Awards

2012, 2013 AB+F Insurance Awards "Life Insurance Product of the Year"

Five Star CANSTAR CANNEX rating for Outstanding Value in Direct Life Insurance 2009 – 2013

Voted Most Trusted Life Insurance brand by Australian consumers in the Reader’s Digest Trusted Brands survey in 2015 and 2016

Disclaimers

A 3 month waiting period may apply for Cancer, Cardiac Surgery and Vascular Disease

"$9.50 a week": Provisional quote based on 39 yr old, non-smoking male for $500,000 life cover. Premiums may vary depending on lifestyle and health risk factors.

"Up to $1.5m cover": Cover amount is dependent on your age at the time of application

"Never able to work again": If you are never able to work again as a result of permanent sickness or injury

Exclusions to payment of critical illness: There are circumstances in which Allianz will not pay a benefit for Critical Illness. We may decline a claim in circumstances of non-disclosure. For information on when we may refuse a claim due to non-disclosure please refer to “Important Information” section of the Allianz Life Plan Policy Document (PDS).
We will also not pay a claim that arises directly or indirectly:
• Where the condition is a result of a self-inflicted Injury.
• No Critical Illness cover benefits will be paid in any circumstances if the Life Insured has not applied for the cover personally or where the application was completed on behalf of another person.

Cover is subject to conditions as outlined in the Product Disclosure Statement and Policy Document

Each policy anniversary we increase your cover amount either by the increase in the CPI over the previous year or 5%, whichever amount is greater, until age 65.

We guarantee to renew your cover until you reach expiry age as listed in the PDS, regardless of how your health may change and dependent on payment of policy premiums.

Important note:

The insurance is issued by Allianz Australia Life Insurance Limited ABN 27 076 033 782, AFSL 296559. The information contained on this website is general information only. It does not take into account your individual objectives or financial situation. You should therefore consider the appropriateness of the insurance having regard to your objectives, financial situation and needs. Prior to making any decision you should read the Allianz Life Plan Product Disclosure Statement and Policy Document (PDS). You should seek advice from your financial adviser before deciding on appropriate insurance cover.