Purchase CTP

Make a claim

QLD CTP insurance cover

Allianz is one of the largest CTP insurers in QLD. Why not make the switch today, to find out why the drivers of over 1.1 million vehicles in Queensland are covered by Allianz CTP insurance.

CTP insurance is compulsory for all drivers in QLD. Generally, as long as your vehicle is registered, your QLD CTP insurance will cover you and the driver of your vehicle for any injuries caused to other road users if you or they are at fault in a motor vehicle accident anywhere in Australia.

See the FAQ questions below in relation to what is covered under your CTP insurance.

QLD CTP insurance

Why choose Allianz for your QLD CTP insurance?

  • QLD based dedicated CTP Claims Specialists
  • Allianz voted General Insurer of the Year 2019, Large General Insurance Company of the Year 2016-2018, Employer of Choice for Gender Equality since 2009
  • Up to $1,000,000 At-Fault Driver Protection cover policy*
  • The confidence that comes with being insured by one of the world’s leading insurers.

What is At-Fault Driver Protection insurance?

Generally, under the current CTP Queensland scheme, CTP policies do not provide cover for injury sustained by the driver who is totally at fault in a motor vehicle accident. However, with your CTP policy, Allianz offers an additional At-Fault Driver Protection policy which may cover at-fault drivers 25 years and older if they are driving an eligible vehicle for certain injuries they may sustain if in a motor vehicle accident. You can apply for the policy if you meet the criteria set out in the policy.

The At-Fault Driver Protection policy provides up to a maximum of $1,000,000 of cover and, once applied for, will commence automatically when you renew your Allianz CTP policy. Certain terms and conditions apply to the cover.

For more information about eligibility, what is covered and what is not covered under the At-Fault Driver Protection policy, please read the policy here or call us if you have any questions.

Am I eligible for the At-Fault Driver Protection (AFDP) policy?

Allianz CTP customers with class 1 and 6 vehicles, which have current vehicle registration with the Department of Transport and Main Roads (DTMR), and are aged 25 years or older are able to apply for AFDP.

Eligibility criteria are set out in the At-Fault Driver Protection policy. See that document here for more information, and if you have any questions please contact us to discuss those at any stage.

You must apply for the policy and meet the eligibility criteria. To apply for the policy, you can call 13 1000 and an Allianz customer service representative will assist you or you can apply below for At-Fault Driver Protection. Your At-Fault Driver Protection cover will take effect the next time you renew your vehicle registration with the DTMR with Allianz as your CTP insurer.

Refer to the At-Fault Driver Protection Insurance Policy Document for full terms and conditions of cover.

Apply for AFDP

Need help?

You can call us on 13 1000 during business hours
9am – 5pm AEST/AEDT, weekdays

Frequently Asked Questions

The cost to someone who is injured in a motor vehicle accident can be significant when one considers the medical care and treatment costs that can be involved and potential loss of income during recovery. In extreme cases, victims can require expensive treatment for the rest of their lives. To ensure that innocent victims of motor vehicle accidents are compensated irrespective of the financial position of the driver that caused the accident, it is mandatory for all vehicle owners to take out CTP insurance before they are able to register their vehicle.
You may nominate to change your CTP insurer at any time while your vehicle is registered but the actual change of insurer will only come into effect from the commencement of the next registration or renewal.
Your CTP insurance will cover your vehicle as long as it is registered. To cancel your CTP policy, you must first cancel your registration with DTMR. Once deregistered, DTMR will provide you with a refund of the unused portion of the CTP premium.
No. CTP insurance is attached to the motor vehicle registration. The CTP insurance will be transferred to the new registered owner.
If your vehicle is deregistered due to a total loss or having been stolen, you will be entitled to a refund of any unused portion of your CTP premium.
Yes, the government imposes time limits for making a CTP claim. Please contact us if you require further information about the time limit to make your claim.
We will send you a letter advising you of your claim reference number and the name and contact details of the person who will be responsible for the management of your claim. In addition, your claims consultant will also contact you promptly via phone when we receive your claim. We will also keep you up to date on the progress of your claim on a regular basis.
We may need to contact you to obtain an update on the progress of any treatment and we may also need to obtain further documents from you to assess your claim. We will discuss with you the need for any of this additional information.