Travelling to Thailand

If you’re looking for a fun, exotic holiday destination then Thailand is a great choice. Experience tantalising foods as well as sun, sand and smiles on the beautiful beaches. Don’t miss the Bangkok Silk Markets, Chiang Mai - the ‘Rose of the North’ or the luxurious resorts of Phuket.

One thing to consider for your trip to Thailand is a travel insurance policy. Australians are hospitalised in Thailand for various complaints from motor vehicle accidents to food poisoning each year. If something more serious happens to you, you may need to pay thousands of dollars to be repatriated back to Australia via air ambulance. Before you leave home, consider the choice of travel insurance that is designed to cover you for overseas emergency assistance.

Allianz Travel Insurance has Basic, Comprehensive and Multi-Trip travel insurance policies for your next holiday. Our Comprehensive Travel Insurance offers optional cover for loss of personal effects and luggage1, trip cancellation1, and more for an additional cost.

For information about COVID-19 benefits under select policies, visit our COVID-19 benefits page.


Health and safety when travelling to Thailand

Keeping safe in Thailand

Thailand has the possibility of flooding, severe storms and earthquakes. Check Smartraveller for current travel alerts affecting Thailand before you purchase a policy, before you leave Australia, and during your travels.

Staying healthy in Thailand

Be mindful that water-borne, food-borne, parasitic and other infectious diseases (including tuberculosis, cholera, hepatitis, leptospirosis and typhoid) are prevalent in Thailand.

Malaria, dengue fever, HIV/AIDS and rabies exist throughout the year in regional areas.

Thailand’s hospitals and medical facilities may not be as well-equipped as in Australia.


Riding mopeds and motorcycles in Thailand

Thailand’s road safety risks and annual motor vehicle accidents are comparatively higher than Australia. If you plan to ride motorcycles, mopeds, motorised scooters or quad bikes, you might want to consider purchasing an Adventure Pack, which is an option for the comprehensive policy.

The Adventure Pack is designed to cover eligible policy holders while riding on a motorcycle1, moped1, motorised scooter1 or quad bike1 if you meet the following conditions:

Allianz Travel Insurance is a great choice

In 2020, Forbes magazine named Allianz SE one of the world's largest public companies, making Allianz SE one of the global leaders in insurance. Allianz Australia Insurance Limited and Allianz Global Assistance are both part of the Allianz SE group of companies.

Global reach and expertise

Emergency Assistance 24 hours a day, 365 days a year

Registered Nurses and Doctors available

Frequently Asked Questions

In Thailand, the quality of medical care varies from hospital to hospital. Don’t risk not being able to access the standard of care you are used to at home.

An Allianz Basic Travel Insurance policy is designed to include cover for overseas emergency assistance and overseas medical and hospital expenses1. For coverage that is designed to include the above plus events such as trip cancellation, accidental death, and permanent disability1, consider choosing our Comprehensive travel insurance.

You can compare Allianz Travel Insurance plans to find out which product best suits your needs.

Our policies have a General Exclusion on claims arising from cosmetic or elective surgery. Our policies won’t cover your surgery or any complications that occur as a result of it.

A general exclusion will apply to your policy and there will be no cover for claims arising from, contributing to, or caused by you being affected by any intoxicating liquor or drug — You must not be intoxicated to the extent that your physical, mental functions or judgment are impaired. This general exclusion does not apply if the intoxicating drug is a drug prescribed to you by a medical practitioner, and taken as instructed.

Thailand is a wonderful holiday destination for families. You can purchase a travel insurance policy for Thailand that can cover your partner and also your children and grandchildren. To be eligible for cover, children and grandchildren must be:

  • under 25 years of age
  • dependants
  • not working full time
  • with you for 100% of the journey
As soon as you know the dates for your trip to Thailand, you can purchase your travel insurance. Depending on the policy you choose, if your trip gets cancelled before you leave or if you become sick and can’t travel, it may come to the rescue1.

Consider purchasing a Multi-Trip policy, which remains valid for 12 months1. It saves you from having to purchase travel insurance each time you go. You organise one policy and pay the one premium - just choose what your longest trip duration will be (choose from 15, 30 or 45 days).

Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past, present and emerging.