Comprehensive Car Insurance

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Choosing Comprehensive CoverComprehensive Car Insurance provides cover for your car and other people's cars and property.

Protect your car

  • Cover for accidental damage to your car if you are at fault
  • Cover for damage to your car if you are not at fault in an accident and the other vehicle is uninsured
  • Cover for accidental loss or damage to your car caused by fire or theft. A 72 hour waiting period applies to bushfire damage. Refer to the PDS for Terms and Conditions.
  • Cover for accidental damage or loss to your car including flood, storm and hail. A 72 hour waiting period applies to cyclone, flood or bushfire. Refer to the PDS for Terms and Conditions.
  • Reasonable costs of towing after a covered accident


  • Cover for accidental damage to other people's property (including vehicles) which is partly or fully your fault
  • Approved legal costs arising out of a claim for liability covered by your policy
  • Legal liability cover when using a substitute vehicle while your vehicle is being repaired or serviced (excluding hire cars)
  • Guarantee on authorised repairs
  • Rental car following theft ($100 per day limit, up to 21 days)
  • And more

Policy documents

We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please refer to the Product Disclosure Statement (PDS). A Premium, Excess, Discount and Options Guide (PED) is also available for reference.

Upgrade your Comprehensive coverGet extra cover. Choose from these options when you get a quote.

Rental Car

When your car goes in for repair after an accident, we can arrange a rental car for you to the value of $100 a day for up to 21 days. If a rental or loan car is not available receive $50 travel allowance per day for 21 days.

Removal of basic excess for windscreen claims

Choose this option to remove the excess on two repair claims or one replacement claim per policy year for window glass or windscreen damage. Your Star Rating is not affected by those claims and you can fast track your repair by calling O'Brien Glass directly.

Star Rating Protection

Star Rating Protection allows you to claim one at-fault accident a year without losing your Star Rating. Protects your Star Rating in the event of an at-fault accident, or a claim where the responsible party can't be identified, or a claim where your car is damaged by nature or wildlife.

Ways you can saveOptions to help you tailor your Comprehensive Car Insurance.

Adjustable Excess

Increase your excess to reduce your premium.

Annual Payment

Pay annually for the best price on your insurance premium.

Named Driver

Reduce your premium by listing all your drivers. An excess will be applied in the event of an accident where your vehicle was being driven by any driver not listed in your policy.

More about Allianz Car Insurance

Making a claim

Learn more about making a claim or start a claim now

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Allianz selected repairers

Allianz has trusted repairers in your area that offer fast and high quality service

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Quick online quote

Get a quote online in just two minutes. You have the choice of agreed* or market value. *Conditions Apply

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Frequently Asked Questions

Comprehensive Car Insurance provides you with cover for repairing or replacing your vehicle if it is damaged in an accident or while it is not being driven. It also provides you with cover for damage you cause to other people's property and vehicles. Compulsory Third Party (CTP) Insurance insures you or any other driver of your vehicle against liability for death or injuries resulting from a motor vehicle accident for which you or the driver of your vehicle are at fault. Third Party Property Damage Car Insurance only provides cover for damage you cause to other people's vehicle and property, while Third Party Property, Fire and Theft provides additional cover for damage to your vehicle caused by fire or theft.

Why choose Allianz


Our online system is available day and night so you can sign up and manage your cover whenever it suits you.


Allianz customers have access to a quick and easy claims process.

Next Steps