The information on this page is for customers who purchased a new policy on or after 9 September 2021.
For customers who purchased a new policy before this date, view the relevant Product Disclosure Statement (PDS)
We offer several types of covers to choose from. Our Comprehensive Car Insurance covers common Queensland weather events such as hail, storm and cyclones as well as theft and accidental damage to your car.
We also offer CTP Insurance which is mandatory and is required before you can register your vehicle in Queensland. CTP insurance generally covers your liability – and the liability of anyone who drives your vehicle – for injuries and death caused to other parties in a motor vehicle accident, 24 hours a day, anywhere in Australia.
CTP insurance doesn’t cover damage to your vehicle, other vehicles or property. Our Third-Party Property Damage covers any accidental damage you may make to someone else’s vehicle or property but does not cover you for damage to your own car.
Find out more details about the types of cover available, get a quote online or speak with one of our dedicated insurance specialists today.
We have worked through our claims data to highlight common claims that have happened over the 2022 year in Queensland.
With its scenic driving routes and extended motorways between key cities and towns, we can see that 1 in 3 claims* has been regarding a windscreen. These claims would be a result of a broken or cracked windscreen whilst driving.
1 in 7 claims* have been for being hit in the rear, whilst 1 in 10 claims* has been whilst reversing. Ensure that you are aware of your surroundings and check your mirrors are setup correctly before every trip.
1 in 20* claims have been as a result of bad weather (hail damage) or a result of an animal being struck by the vehicle. So, make sure that you are driving in the right conditions and if you are driving country roads, avoid doing so at dusk when animals are more likely to be in the road.
Treating injuries caused by a car accident can be expensive. While both medical treatment and care can be costly, there could also be other unexpected expenses. If someone is injured, they may not be able to work and might have to be compensated for lost income. They might also be entitled to extra compensation for pain and suffering.
Not everyone will be able to pay these costs, so Compulsory Third Party Insurance (CTP) is required to be purchased by all vehicle owners to make sure that people who have been hurt by someone else in a motor vehicle accident can still get financial support during their recovery if they need it.
Each insurance company calculates the cost of car insurance differently.
The cost of Allianz Comprehensive and Third Party Property Damage Car Insurance is determined by a range of factors. When calculating your car insurance premium, we consider factors such as:
You can get a quote online for our Comprehensive Car Insurance and Third Party Property Damage Car Insurance.
Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about this insurance, consider the relevant for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.
Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.