Get a $100 JB HI-FI eGIFT Card

Buy new Public Liability Insurance cover online or through our contact centre and get a $100 JB HI-FI eGift card. Plus save up to 15% on your first year's premium when you buy online. 2,3

   Use promo code GIFT at checkout or over the phone.

Offer valid until 20 March 2020.
See Terms & Conditions here

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Specialist Business Experts

Our experts can give general advice and help to arrange your business insurance. Call 1300 131 000 to talk to a business specialist.

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When misfortune strikes, Allianz is there for you. Lodge a claim by phone 24/7.

What can I cover with business insurance?

Public Liability

Public Liability Insurance, also known as Public and Products Liability Insurance helps to protect you if you become liable to pay compensation for injury to third parties, or damage to their property, during the course of your work. if a third-party brings a claim against you in relation to your business activities or product/service.

If your business operates from a premises, consider:

Material Damage

Protect your property insured, such as business building, contents or stock with cover for accidental damage from unexpected events like a fire, storm or vandalism.

Business Interruption

Covers your lost income, profits or turnover if your business premise has to close due to unforeseen defined events, like storm or fire.

Glass

Covers the cost of repair or replacement of glass accidentally broken at your business premises, including stock damaged by broken glass.

Theft

Cover for loss caused by theft of property insured from your business premises, such as your stock or equipment.

Electronic Equipment

Covers the cost to repair or replace electronic equipment at your business premises, such as computers, in case of breakdown.

Money

Covers the replacement of money stolen from your business premises during business hours, or outside business hours while locked in a safe or strongroom, in transit or in your custody at a private residence.

If you or your employees drive to perform work in line with your business activities, consider:

Commercial Motor Insurance

Covers accidental damage to third party property by you or your employees if you are in a road accident while on the job. Also protects your business vehicle(s) with cover for loss caused by damage or theft when you select Comprehensive cover.

If you use tools or equipment for your work, consider:

General Property

Worldwide protection for your property insured, such as your tools and portable equipment in the event of accidental damage and theft via a break in (unless otherwise noted on your schedule).

If your business delivers products or stock, consider:

Transit

Helps protect your stock from accidental damage, fire or theft while being transported.

To cover additional liabilities or tax audit costs, consider:

Management Liability

Covers you or your directors, officers or employees in the event of claims being made by third parties for alleged wrongful acts.

4 separate cover options:

  • Directors and Officers Liability
  • Employment Practices Liability
  • Crime
  • Tax Audit
If your business uses electrical or mechanical machinery, consider:

Machinery Breakdown

Covers the cost of repair or replacement of your business machinery if it breaks down.

Please note that the above advice is general only. We do not provide advice based on any consideration of your objectives, financial situation or needs.

This is a limited summary of some of our Small Business Advantage Pack covers only. Terms, conditions, limits and exclusions apply. For full details and before making a decision, please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS (where applicable) & PDS update (privacy notice) which are available on this website.

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Putting customers first

Allianz has been recognised for excellence and good faith for the second consecutive year, being awarded the Mansfield Award for our SME Property and Casualty Insurance.

Allianz was also awarded the Mansfield Gold Award for Overall Excellence in Claims handling in both 2018 and 2019.