The information on this page is for policies starting from 20 July 2025. For customers who started a policy before this date, view the relevant Product Disclosure Statement (PDS).
Optional Contents in Commercial Storage cover
Add commercial storage cover to your Allianz Home Insurance
What does contents in commercial storage cover?
You can add cover for contents in commercial storage to your Allianz Home and Contents Insurance, Contents Insurance or Renter Insurance. This is an optional benefit.
It covers your contents while you store them in a commercial storage facility if an insured event causes loss or damage to them.
The storage facility must be fully enclosed, have a lockable door and be in Australia. You or someone you trust should be the only people able to access it.
We don’t cover contents stored in garages or sheds that aren't located at your insured address.
How it works:
For example, if someone breaks in and steals the items you’re keeping in a commercial storage unit, we’ll cover you for up to $50,000. Some specific items may have a set limit.
What storage items are covered?
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What's covered
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What's not covered
What's covered
We can cover items commonly kept in storage including:
What's not covered
Some items that aren’t covered in storage include:
When can I add contents in commercial storage to my policy?
The contents in commercial storage optional benefit covers the contents portion of your Home Insurance or Renter Insurance. We don’t offer this cover for holiday homes or second homes.
Policies
For more information, read the Product Disclosure Statement.
Why choose Allianz contents in commercial storage?
Cover for stored items
We’ll cover your stored items up to $50,000 per claim. Some item limits apply.
Expanded cover
Relax knowing your stored items are covered against theft, fire and more.1
Optional cover
Commercial storage cover is optional, offering added coverage if you need it.
Want to know more?
See our helpful ideas and insights for managing your home, contents, and coverage.
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Is my granny flat covered by home insurance?
A granny flat may be covered by your home insurance, but there are a few things to consider. Here’s what you need to know.
Frequently asked questions
We don’t cover items in commercial storage that are accidentally damaged under this optional benefit. However, we can cover accidental damage and loss of contents at your insured address – if you add the accidental damage optional benefit.
No. We don’t cover contents while they’re in transit to or from a commercial storage facility.
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*Conditions apply
- 72-hour exclusion period may apply
We may not provide cover for any loss of or damage to your property caused by cyclone, flood, flood water combined with run-off and/or rainwater, grassfires and bushfires during the first 72 hours after you first purchase a policy or increase your cover under an existing policy. Refer to PDS for when exclusion periods apply.
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Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past and present.
Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.
Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.