Save up to 10%*2,3

on your first year's premium when you buy a new Business Insurance Pack policy online.

What is insurance for Professional Services?

As a professional, your work consists of applying your knowledge and skill to meet your clients’ needs. So it’s important to protect not only your office and equipment, but also yourself.

Professionals face risks such as injury to client property or damaged equipment. From consultants to tax agents, no matter your field of expertise it’s important to protect yourself from unexpected costs with business insurance, in case things go wrong.

Understanding and finding the right insurance for your Professional Services business can be confusing. Read on to learn about Allianz insurance covers could help protect your business.


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Instant Certificate of Currency

Your proof of insurance, Certificate of Currency (COC), will be emailed instantly after purchase.

Pay by the Month at no extra charge*1

Pay monthly or annually at no extra charge to suit you and your cash flow.

Specialist Business Experts

Our experts can give general advice and help to arrange your business insurance. Call 1300 131 000 to talk to a business specialist.

Excellence in Claims

We're here when you need to make a claim.

24/7 claims service. Call 13 10 13.

Allianz was awarded the 2019 Mansfield Gold award for Overall Excellence in Claims.

Professional Services Insurance Covers:

Public Liability Insurance

Allianz Public Liability Insurance, also known as Public and Products Liability Insurance, covers you if a member of the public is injured, or their property damaged, at your business premises or while using your products or services. It covers compensation you are legally liable to pay plus your reasonable legal fees.

If a client is injured, or their property damaged or destroyed, on your office premises, you could be held legally responsible. For example a client comes to visit you for a meeting and slips down your stairs, you knock over your client’s fragile equipment or damage a contractor’s specialised computer.

Public Liability Insurance is automatically included in a Business Insurance Pack policy when you quote online. For help with your quote, or to get a Business Insurance Pack quote without Public Liability cover, please contact our specialist small business team on 1300 131 000.

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Electronic Equipment Insurance

Computers and other electronic equipment are an expensive investment; Allianz Electronic Equipment insurance is designed to help cover the cost of repair or replacement in the event of a breakdown of these items at the insured premises as well as the cost of hiring temporary equipment if required to help minimise the interruption to your business.

Computers and other electronic devices are essential tools for most professional service businesses. With everything from appointment bookings and record keeping, to client project work stored on them a breakdown could easily bring your workplace to a standstill. Cost of restoring data can be purchased as an additional optional cover under Electronic Equipment Insurance .

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General Property Insurance

Allianz General Property Insurance can cover your property, such as equipment and tools, both in your office, and while you’re on the go. It provides cover if your insured property is accidentally damaged (or stolen in specified circumstances) in almost any location.

Many professionals, such as photographers, architects and engineers have specialist equipment they must transport to and from their office or studio and their clients’ premises. This can include mobile phones, high-end computers and photographic equipment and they can be covered provided they are listed as Specified items in the policy schedule, and electronic tools. If these items are accidentally damaged, they can be a considerable expense to repair or replace.

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Commercial Vehicle Insurance4

If you travel to visit clients, then your car is critical to your business operations, so it’s important that it’s protected.


Allianz Comprehensive Commercial Vehicle insurance can protect your vehicle in the event of accidental damage or theft, and cover your legal liability for damage to third party property caused by your vehicle.

Choose from 3 types of cover: Comprehensive, Fire and Theft or Third Party Property Damage only.

Call Allianz to cover up to 20 vehicles on 1300 131 000, or buy online and add up to 2 vehicles, when you buy your Public and Products Liability insurance with a Business Insurance Pack.

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Get your cover in one place with our Business Insurance Pack

Our packs start with Public Liability, then you can customise your policy to suit your business.

Public Liability

Public Liability Insurance helps to protect you if you become legally liable to pay compensation for injury to third parties, or damage to their property, during the course of your work. Plus, covers your reasonable legal costs to defend a claim raised against you.

Additional Covers

Commercial Property

Cover for accidental damage to your commercial property, contents or stock, as a result of insured events such as a storm, fire or vandalism.

Business Interruption

Covers your lost income, profit or turnover if your business has to close as a result of unforeseen and defined insured events, like fire or storm.

Available when you insure Commercial Property.

Glass

Covers the cost of repairing or replacing accidentally broken glass at your business premises, such as office windows, glass partitions, and skylights.

Electronic Equipment

Cover for the repair or replacement of electronic equipment in your office, such as servers, computers and hard drives, in case of breakdown.

General Property

Covers the cost of repairing or replacing tools of your trade or equipment in the event they are accidentally damaged at any location worldwide (unless otherwise noted).

Commercial Vehicle

Comprehensive Commercial Vehicle Insurance covers accidental damage or theft of your business vehicles, and damage they may cause to third party property caused by your vehicle.

Management Liability

Choose from up to 4 covers, to protect your business against

  • Claims of wrongful acts by management (Directors & Officers Liability)
  • Employment practises breaches (Employment Practises Liability)
  • Theft by employees (Crime)
  • Fees incurred if your taxes are audited (Tax Audit)

This is a limited summary of some of our Business Insurance Pack covers only. Terms, conditions, limits and exclusions apply. For full details and before making a decision please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS (where applicable) & PDS update (privacy notice) which are available on this website

Before you buy

Considerations for Professional Services:

  • If you rent your office premises, your lease may specify the minimum amount of public liability cover you’re required to have – check before you buy.
  • Your lease or landlord may also specify a minimum amount of glass cover.
  • Remember to specify items such as computers and photographic equipment in your general property insurance policy schedule as Specified Items – otherwise they may not be covered.
More cover options

Can’t find the cover that you need online? We have an extended range of insurance covers available through our team of specialists. We're open 8:00am - 7:30pm Monday-Friday AEST


   1300 131 000

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