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Allianz Home Insurance
Your dream home and everything you treasure deserve proper protection. Allianz provides reliable insurance for home and contents, ensuring your peace of mind.
- A range of options including cover for jewellery and cameras temporarily removed from your home
- Up to $5,000 cover for your guest's damaged property♦
- Up to 12 months temporary accommodation if your house is uninhabitable as a result of a claim
- Other features to help protect your home and contents
- Up to 30% no claim bonus for home owner insurance♦
- Allianz has been named Large General Insurance Company of the Year 2014L
- A quick and easy claims process
Cover Options
SureCover
Home Insurance
Includes:
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- Option of building and/or contents cover
- Insured events cover
- Accidental breakage of glass
- Cover for contents in open air at your risk address
- Landlords' contents cover**
- Up to $2,500 for any one occurrence for lost or theft of your credit card#
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SureCover Plus
Home Insurance
Includes:
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- Option of building and/or contents cover
- Insured events cover
- Accidental breakage of glass
- Cover for contents in open air at your risk address
- Fusion of electrical motors less than and equal to 10 years old
- Spoilage of refrigerated / freezer food
- Landlords' contents cover**
- Up to $5,000 for any one occurrence for lost or theft of your credit card#
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SureCover Gold
Home Insurance
Includes:
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- Option of building and/or contents cover
- Accidental loss or damage
- Accidental breakage of glass
- Cover for contents in open air at your risk address
- Fusion of electrical motors less than and equal to 12 years old
- Spoilage of refrigerated / freezer food
- Up to $5,000 for any one occurrence for lost or theft of your credit card#
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Optional
Extras
Allianz offers a range of home insurance cover options that can be selected in addition to the standard cover benefits offered under our home insurance policies.
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Product Disclosure Statement
For terms, conditions and exclusions of our insurance, please refer to the Product Disclosure Statement (PDS).
Key Facts Sheet
To review the Key Facts Sheets available for our home building and/or contents covers click below.
We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision about our insurance please consider the relevant Product Disclosure Statement (PDS) available on this website.
♦ Conditions apply
Any online discounts offered are applied to our standard rates (excluding optional covers) and applies to the first years premium (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via our Contact Centre.
Minimum premiums may apply
Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of printing and are subject to change without notice.
Home and Landlord Insurance discounts
The following discounts will not be applied to the flood premium - No claim bonus, approved security system discount, combined policy discount, age of owner discount, my Allianz discount, age of building discount and voluntary excess discount.
To qualify for the maximum No Claim Bonus of 30%, customers must have had no home insurance claims in the preceding five years. However, customers who have had up to two claims in the preceding five years may still qualify for a reduced No Claim Bonus. No Claim Bonus applies to the premium for home buildings and home contents, but not to the premium for optional covers.
** Landlords' contents cover is only applicable when you select building cover under Allianz's SureCover Home Insurance or SureCover Plus Home Insurance policies.
# Cover for loss or theft of your credit card is applicable when you select contents cover under Allianz's SureCover Home Insurance, SureCover Plus Home Insurance or SureCover Gold Home Insurance policies.
♦ Up to 40% discount is made up of three discounts. First discount is up to 30% No Claim Bonus, second discount is up to 10% for combining buildings and contents covers on the one policy and the third discount is up to 10% discount for buying online. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. Discounts may not be applied to any Flood or Personal Effects components of the premium (if applicable).
To qualify for the maximum No Claim Bonus of 30%, customers must have had no home insurance claims in the preceding five years. However, customers who have had up to two claims in the preceding five years may still qualify for a reduced No Claim Bonus. No Claim Bonus applies to the premium for home buildings and home contents, but not to the premium for optional covers.
Policy terms, conditions limits and exclusions apply. Before making a decision about home insurance please consider the PDS available from us