Comprehensive Car Insurance offer terms & conditions

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Offer Terms & ConditionsAllianz Comprehensive Car Insurance - $50 eGift card promotion

  1. Information on how to qualify for the $50 JB Hi-Fi eGift card promotion form part of these Terms and Conditions. Participation in this promotion is deemed upon acceptance of these Terms and Conditions. This offer is not valid for any policies cancelled during the cooling off period. Participants not complying with these terms and conditions will be disqualified.
  2. The promoter is Allianz Australia Insurance Limited (ABN 15 000 122 850, AFS Licence No. 234708) of Level 12, 2 Market Street, Sydney, NSW, 2000.
  3. Australian residents aged 18 years or over and excluding Northern Territory residents are eligible for this Promotion.
  4. Individuals who purchase a new Allianz Comprehensive Car Insurance Policy during the Promotional Period directly via the Allianz Website will receive a $50 JB Hi-Fi eGift card. The policy will be deemed purchased when the Promoter receives full payment of the annual policy premium or the first month’s instalment of the premium if paying by the month.
  5. JB Hi-Fi eGift Card will be emailed to you 3 to 6 weeks after payment to Allianz for your new Allianz Comprehensive Car Insurance Policy. This offer is not valid for any policies cancelled during the cooling off period. Please ensure you have provided a valid email address. The JB Hi-Fi eGift Card will be emailed to the email address provided when purchasing your new Allianz Comprehensive Car Insurance Policy online. This offer is only valid until 11:59pm 17 August 2020 (AEST). The eGift Card will be sent from JB Hi-Fi. For full terms and conditions of JB Hi-Fi eGift Card visit
  6. Current policy holders or renewing policy holders do not qualify for the $50 JB Hi-Fi eGift card. Policies purchased or held with any Allianz Partners or intermediaries are excluded. Polices cancelled, lapsed or renewed after the Promotional Period starts will be excluded. The commencement date of the policy must be within the Promotional Period to qualify. Updates or inclusions to existing policies for Comprehensive Car Insurance cover will not qualify for the eGift card.
  7. The Promoter reserves the right, at any time, to verify the validity of policy holders (including a persons identity, age and place of residence and policy) and reserves the right, in its sole discretion, to disqualify any individual who the Promoter has reason to believe has breached any of these Terms and Conditions, tampered with the qualification process or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of the promotion. Errors and omissions may be accepted at the Promoter's discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. The Promoter's legal rights to recover damages or other compensation from such an offender are reserved.
  8. Incomplete or indecipherable policies will be deemed invalid.
  9. If there is a dispute as to the identity of a policy holder, the Promoter reserves the right, in its sole discretion, to determine the identity of the policy holder.
  10. The eGift Card is not transferable or exchangeable and is not redeemable for cash. If an eGift card has expired it cannot be extended or replaced. If an eGift Card or receipt of it incurs a tax liability, the relevant recipient of the eGift Card (“Recipient”) is liable for payment of such tax.
  11. The Promoter’s decision is final and no correspondence will be entered into.

For further details about how we handle personal information and details about how entrants can request access and correction of their information or complain about a breach of the Australian Privacy Principles, please see our Privacy Policy which is available at All entries become the property of the Promoter.

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We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please refer to the Product Disclosure Statement (PDS). A Premium, Excess, Discount and Options Guide (PED) is also available for reference.

Upgrade your Comprehensive coverGet extra cover. Choose from these options when you get a quote.

Rental Car

When your car goes in for repair after an accident, where available, a rental car is provided for up to 21 days ($100 maximum daily rental amount). If a rental car is unavailable, we will pay you a daily travel allowance of $50.

Removal of basic excess for windscreen claims

Choose this option to remove the excess on two repair claims and one replacement claim per policy year for window glass or windscreen damage. Your Star Rating is not affected by those claims and you can fast track your repair by calling O'Brien Glass directly.4

Star Rating Protection

Star Rating Protection allows you to claim one at-fault accident a year without losing your Star Rating. Protects your Star Rating in the event of an at-fault accident, or a claim where the responsible party can't be identified, or a claim where your car is damaged by nature or wildlife.

Ways you can saveOptions to help you tailor your Comprehensive Car Insurance.

Adjustable Excess

Option to increase your excess which may reduce your premium.

Annual Payment

Pay annually for the best price on your insurance premium.

Named Driver

Reduce your premium by listing all your drivers. An excess will be applied in the event of an accident where your vehicle was being driven by any driver not listed in your policy.

More about Allianz Car Insurance

Making a claim

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Allianz selected repairers

Allianz has trusted repairers in your area that offer fast and high quality service

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Frequently Asked Questions

Comprehensive Car Insurance insures your vehicle against accidental loss or damage in events such as accidents, theft, vandalism, fire, hail, storm, or flood damage. Plus it covers loss or damage to someone else’s car or property you cause while driving your vehicle.

Compulsory Third Party (CTP) Insurance insures you or any other driver of your vehicle against liability for death or injuries resulting from a motor vehicle accident for which you or the driver of your vehicle are at fault.

Third Party Property Damage insures you for damage you cause to someone else’s car or property while driving your vehicle but doesn’t include cover for your vehicle.

Why choose Allianz


Our online system is available day and night so you can sign up and manage your cover whenever it suits you.


Allianz customers have access to a quick and easy claims process.

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