Home Insurance

Allianz Home Insurance, how can we help?

Building Insurance

  • Cover against loss or damage caused by fire, storms, earthquake, impact damage, and more
  • Up to $20 million legal liability cover
  • Up to $5,000 (after deduction of any government or council rebates) to install environmental systems, such as rainwater tanks and solar power systems, after your building is destroyed and needs to be rebuilt.

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Contents Insurance

  • Cover against loss or damage caused by theft, storm, rainwater or run-off for certain home contents left outside at your insured address up to $2,000
  • Quick and easy claims service 24/7

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Renter's Insurance

  • Cover for your contents from damage caused by fire, theft and storm
  • Covers landlord's fixtures and fittings for which you, the tenant, are legally responsible
  • Cover against loss or damage caused by theft or storm for certain contents in the open air at your insured address up to $2,000

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Landlord Insurance

  • Cover against loss or damage caused by an insured event for your investment property and/or any contents you provide for the tenant's use
  • Up to $10 million legal liability cover

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Upgrade your coverSimply select the options while getting your quote online

Flood Cover

Flood Cover may be available as an optional cover to your buildings and/or contents.

Note: For Home policies, we do not provide cover for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires, during the first 72 hours after you first take out or increase the cover under the policy.

Portable Contents

Optional cover in Australia or anywhere in the world when temporarily outside Australia up to 120 continuous days for items you take away from home, such as mobile phones, cameras or jewellery.3

Motor Burnout

The Motor burnout option covers you if an electrical current damages your domestic household electrical motors.

Home Insurance Calculators

Home Building replacement calculator

Home Contents replacement calculator

More about Allianz Home Insurance

Learn more about making a claim or start a claim now

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Download and read the Product Disclosure Statements and Key Facts Sheets for Home and Landlord Insurance.

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Protect your home with our practical home security tips.

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Frequently Asked Questions

If you are altering the security on your property you should inform us as soon as reasonably possible. If you don’t provide this information as soon as reasonably possible, we may refuse or reduce a claim under the policy to the extent we are prejudiced by the delay.
Before commencing renovations it is important that you notify us as soon as reasonably possible if you wish to commence renovations costing more than $75,000. If you don’t provide this information as soon as reasonably possible, we may refuse or reduce a claim under the policy to the extent we are prejudiced by the delay or the non-disclosure. It is important that you increase your sum insured to reflect any extensions or renovations to make sure you are adequately covered in the event of a home insurance claim.
Yes, it is important that Allianz is informed of any change in use of the premises premises as soon as reasonably possible.
Flood coveris an option on bothBuilding and Contents in Home and Landlords policies. Please call us on 13 1000 to find out whether you are eligible forFlood cover. For Home policies, we do not provide cover (where the type of cover you have under the policy provides it) for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires, during the first 72 hours after you first take out or increase the cover under the policy. For full details of conditions and exclusions of all our home insurance cover options, please refer to the relevant PDS and policy documents. Key Fact Sheets are also available for reference.

More Frequently Asked Questions

Why choose Allianz

Fast

Our online system is available day and night so you can sign up and manage your cover whenever it suits you.

Excellence in Claims

We're here if you need to make a claim.

You can lodge a claim 24/7 online or call 13 10 13 to commence the claims process over the phone.

Allianz was awarded the 2019 Mansfield Gold award for Claims handling and the 2020 Mansfield Silver award for Personal lines Claims.

For terms, conditions and exclusions about our home insurance, please refer to the Product Disclosure Statement (PDS) and any supplementary PDS (where applicable). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).

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