Save up to 10%*2,3

on your first year's premium when you buy a new Business Insurance Pack policy online.

Can't find your industry?

Fast, Simple and Convenient

Instant Certificate of Currency

Your proof of insurance, Certificate of Currency (COC), will be emailed instantly after purchase.

Pay by the Month at no extra charge*1

Pay monthly or annually at no extra charge to suit you and your cash flow.

Specialist Business Experts

Our experts can give general advice and help to arrange your business insurance. Call 1300 131 000 to talk to a business specialist.

Excellence in Claims

We're here when you need to make a claim.

You can submit a claim online 24/7 or call 13 10 13 to commence the claims process.

Allianz was awarded the 2019 Mansfield Gold award for Overall Excellence in Claims.

What can I cover with business insurance?

Please note that the below advice is general only. We do not provide advice based on any consideration of your objectives, financial situation or needs.

This is a limited summary of some of our Business Insurance Pack covers only. Terms, conditions, limits and exclusions apply. For full details and before making a decision, please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS (where applicable) & PDS update (privacy notice) which are available on this website.

Public Liability

Select Allianz Public and Products Liability and get cover if a member of the public is injured, or their property damaged, at your business premises or while using your products or services. Covers compensation you are legally liable to pay plus your reasonable legal fees.

If your business operates from a premises, consider:

Commercial Property

Protect your shop or office building, contents and stock with cover for accidental damage from unexpected insured events, such as a fire, storm, or vandalism.

Business Interruption

Covers your lost income, profits or turnover if your business premise has to close due to unforeseen insured events, like storm or fire.


Protect your shop front with cover for accidental damage to glass at your premises, including temporary security costs to keep your business safe while your glass is repaired or replaced.


Cover for loss caused by theft of property insured from your business premises, such as your stock or equipment.

Electronic Equipment

Covers the cost to repair or replace electronic equipment at your business premises, such as computers, in case of breakdown.


Covers the replacement of money stolen from your business premises during business hours, or outside business hours, while locked in a safe or strongroom, in transit or in your custody at a private residence.

If your business is mobile, consider:

Commercial Vehicle Insurance4

Covers accidental damage to third party property by you or your employees if you are in a road accident while on the job. Also protects your business vehicle(s) with cover for loss caused by damage or theft when you select Comprehensive cover.

If you use tools or equipment for your work, consider:

General Property

Protect your tools and professional equipment with cover for accidental damage or theft via a break in, anywhere in the world (unless otherwise noted on your policy schedule)

If your business delivers products or stock, consider:

Goods In Transit

Helps protect your stock or products from accidental damage, fire or theft while they are in transit anywhere in Australia.

To cover additional liabilities or tax audit costs, consider:

Management Liability

Choose from up to 4 covers, to protect your business against

  • Claims of wrongful acts by management (Directors & Officers Liability)
  • Employment practises breaches (Employment Practises Liability)
  • Theft by employees (Crime)
  • Fees incurred if your taxes are audited (Tax Audit)
If your business uses electrical or mechanical machinery, consider:

Machinery Breakdown

Covers the cost of repair or replacement of your business machinery if it breaks down.

Can’t find the cover that you need online?

We have an extended range of insurance covers available through our team of specialists.
We’re open 8:00am - 7:30 pm AEST Mon – Fri.

We Provide Business
Insurance for:

Tradies & Contractors
Retail & Shop
Health Practitioners
Professional Services
Real Estate
Restaurant & Cafe
Finance & Mortgage Brokers
Learn more about our Business Insurance Pack
Can’t see your industry? Call 1300 131 000 and speak to our specialist team

Putting customers first

Allianz was awarded 2020 winner of Personal Lines.

In 2019 Allianz was recognised for the second consecutive year, winning Gold for excellence in claims-handling and as winners in the personal lines category and SME property and casualty.