Before you hit the road it’s important to check that you have the right car insurance for learner drivers. If you’re unsure whether your situation is covered, you should read your insurer’s Product Disclosure Statement (PDS). For existing Allianz customers, if you have an policy, your learner driver is covered when driving supervised by a person who is fully licenced. For more information, you can read the.
Remember,only covers for injury you cause to another person. It doesn't provide cover for any damage you cause to other people's cars or property while using your car. You’ll need a comprehensive car insurance policy to maintain cover for damage to your own vehicle or damage caused to any other vehicles or property while teaching a learner driver.
If you’re teaching an under-25 driver and planning to allow them to use your car once they’re licensed to drive on their own, don’t forget to also review the excesses applicable on your policy. Although listing under-25 drivers may reduce the Under 25 Driver excess, it's also likely to increase your premium. The Under 25 Driver excess does not apply in the case of a learner driver though.