Inflation Proofing Increases
Each year we will automatically increase your Permanently Unable to Work cover to stay ahead of inflation. Each policy anniversary we increase your cover amount by 5% or the change in the Consumer Price Index, whichever amount is greater, up until the policy anniversary after your 65th birthday.
Each year premiums will also be increased in accordance with the increase in your coverage. Any annual increase can be declined by contacting us 3
Guaranteed to continue cover
Once a policy has been accepted and issued, and provided premiums are paid as due, we guarantee to continue it until the Policy Anniversary after the Life Insured’s 65th birthday.1,4
Life cover Buy Back
The Life cover Buy Back feature allows you to reinstate the Life Cover Amount that was reduced 12 months after full payment of a Permanently Unable to Work claim.11