QLD CTP insurance cover
Allianz is one of the largest CTP insurers in QLD. Why not make the switch today, to find out why the drivers of over 1.1 million vehicles in Queensland are covered by Allianz CTP insurance.
CTP insurance is compulsory for all drivers in QLD. Generally, as long as your vehicle is registered, your QLD CTP insurance will cover you and the driver of your vehicle for any injuries caused to other road users if you or they are at fault in a motor vehicle accident anywhere in Australia.
See the FAQ questions below in relation to what is covered under your CTP insurance.
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Frequently Asked Questions
Why is CTP insurance mandatory?
The cost to someone who is injured in a motor vehicle accident can be significant when one considers the medical care and treatment costs that can be involved and potential loss of income during recovery. In extreme cases, victims can require expensive treatment for the rest of their lives. To ensure that innocent victims of motor vehicle accidents are compensated irrespective of the financial position of the driver that caused the accident, it is mandatory for all vehicle owners to take out CTP insurance before they are able to register their vehicle.
When am I able to change CTP Insurers?
You may nominate to change your CTP insurer at any time while your vehicle is registered but the actual change of insurer will only come into effect from the commencement of the next registration or renewal.
How do I cancel my CTP insurance?
Your CTP insurance will cover your vehicle as long as it is registered. To cancel your CTP policy, you must first cancel your registration with DTMR. Once deregistered, DTMR will provide you with a refund of the unused portion of the CTP premium.
Do I get a refund for my CTP when I sell my vehicle?
No. CTP insurance is attached to the motor vehicle registration. The CTP insurance will be transferred to the new registered owner.
What if my vehicle is written off or stolen?
If your vehicle is deregistered due to a total loss or having been stolen, you will be entitled to a refund of any unused portion of your CTP premium.
Is there a time limit to make a CTP Claim?
Yes, the government imposes time limits for making a CTP claim. Please contact us if you require further information about the time limit to make your claim.
When will I hear from Allianz about my claim?
We will send you a letter advising you of your claim reference number and the name and contact details of the person who will be responsible for the management of your claim. In addition, your claims consultant will also contact you promptly via phone when we receive your claim. We will also keep you up to date on the progress of your claim on a regular basis.
Do I need to provide Allianz with any further information?
We may need to contact you to obtain an update on the progress of any treatment and we may also need to obtain further documents from you to assess your claim. We will discuss with you the need for any of this additional information.