Buildings Insurance

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Why should I insure my home with Allianz?With Allianz Building Insurance you will be protected if the unexpected events such as fire, theft and storm happen to your most important asset, your home

  • Quality Service
  • Quick and easy claims service 24/7
  • Friendly and helpful staff to help you get the right protection
  • Payment options to meet your needs
  • Great Value
  • Up to 10% discount* when purchasing a new policy online
  • Up to 30% no claims bonus*
  • Combine your building and contents cover to receive up to 10% discount*
  • Option to increase your excess which may reduce your premium
  • Great Features
  • You can save on your premium if you choose not to buy flood cover

Select the best cover for your needsEffective 17 September 2017

You are protected against damage and loss caused by AllianzHome InsuranceBuildings cover
Fire or smoke
Theft or burglary
Storm, cyclone, lightning, rainwater or runoff and water from leaking pipes
Earthquake or tsunami
Impact damage
Accidental breakage (of glass or ceramic items making up your buildings)
Vandalism or malicious damage
Standard benefits
Alternative accommodation for you and your pets
Automatic indexation of sum insured
Legal liability cover Up to $20,000,000
Replacement of locks and cylinders Up to $1,000
Modifications to buildings for paraplegia & quadriplegia $10,000
Making your home environmentally friendly $5,000
Optional cover
Flood Optional
Accidental damage Optional
Motor burnout Optional
Domestic workers compensation Optional

^ For a full list of events covered by Allianz Home Insurance see the relevant PDS.

This is a summary only of some of the features available on these Home Insurance policies. Before making a decision on this insurance, please carefully consider the relevant Product Disclosure Statement (PDS) and Supplementary PDS (where applicable) which set out the terms, conditions, limits and exclusions of our Home Insurance.

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Flood cover

Flood cover is available if your home is normally dry land but could be affected by a natural watercourse like a lake, river or creek, or a reservoir, canal or dam.

Motor Burnout

The Motor burnout option covers you if an electrical current damages your household electrical motors.

Domestic workers compensation

Domestic Workers Compensation gives you cover for people you employ to work at your property where they are injured and you are legally liable. Cover available in the Australia Capital Territory, Western Australia and Tasmania.

Home Insurance Calculators

81% of homeowners and renters are exposed to significant financial loss because their insurance does not cover them to resume the same standard of living in the event of a crisis^.

It is essential that you have adequate cover to help protect your home and your contents and that's why we've provided these calculators. They work as guides to help you estimate the replacement value of your home building and contents.

˄Source Insurance Council of Australia, Understand Home Insurance Research Report, published August 2014

Home Building replacement calculator

Home Contents replacement calculator

Emergency Home Assistance

Emergency Home Assistance (EHA) is a service that takes the
stress out of finding a tradesperson in time of need.

For 24 hour Emergency Home Assistance call 1800 784 149.

Learn more

More about Allianz Home Insurance

Making a claim

Learn more about making a claim or start a claim now

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Emergency Home Assistance

Take the stress out of finding a tradesperson in time of need.

Learn More

Policy Documents

Download and read the Product Disclosure Statements and Key Facts Sheets for Home and Landlord Insurance.

Learn More

Home Security

Protect your home with our practical home security tips.

See Infographic

Frequently Asked Questions

If you are altering the security on your property you should inform us as it may change the conditions of yourhome insurance. You may also be eligible for a discount.
Before commencing renovations it is important that you notify us as it may affect the terms and conditions of yourhome insurancepolicy. It is important that your increase your sum insured to reflect any extensions or renovations to make sure you are adequately covered in the event of ahome insurance claim.
Yes, it is important that Allianz is informed of any change in use if the premises as it may affect our decision to insure you.
Flood coveris an option on bothBuilding and Contents in Home and Landlords policies. Please call us on 13 1000 to find out whether you are eligible forFlood cover. For full details of conditions and exclusions of all our home insurance cover options, please refer to the relevant PDS, policy documents, and flood supplementary PDS.

Why choose Allianz


Our online system is available day and night so you can sign up and manage your cover whenever is suits you.


Allianz customers have access to a quick and easy claims process.

Next Steps

Policy Documents and Key Fact Sheets

For terms, conditions and exclusions about our home insurance, please refer to the Product Disclosure Statement (PDS). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).