexation of sum insured
Debris removal Up to 10% of building or contents sum insured (as applicable)
Rebuilding and professional fees Up to $5,000
Modifications to buildings for paraplegia & quadriplegia Up to $10,000
Making your home environmentally friendly Up to $5,000
Spoilage of perishable food or medicine
Spoilage of perishable food or medicine (due to natural disaster) Up to $500
Optional cover
Portable contents5 Optional
Accidental damage Optional
Motor burnout Optional
Domestic workers compensation (Only available in ACT, WA and TAS)7 Optional

For a full list of events covered by Allianz Home Insurance see the relevant PDS.

This is a summary only of some of the features available on these Home Insurance policies. Before making a decision on this insurance, please carefully consider the relevant Product Disclosure Statement (PDS) and Supplementary PDS (where applicable) which set out the terms, conditions, limits and exclusions of our Home Insurance.

Upgrade your coverSimply select the options while getting your quote online

Flood Cover

Flood Cover may be available as an optional cover to your buildings and/or contents.

Portable Contents

Optional cover in Australia for items you take away from home, such as mobile phones, cameras or jewellery.5

Motor Burnout

The Motor burnout option covers you if an electrical current damages your household electrical motors.

More about Allianz Home Insurance

Learn more about making a claim or start a claim now

Learn More

Download and read the Product Disclosure Statements and Key Facts Sheets for Home and Landlord Insurance.

Learn More

Protect your home with our practical home security tips.

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Frequently Asked Questions

If you are altering the security on your property you should inform us as it may change the conditions of yourhome insurance. This may affect your premium.
Before commencing renovations it is important that you notify us as it may affect your coverage and the terms and conditions of your home insurance policy. It is important that you increase your sum insured to reflect any extensions or renovations to make sure you are adequately covered in the event of a home insurance claim.
Yes, it is important that Allianz is informed of any change in use if the premises as it may affect our decision to insure you.
Flood coveris an option on bothBuilding and Contents in Home and Landlords policies. Please call us on 13 1000 to find out whether you are eligible forFlood cover. For full details of conditions and exclusions of all our home insurance cover options, please refer to the relevant PDS, policy documents, and flood supplementary PDS.

Why choose Allianz


Our online system is available day and night so you can sign up and manage your cover whenever it suits you.


Allianz customers have access to a quick and easy claims process.

Next Steps

For terms, conditions and exclusions about our home insurance, please refer to the Product Disclosure Statement (PDS). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).