Allianz Commercial Vehicle Insurance is designed to help your business cover the costs that may arise from events such as accidental damage to, or theft of, your business vehicles, such as cars, vans, utes and light trucks.
Helpful Tip: Do you use your personal vehicle for business use? Your personal car insurance may not cover you for damage to other cars or your own vehicle that occurs when used for business purposes. Check your personal car policy to see if you are covered.
Your proof of insurance, Certificate of Currency (COC), will be emailed instantly after purchase.
Pay monthly or annually at no extra charge to suit you and your cash flow
Our experts can give general advice and help to arrange all your business insurance.
Call 1300 131 000 to talk to a business specialist.
We're here when you need to make a claim.
You can submit a claim online 24/7 or call 13 10 13 to commence the claims process.
Allianz was awarded the 2019 Mansfield Gold award for Excellence in Claims.
You can buy Commerical Vehicle Insurance in two simple ways:
Select Commercial Vehicle Insurance as part of a Business Insurance Pack quote online to protect up to 2 vehicles, when you also select Public and Products Liability.
Our dedicated small business team can help you insure up to 20 vehicles, either as part of an Allianz Business Insurance Pack, or through our standalone Commercial Motor Insurance Policy.
Choose from 3 levels of cover to suit your business needs: Comprehensive, Fire and Theft, or Third Party Property Damage only.
Comprehensive Commercial Vehicle Insurance is the only cover which can protect you for the cost of repairing or replacing your vehicle if it is accidentally damaged or stolen. It may also cover the cost of damage to other people’s property caused by your vehicle.
Cover for additional accessories attached to or within your vehicle up to $5,000 per event.
Pay no basic excess on windscreen claim if the windscreen or window glass in your vehicle is accidentally broken
New vehicle replacement if your vehicle is a total loss within 2 years of registration (where available in Australia).
Cover for costs to reinstate signwriting or advertising fixed to your vehicle up to $5,000 any one event
Cover for up to $1,000 worth of tools of trade damaged in an accident or stolen from your locked vehicle.
Hire car following a fire or theft up to a maximum of $3,000 per vehicle
Option to upgrade your cover for hire car costs following an accident for an additional premium up to 42 days or a maximum of $3,000 per vehicle
*Conditions apply. This is a limited summary of some the features of our Commercial Vehicle covers only. Terms, conditions, limits and exclusions apply. For full details and before making a decision please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS (where applicable) & PDS update (privacy notice) which are available on this website.
Any advice is general only. We do not provide advice based on any consideration of your objectives, financial situation or needs. We do not act on your behalf in relation to this insurance.
With years of experience in Commercial Vehicle Insurance, Allianz offers a range of products to help you select the cover you need. Choose from 3 levels of insurance cover to suit your business.
Please note policy benefits below are based on purchase of Commercial Vehicle Insurance as part of Allianz’s Business Insurance Pack. For a standalone Commercial Motor policy please call our team of specialists on 1300 131 000.
Comprehensive cover |
Fire & Theft cover |
Third Party Property Damage cover |
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Loss or damage to your vehicle Covers the cost of replacing or repairing your vehicle following specified events: |
Events: Accidental damage including damage caused by fire, hail, flood, storm, earthquake; or theft, or malicious damage. Up to the sum insured. |
Events: Fire, lightning, explosion, theft or illegal conversion or damage as a result of an accident caused by an uninsured third party. Up to $5,000. |
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Third Party Property Damage Cover for amounts which you become legally liable to pay as compensation in respect of loss or damage to someone else’s property caused by a motor vehicle accident with your vehicle. |
 Up to $30 Million |
Up to $30 Million |
Up to $30 Million |
| New Vehicle Replacement We may replace your vehicle with a new one of the same make, model, series and accessories (subject to local availability) (where available in Australia), if your vehicle is declared to be a total loss within two years of its first registration date. | |
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Uninsured Motorists Damage to your vehicle caused by an accident with another vehicle that is uninsured and its driver is at fault one of the same make, model, series and accessories (subject to local availability) (where available in Australia). |
Up to the insured sum |
Up to the insured sum |
Up to the insured sum |
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Hire Costs Following Fire and Theft Following fire or theft, we will assist you in paying the cost of a hire vehicle until your vehicle is recovered or repaired. |
Up to $3,000 per vehicle. |
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Emergency Vehicle Hire In the event your vehicle is damaged in an accident or by an attempted theft and cannot be driven, we will pay you the cost of a hire vehicle. |
Up to $100 per day for up to 2 consecutive days |
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Personal Property Cover for loss or damage to personal property which is damaged in a collision, stolen from your locked vehicle, or stolen at the same time as your vehicle. |
$1,000 any one Accident or Theft |
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Unspecified Accessories Cover for damage to any equipment and apparatus attached to or within the vehicle, including built in entertainment or multimedia audio or satellite navigation equipment. |
$5000 any one event |
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| Tools of Trade Cover for tools of trade, trade Stock or materials that are stolen via forcible and violent entry to Your securely locked Vehicle or damaged in a collision. | $1000 each event |
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Sign Writing Loss of or Damage to fixed advertising or material forming a permanent part of Your Vehicle |
$5000 each event |
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Removal of basic excess for windscreen claims If the windscreen or window glass in your vehicle is accidentally broken we will not apply an excess to Your claim. |
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Towing Cover for costs to protect, remove and tow your vehicle following an accident or theft. |
$5000 |
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Optional Benefit: Hire costs following an Accident Where selected, we will pay the costs of a car following an accident for either up to 42 days or up to maximum of $3,000. |
Up to 42 days or $ 3,000 per vehicle. |
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*Conditions apply. This is a limited summary of some of our Commercial Vehicle covers only. Terms, conditions, limits and exclusions apply. For full details and before making a decision please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS (where applicable) & PDS update (privacy notice) which are available on this website.
Comprehensive Vehicle Insurance cover includes*:
*Conditions apply. This is a limited summary of some of our Commercial Vehicle covers only. Terms, conditions, limits and exclusions apply. For full details and before making a decision please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS (where applicable) & PDS update (privacy notice) which are available on this website.
Any advice is general only. We do not provide advice based on any consideration of your objectives, financial situation or needs. We do not act on your behalf in relation to this insurance.
If you use vehicles as part of your everyday business operations, then Commercial Vehicle Insurance can help protect you from the costs incurred due to an accident involving, or theft of, your vehicle.
Commercial Vehicle Insurance may be beneficial if your business carries out the following activities:
You can buy Commercial Vehicle Insurance for a wide range of vehicles including: sedans, wagons, utes, 4WDs and goods-carrying vehicles up to 2, 5 and 10 tonnes, trailers, mobile and earth-moving equipment.*.
*Conditions apply
There are many variable factors that go into determining the price for Commercial Vehicle Insurance including:
This is a limited summary of some of our Commercial Vehicle Insurance policy exclusions only. Please read the PDS for full details of exclusions that apply.
Some exclusions apply such as:
Vehicles that we do NOT cover under the policy include:
*Conditions apply
There are two ways to get Commercial Vehicle Insurance:
For standalone Commercial Motor insurance cover for up to 20 vehicles, please call our team of specialists on 1300 131 000.