Travel Insurance

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Allianz Travel Insurance was reviewed on 22 June 2018 on Product Review and rated 4.1 stars

Allianz travel insurance has a range of travel cover options

Basic

Our Basic Travel Insurance includes cover for overseas emergency medical assistance and medical/hospital expenses at a very reasonable price.

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Comprehensive

Comprehensive Travel Insurance provides you with cover for cancellation fees, luggage, medical and repatriation when travelling internationally. Exclusions apply.

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Multi-trip

A 12-month policy that covers multiple business and leisure trips within Australia and overseas, offering all the benefits of Comprehensive cover. The policy covers your longest journey: 15, 30 or 45 days. Conditions and exclusions may apply.

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Domestic

Our Domestic Travel Insurance provides cover for travel delay expenses, cancellations, loss of or damage to luggage and personal effects. We also provide cover for a wide range of additional expenses.

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The above are a summary only. Terms, conditions, limits and exclusions apply. For more information, please refer to the applicable Product Disclosure Statement.

Where used, the term `Unlimited' only means there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply as set out in the PDS. All costs and expenses claimed must be reasonable. We will only pay for treatment received and/or hospital accommodation during the 12 month period after the sickness first showed itself or the injury happened. You do not have cover under certain sections while travelling in Australia. Please refer to the Product Disclosure Statement for full details.

Choose what suits your needsCompare our travel insurance options with our product comparison chart.

Single cover

Covers you and any dependent children or grandchildren under 25 travelling with you listed on your Certificate of Insurance.

Duo cover

Covers you and your travelling companion listed as covered on your Certificate of Insurance. Duo Cover does not provide cover for dependent children.

Family plan

Covers you and eligible members of your family travelling with you who are listed on your Certificate of Insurance. The members of your family who can be included are your spouse or de facto partner, your children and your grandchildren. All children and grandchildren must be dependent and under 25.

Overseas Travel Medical Assistance


Allianz Travel Insurance offers cover at competitive prices. But what sets us apart is the Allianz Group's world leading medical assistance capability. If you have a medical emergency when you're travelling, you want to be certain you receive the best care possible.

Each year we help more than 700,000 people with illness and injuries while travelling. Worldwide, the Allianz Group has over 500 doctors and medically trained employees operating in 34 countries. Supporting them is a global network of multilingual travel and medical assistance specialists, certified service providers and international correspondents.

Our emergency assistance helpline is available 24 hours a day, 365 days a year. Just phone us as soon as you need help.

When you choose Allianz travel insurance, the Allianz team is there with the skills and experience to help. See more at our Allianz Travel Insurance Contact Details page.

Allianz Travel Insurance is a great choice

As of 2017, Allianz SE is one of the world's largest insurance companies, according to an article by Forbes magazine.

Global reach and expertise



The Allianz Group is a global leader in assistance services and has led the industry for over 50 years. Each year we help more than 700,000 people with illness and injuries while travelling.

Emergency Assistance 24 hours a day, 365 days a year


Overseas travel medical emergencies won't wait until the next business day. Our overseas emergency assistance helpline is available 24 hours a day, 365 days a year. Just phone us as soon as you need help and we’ll be there.

Reach, skills and expertise, wherever you are


Worldwide, the Allianz Group has over 500 doctors and medically trained employees operating in 34 countries. Supporting them is a global network of multilingual travel and medical assistance specialists, certified service providers and international correspondents.

We've got it covered




If you need emergency help, the last thing you want is to make phone call after phone call. With Allianz, one call takes care of everything - claiming, emergency assistance, medical care, translators - just like that!

Frequently Asked Questions

Travel insurance is a way of covering you for a wide range of unexpected and unforeseen events when travelling internationally or domestically that could affect your health and/or cost you money. You purchase a policy before your departure date by paying a premium and declaring any relevant information that you’re currently aware of such as pre-existing medical conditions. Then if the unexpected happens, you may call for assistance and claim expenses from the travel insurance provider in accordance with the terms and conditions listed in the Product Disclosure Statement.

If travelling overseas, travel insurance can be important to cover you for unexpected emergency medical bills, lost or stolen luggage, delays or cancellations to your trip, and many other unfortunate scenarios. Without travel insurance, you could incur some significant expenses. If you’re travelling within Australia, you may wish to consider taking out insurance against domestic flight changes or cancellations, lost or stolen baggage, or car hire excess.

You may purchase a travel insurance policy up to 12 months prior to your departure date.

For single trip cover Cover for Section 2.1 Cancellation Fees & Lost Deposits begins from the issue date shown on your Certificate of Insurance and finishes at the end of your journey or on the end date shown on your Certificate of Insurance whichever occurs earlier. The cover for all other sections starts at the beginning of your journey or the start date shown on your Certificate of Insurance, whichever occurs later, and finishes at the end of your journey or on the end date shown on your Certificate of Insurance whichever occurs earlier.

For multi-trip cover Cover for Section 2.1 Cancellation Fees & Lost Deposits begins on the start date shown on your Certificate of Insurance or the date you booked your journey, whichever is the later and finishes at the end of your journey or on the end date shown on your Certificate of Insurance whichever occurs earlier. The cover for all other sections starts at the beginning of your journey or the start date shown on your Certificate of Insurance, whichever occurs later, and finishes at the end of your journey or on the end date shown on your Certificate of Insurance whichever occurs earlier.

Please note:The maximum period for any one journey under the Multi-Trip Plan is shown on your Certificate of Insurance. You are not covered for any incident or event that arises outside of the maximum journey period you nominated.

No. Our policies can only be purchasedbeforeyou commence your journey, while you are still in Australia.
Our travel insurance is designed for the leisure traveller and also business people travelling overseas for business purposes. It is not designed to cover events linked to employment overseas. Please refer to the General Exclusions Applicable to all Sections contained in the PDS. In particular General Exclusions A.7 which excludes claims arising directly or indirectly from, or in any way connected with, you engaging in manual work in conjunction with any profession, business or trade during your journey.
If you return home early, you do not get a refund. If you do not know how long you will be travelling for, you can buy a policy for a specific period you know you will be definitely away. Before your policy expires, you will need to contact us so that your policy can be extended, if possible, for an additional premium. Please note that some policies do not allow extensions. For restrictions and limitations, please refer to theExtension of Cover section in your PDS.

Pre-existing medical conditions

If you click 'Yes' to 'Pre-existing medical condition?', our online pre-existing medical assessment will take you through the process. You can also check the definition of pre-existing medical condition in the PDS to see if you have a pre-existing medical condition. If you are still unsure, please contact us on13 1000.
It depends on your condition(s), their severity and other related factors. The website will enable you to obtain a quote or alternatively you can contact us on 13 1000 to find out the applicable premium.
If you have already purchased your travel insurance policy, then any new medical condition that arises after that date is not considered a pre-existing medical condition and you would not need to pay an additional premium, subject to the terms, conditions, exclusions and limitations listed in the PDS.

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