Allianz Home and Contents insurance conveniently combines Building and Contents insurance on the one policy. It covers the cost of loss or damage to both your home building (from the house itself, to your garage, fences, paved driveways, and more) and home contents (like your furniture, carpet, white goods, electrical appliances, clothing, and more).
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Allianz Home Building insurance covers the cost of loss or damage to the physical structures that make up your home buildings, from the house itself, to your garage, fences, paved driveways, sheds, swimming pool, decks, landscaping and more.
Get my quoteAllianz Contents insurance covers the cost of loss or damage to your contents at home, like your furniture, white goods, rugs and electrical appliances, or even your clothes, shoes, handbags, linen, crockery and more.
Get my quoteAllianz Landlord insurance covers the cost of loss or damage to your investment property and/or the contents you provide for your tenants’ use.
You have the option of buying a building only policy, a contents only policy, or you can combine the two under one policy.
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Allianz Renters insurance covers the cost of repairing of loss or damage to belongings kept at your rented home, like your furniture, white goods, electrical appliances, clothing, linen, kitchen items and more.
Get my quoteWith Allianz Home Insurance, you could join others who received up to 30% no claim bonus3,4 depending on your claims history.
You have the option to pay by the month or in one annual payment.
If you choose to pay by the month, an 11% service fee applies.
Your proof of insurance, Certificate of Currency (COC), will be emailed instantly after you purchase your policy.
Tip: A COC is often required by your bank or financier when you take out a mortgage on your home.
We're here if you need to make a claim.
You can lodge a claim 24/7 online or call 13 10 13 to commence the claims process over the phone.
Allianz was awarded the 2019 Mansfield Gold Award for Overall Excellence in Claims and the 2020 Mansfield Silver award for Personal lines Claims.
Covers loss or damage to your portable items (such as wallets, glasses, jewellery, cameras and mobile phones9) caused by theft or an accident Australia-wide or anywhere in the world when you are temporarily outside Australia for up to 120 days.
There are two cover types to choose from - listed and unlisted contents.
Covers you for accidental damage caused by sudden, unforeseen and unintended events, not just the specified insured events. This option automatically includes Motor Burnout.
Covers you for loss or damage to your home and contents caused by flood and certain flood related events. Optional flood cover may not be available in some areas.
Note: we do not provide cover for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires, during the first 72 hours after you first take out or increase the cover under the policy.
Covers you if an electrical current damages your domestic household electrical motors, such as your fridge, freezer or washing machine, up to 10 years old.
Covers you for loss or damage to your investment property and contents caused by flood and certain flood-related events. Optional flood cover may not be available in some areas.
Where you employ a person to do work around your home and/or rental property, we will pay the amount you are liable to pay if they are injured while working for you.
Only available in ACT, WA, and TAS.
Opt to receive your insurance documents instantly via email and help protect the environment at the same time.
Go paperlessWhen you need to make a claim Allianz are there for you with 24 hour online claims lodgement, or you can call 13 10 13 to commence the claims process over the phone.
Lodge a claimThe cost of your insurance is called a ‘premium’. Your premium will depend on a number of factors, and can change each year when you renew your policy. Your premium for each period of insurance will be shown on your policy schedule.
There are a number of factors that determine how your Home and Contents insurance premium is calculated, including:
To find out the cost of insuring your house, contents or investment property, get a quick quote in minutes today!
If you were previously renting, the home building insurance was the responsibility of the landlord. As a property owner, you are responsible for your own building insurance.
If you’ve just bought an apartment or townhouse, the building may be covered by strata – check with your body corporate if this is the case. If so, you can still get your contents insured with Allianz. If you have bought the house as an investment property, you will need Landlord insurance.
Get a home insurance quote now, or get a landlord insurance quote now.
With Allianz there are a number of ways that you may save on your Home, Landlord and/or Contents insurance premium:
You should tell Allianz as soon as reasonably possible during the period of insurance if:
If you don’t, Allianz may refuse or reduce a claim under the policy to the extent we are prejudiced by the delay or the non-disclosure. When Allianz receive this information, we may:
Note: It is also important that you increase your sum insured to take into account any extensions or renovations to make sure you are adequately covered in the event of a home and/or landlord insurance claim.
If your investment property is currently unoccupied, and it is not a new property that will be permanently occupied within 60 days of settlement, we will not be able to offer you a new Home or Landlord insurance policy online. You can call us on 13 1000 and we’ll ask you a few more questions see what kind of insurance we can offer you.
If you already hold a Landlord insurance policy for this property with us and the buildings have not or will not be lived in for more than 60 consecutive days, you’ll need to let us know as soon as reasonably possible by calling 13 1000.
If you rent out part of your home while you live at the same address, depending on your circumstances, your tenant may need to take out their own contents insurance policy, or you may choose add them as a co-insured on your policy. A Home insurance policy does not cover malicious damage or theft by a tenant.
If you’re renting all of your home or a granny flat out to tenants, cover is not available under an Allianz Home Insurance policy. You may need to consider a Landlord policy. To find out the cost of insuring your house, contents or property through Allianz, get a quick Home insurance quote or Landlord insurance quote in minutes today!
For the standard terms, conditions and exclusions about our Home & Landlord Insurance, please refer to the Product Disclosure Statement (PDS) and any supplementary PDS (if applicable). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).
