Allianz Public Liability Insurance, also known as Public and Products Liability Insurance, covers you if a member of the public is injured, or their property damaged, at your business premises or while using your products or services. It covers compensation you are legally liable to pay plus your reasonable legal fees.
If a client is injured, or their property damaged or destroyed, on your office premises, you could be held legally responsible. For example a client comes to visit you for a meeting and slips down your stairs, you knock over your client’s fragile equipment or damage a contractor’s specialised computer.
Public Liability Insurance is automatically included in a Business Insurance Pack policy when you quote online. For help with your quote, or to get a Business Insurance Pack quote without Public Liability cover, please contact our specialist small business team on 1300 131 000.