Water damage shield or ‘gourmet’ gutter?
Gutters are designed to direct water away from your home and towards a drainage system. If they’re working effectively, they can help prevent damage to the structure of your home, especially its roof and walls. When they’re well maintained, they’re your home’s water damage shield. If you keep your home well maintained, your home insurance policy will cover you against damage caused by insured events.
Strong winds and heavy rainfall will likely bring leaves, sticks and even broken branches. Not only will these clog your gutters, they’re also likely to offer tempting treats to insects, rodents and other creatures. With ‘gourmet’ gutters and nesting material available, they may even move in. Keep in mind that your home insurance policy won’t cover any damage caused by insects, birds, and vermin.
That’s why it’s important to regularly maintain your gutters to make sure they’re free of any debris.
Check your gutters before creatures check in
Clogged or blocked gutters
Did a mate help you install your gutters one summer? Improper installation might mean the downspouts are in the wrong place. Gutters that aren’t working properly could put your home at risk of water leaks or water damage.
Note: Allianz Home Insurance doesn’t cover damage from wear and tear or lack of maintenance.
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This article has been prepared by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL234708 ("Allianz"). In some cases, information has been provided to us by third parties and while that information is believed to be accurate and reliable, its accuracy is not guaranteed in any way.
Any opinions expressed constitute our views at the time of issue and are subject to change. Neither Allianz, nor its employees or directors give any warranty of accuracy or accept responsibility for any loss or liability incurred by you in respect of any error, omission or misrepresentation in this article.
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