Home Insurance

Allianz Home Insurance, how can we help?

Building Insurance

  • Cover against loss or damage caused by fire, storms, earthquake, impact damage, and more
  • Up to $20 million legal liability cover
  • Up to $5,000 to install environmental systems, such as rainwater tanks and solar power systems, after your building is destroyed and we have agreed to rebuild it

Learn more

Contents Insurance

  • Cover against loss or damage caused by theft, storm, rainwater or run-off for certain home contents left outside at your insured address
  • Quick and easy claims service 24/7

Learn more

Renter's Insurance

  • Cover for your belongings from damage caused by fire, theft and storm
  • Covers landlord's fixtures and fittings for which you, the tenant, are legally responsible
  • Cover against loss or damage caused by theft or storm for certain contents in the open air at your insured address

Learn more

Landlord Insurance

  • Cover against loss or damage caused by an insured event for your investment property and/or any contents you provide for the tenant's use
  • Up to $10 million legal liability cover

Learn more

Upgrade your coverSimply select the options while getting your quote online

Flood Cover

Flood Cover may be available as an optional cover to your buildings and/or contents.

Portable Contents

Optional cover in Australia for items you take away from home, such as mobile phones, cameras or jewellery.3

Motor Burnout

The Motor burnout option covers you if an electrical current damages your household electrical motors.

Home Insurance Calculators

81% of homeowners and renters are exposed to significant financial loss because their insurance does not cover them to resume the same standard of living in the event of a crisis^.

It is essential that you have adequate cover to help protect your home and your contents and that's why we've provided these calculators. They work as guides to help you estimate the replacement value of your home building and contents.

˄Source Insurance Council of Australia, Understand Home Insurance Research Report, published August 2014

Home Building replacement calculator

Home Contents replacement calculator

More about Allianz Home Insurance

Learn more about making a claim or start a claim now

Learn More

Download and read the Product Disclosure Statements and Key Facts Sheets for Home and Landlord Insurance.

Learn More

Protect your home with our practical home security tips.

See Infographic

Frequently Asked Questions

If you are altering the security on your property you should inform us as it may change the conditions of yourhome insurance. This may affect your premium.
Before commencing renovations it is important that you notify us as it may affect your coverage and the terms and conditions of your home insurance policy. It is important that you increase your sum insured to reflect any extensions or renovations to make sure you are adequately covered in the event of a home insurance claim.
Yes, it is important that Allianz is informed of any change in use of the premises as it may affect our decision to insure you.
Flood coveris an option on bothBuilding and Contents in Home and Landlords policies. Please call us on 13 1000 to find out whether you are eligible forFlood cover. For full details of conditions and exclusions of all our home insurance cover options, please refer to the relevant PDS, policy documents, and flood supplementary PDS.

More Frequently Asked Questions

Why choose Allianz


Our online system is available day and night so you can sign up and manage your cover whenever it suits you.


Allianz customers have access to a quick and easy claims process.

For terms, conditions and exclusions about our home insurance, please refer to the Product Disclosure Statement (PDS). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).

Next Steps