Inclusions
Inflation Proofing Increases
Critical Illness cover amounts automatically increase each year to stay ahead of inflation. Each policy anniversary we increase your cover amount by 5% or the change in the Consumer Price Index, whichever amount is greater, up until the policy anniversary after your 65th birthday. Each year premiums will also be increased in accordance with the increase in your coverage. Any annual increase can be declined, by contacting us 3
Guaranteed to continue cover
Once a policy has been accepted and issued, and provided premiums are paid as due, we guarantee to continue it until the Policy Anniversary after the Life Insured’s 70th birthday.1,4
Life cover Buy Back
The Life cover Buy Back feature allows you to reinstate the Life Cover Amount that was reduced 12 months after full payment of Critical Illness claim.11