Buildings Insurance



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Why should I insure my home with Allianz?With Allianz Building Insurance you will be covered if an unexpected event, such as a fire, theft or storm damages or destroys your most important asset, your home

  • Quality Service
  • Quick and easy claims service 24/7
  • Friendly and helpful staff to help you get the right protection
  • Payment options to meet your needs
  • Great Value
  • Up to 10% on your first year's premium when purchasing a new policy online1,4
  • Up to 30% no claims bonus3,4
  • Combine your building and contents cover to receive up to 10% discount2,4
  • Option to increase your excess which may reduce your premium5
  • Great Features
  • You can save on your premium if you choose not to buy flood cover

Select the best cover for your needsEffective 17 September 2017

This is simply a summary of the benefits of a buildings insurance policy. For full details, such as conditions, limits and exclusions, please read the Product Disclosure Statement.

You are protected against damage and loss caused by AllianzHome InsuranceBuildings cover
Fire or smoke
Theft or burglary
Storm, cyclone, lightning, rainwater or runoff and water from leaking pipes
Earthquake or tsunami
Impact damage
Accidental breakage of glass or ceramic items that make up a part of your buildings
Vandalism or malicious damage
Standard benefits
Alternative accommodation for you and your pets Up to 10% of buildings sum insured and up to $500 for your pets.
Automatic indexation of sum insured
Legal liability cover Up to $20,000,000
Replacement of locks and cylinders Up to $1,000
Modifications to buildings for paraplegia & quadriplegia Up to $10,000
Making your home environmentally friendly Up to $5,000
Optional cover
Flood Optional
Accidental damage Optional
Motor burnout Optional
Domestic workers compensation (Only available in ACT, WA, TAS)6 Optional

^ For a full list of events covered by Allianz Home Insurance see the relevant PDS.

This is a summary only of some of the features available on these Home Insurance policies. Before making a decision on this insurance, please carefully consider the relevant Product Disclosure Statement (PDS) and Supplementary PDS (where applicable) which set out the terms, conditions, limits and exclusions of our Home Insurance.

Upgrade your cover

Flood cover

Flood cover may be available as an optional cover. For more information on flood cover, see the relevant Product Disclosure Statement

Motor Burnout

The Motor burnout option covers you if an electrical current damages your household electrical motors.

Domestic workers compensation

Domestic Workers Compensation gives you cover for people you employ to work at your property where they are injured and you are legally liable. Cover available in the Australia Capital Territory, Western Australia and Tasmania.6

Home Insurance Calculators

81% of homeowners and renters are exposed to significant financial loss because their insurance does not cover them to resume the same standard of living in the event of a crisis^.

It is essential that you have adequate cover to help protect your home and your contents and that's why we've provided these calculators. They work as guides to help you estimate the replacement value of your home building and contents.

˄Source Insurance Council of Australia, Understand Home Insurance Research Report, published August 2014

Home Building replacement calculator

Home Contents replacement calculator

Emergency Home Assistance

Emergency Home Assistance (EHA) is a service that takes the
stress out of finding a tradesperson in time of need.7

For 24 hour Emergency Home Assistance call 1800 784 149.

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More about Allianz Home Insurance

Making a claim


Learn more about making a claim or start a claim now



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Emergency Home Assistance


Take the stress out of finding a tradesperson in time of need.7


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Policy Documents


Download and read the Product Disclosure Statements and Key Facts Sheets for Home and Landlord Insurance.

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Home Security


Protect your home with our practical home security tips.


See Infographic

Frequently Asked Questions

If you are altering the security on your property you should inform us as it may change the conditions of yourhome insurance. This may affect your premium.
Before commencing renovations it is important that you notify us as it may affect your coverage and the terms and conditions of your home insurance policy. It is important that you increase your sum insured to reflect any extensions or renovations to make sure you are adequately covered in the event of a home insurance claim.
Yes, it is important that Allianz is informed of any change in use if the premises as it may affect our decision to insure you.
Flood coveris an option on bothBuilding and Contents in Home and Landlords policies. Please call us on 13 1000 to find out whether you are eligible forFlood cover. For full details of conditions and exclusions of all our home insurance cover options, please refer to the relevant PDS, policy documents, and flood supplementary PDS.

Why choose Allianz

Fast

Our online system is available day and night so you can sign up and manage your cover whenever it suits you.

Easy

Allianz customers have access to a quick and easy claims process.

Next Steps

Policy Documents and Key Fact Sheets

For terms, conditions and exclusions about our home insurance, please refer to the Product Disclosure Statement (PDS). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).